Matthew Rose
Benton,AR
Summary
Current bank examiner with extensive experience in regulatory compliance, audit readiness, internal controls, and financial operations oversight. Concurrently leads a financial education and consulting practice focused on compliance-aligned financial literacy and institutional accountability. Proven ability to translate complex regulatory and financial requirements into clear, operationally sound processes that support transparency, accuracy, and stakeholder trust. Proud UAPB alumnus committed to student-centered service, fiscal stewardship, and public-institution excellence.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Bank Examiner VI
Arkansas State Bank Department
Arkansas
06.2005 - Current
- Conduct comprehensive examinations of financial institutions to assess compliance with federal and state regulations.
- Evaluate internal controls, financial statements, policies, and operational practices.
- Prepare examination reports supporting regulatory decisions.
- Recommend corrective actions to strengthen governance and controls.
- Prepared detailed reports summarizing examination results and recommendations for improvement.
- Provided training to junior examiners on best practices in bank examination processes.
- Cultivated strong relationships with key stakeholders such as bank executives, regulators, auditors, maintaining open lines of communication throughout the examination process.
Founder & Financial Education Consultant
Change the Culture Leadership Group
Little Rock, AR
03.2020 - Current
- Lead a mission-driven financial education and strategy organization focused on improving financial literacy, accountability, and long-term planning for individuals, families, and professionals.
- Coach indivdiduals and small groups on translating complex financial concepts into clear, ethical, and practical decision-making frameworks.
- Translate complex financial concepts into practical guidance.
- Maintain confidentiality and ethical handling of sensitive information.
- Demonstrated awareness of FERPA principles and privacy requirements when handling sensitive financial information.
- Partner with cross-functional community leaders, and professionals to support compliance-minded financial practices and responsible stewardship.
Education
Bachelor’s Degree - Business Administration
University of Arkansas At Pine Bluff
Pine Bluff05-2005
Graduate Banking Degree - Banking
Graduate School of Banking At Colorado
Boulder, CO07-2012
Skills
- Financial Operations Oversight
- Regulatory Compliance & Policy Implementation
- Audit Coordination & Internal Controls
- Financial Statement Analysis
- Risk Management & Process Improvement
- Cross-Department Collaboration
- Training, Guidance & Financial Education
- Operational Risk Management
- Anti-Money Laundering
Certification
Certified Fraud Examiner, CFE
Timeline
Founder & Financial Education Consultant
Change the Culture Leadership Group
03.2020 - Current
Bank Examiner VI
Arkansas State Bank Department
06.2005 - Current
Bachelor’s Degree - Business Administration
University of Arkansas At Pine Bluff
Graduate Banking Degree - Banking
Graduate School of Banking At Colorado