Business Professional experienced working in fast-paced environments, with an emphasis on superior client service, efficient internal procedures, and accurate reporting.
Overview
27
27
years of professional experience
1
1
Certification
Work History
Senior Personal Loan Specialist
One Main Financial
02.2023 - 11.2023
Negotiated favorable loan terms for clients by leveraging knowledge of competitive landscape and advocating on their behalf.
Established a reputation as a trusted advisor among both clients and colleagues, resulting in increased business opportunities and professional growth.
Collaborated with team members to achieve department goals for loan volume and customer satisfaction ratings.
Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Proactively identified solutions for customers experiencing credit issues.
Assessed loan portfolios for compliance with underwriting policies..
Bilingual Collections Specialist
ProCollect, Inc.
11.2021 - 11.2022
Perform collections with a specific portfolio of delinquent late stage accounts
Receive incoming calls and make outbound collection calls to encourage payments and cure outstanding past-due account balances to avoid further delinquency
Utilize all available methods, including online systems and other resources, to perform skip trace work to establish contact with account holders
Accurately document all account activities and pertinent information to include, but not limited to, verifications and demographic changes
Auto Sales Consultant
Hiz and Herz Auto Sales
10.2017 - 12.2019
Presented vehicle features, model options, and pricing information to assist customer decision-making
Promoted manufacturer and dealer incentives to drive revenue
Explained warranties, model upgrades, and dealer services to create upsell opportunities
Demonstrated car features and benefits and facilitated test drives to enhance MG customer experience
Liaised between customers and finance department to facilitate price negotiation and financing options
Encouraged customers to sign up for warranties and additional services, consistently exceeding quotas for add-on sales
Maintained knowledge of current sales and promotions, return and exchange policies, and security practices
Facilitated timely sales or visit follow-up to retain strong rapport with previous and prospective customers
Document Support Specialist III
Citi Group
10.2003 - 07.2012
Reviewed accounts to prioritize collection efforts based on dates and balance amounts
Prepared and mailed letters to collect on outstanding customer balances
Worked with outside collection agencies to resolve long-term non-payment issues
Liaised between conservation professional associations and consulting conservators to expand the network
Led enhanced training sessions for new and experienced consultants to maintain knowledge of industry techniques and product lines
Developed procedures and documentation to regulate extraction and safe storage of collections in event of a destructive emergency
Turned over account records to attorneys to help them pursue customers who failed to respond to collection processes
Assistant Manager
Mike's Family Pets
05.1997 - 08.2004
Assisted General Manager in coaching and managing store associates with all aspects of sales, customer feedback, and associate performance
Collaborated with store manager to direct and delegate work assignments and verify execution of plans and strategies across store
Supervised hourly and temporary personnel, providing work direction, reviewing work processes
Analyzed productivity reports to manage overall performance
Coordinated work handoffs and schedules with other Shift Managers
Education
High School Diploma -
Universidad Autónoma del Estado de México UAEM
Ecatepec, Estado De México, MÉXICO
07.1977
Skills
Customer Service
Account Management
Collections
Sales
Records Organization & Management
Certification
Loan Officer Certificate
Health and Life Insurance License - Oklahoma
Property and Casualty License Insurance - Texas, In Progress