Matthew Brady
134 Colonial Reserve Ave,NC
Summary
Dynamic Senior Credit Analyst and Portfolio Manager with expertise in loan structuring and credit risk assessment. Proven track record in developing financial models and mentoring teams, enhancing credit policies, and driving strategic planning initiatives. Adept at analyzing complex financial data to inform decision-making and optimize portfolio performance.
Overview
16
16
years of professional experience
Work History
Senior Credit Analyst / Portfolio Manager
Norway Savings Bank
08.2016 - Current
- Analyzed financial data to assess risk, determine loan eligibility, and provide approval recommendations for the bank's largest and most complex relationships.
- Developed financial models to forecast trends and evaluate borrower repayment capacity.
- Collaborated with cross-functional teams to enhance credit policies and streamline approval processes.
- Mentored junior analysts on credit assessment methodologies and best practices.
- Initiated discussions regarding the structure of complex loan requests including participations and multi-structured credit.
- Reviewed complex loan applications, ensuring compliance with internal guidelines and regulatory requirements.
- Conducted market research to identify emerging risks and opportunities within lending portfolios, informing strategic planning efforts.
Production Manager / Warehouse Manager
Versatile Packagers
06.2009 - 07.2016
- Streamlined production processes to enhance efficiency and reduce downtime.
- Led cross-functional teams in implementing new packaging technologies and methodologies.
- Developed and maintained production schedules to meet client demands and optimize resource allocation.
- Trained, mentored, and supervised 50+ employees on best practices in safety protocols and operational procedures.
Education
Associate of Science -
Everest University
Tampa, FLSkills
- Loan structuring
- Credit risk
- Financial statements expertise
- Consumer credit reports
- Credit scoring models
- Financial statement review
- Portfolio management
- Training and mentoring
Timeline
Senior Credit Analyst / Portfolio Manager
Norway Savings Bank
08.2016 - Current
Production Manager / Warehouse Manager
Versatile Packagers
06.2009 - 07.2016
Associate of Science -
Everest University