Maya Sigl
Tomahawk,Wisconsin
Summary
My objective is to be able to utilize my 15 years of insurance experience and 9 years of accounting experience to write and maintain a profitable book business.
Overview
28
28
years of professional experience
Work History
Senior Insurance Product Analyst
Society Insurance Company
Fond du Lac, Wisconsin
01.2025 - Current
- Lead development, filing, implementation, and maintenance of commercial P&C insurance products across multiple states.
- Conduct regulatory and competitive analyses, develop policy forms and rating rules, coordinate SERFF filings, ensure compliance with ISO, NCCI, and state requirements, and partner with underwriting, actuary, and operations teams to deliver profitable and compliant insurance solutions.
- Analyze product data to identify trends and improve offerings.
- Collaborate with cross-functional teams on product development initiatives.
Commercial Underwriter III
Society Insurance Company
Fond Du Lac, Wisconsin
05.2022 - 02.2025
- Within established binding authority and in compliance with BOP filings, develop and maintain a profitable book of business consisting of primarily small-business accounts by acquiring, evaluating, and analyzing information relative to risks to making selection and pricing
- Niche underwriting including the following: bars, restaurants, breweries/wineries, food manufacturing, contractors, habitational, grocery, auto repair, lessors risk, retail and wholesale
- Evaluated insurance applications for commercial properties and assessed risks.
- Analyzed financial statements to determine underwriting eligibility and terms.
- Collaborated with agents to gather necessary documentation for policy issuance.
Senior Living Underwriter II
Church Mutual Insurance Company
Merrill, Wisconsin
11.2019 - 05.2022
- Within established binding authority and in compliance with filings, effectively write and retain profitable business to meet company objectives
- Using various sources of information, analyze, evaluate, make, and document decisions to achieve profitable underwriting results on transactions for prospective, new business, and existing customers
- Recognized exposures to loss, identified coverage alternatives, developed risk management recommendations, and priced to achieve expected profitability
- Negotiate solutions keeping the customer in mind
- Decline/non-renew business not meeting underwriting standards
- Communicate with supervisor on issues exceeding binding authority and through monthly letters on territory issues
- Developed and maintaining a positive working relationship with the sales force
- Explain and help develop an understanding of coverages, forms, guidelines, and underwriting philosophies
- Continuing to develop underwriting knowledge to a higher level through an awareness of changes in niche
- Identified opportunities and recommended efficiencies to enhance underwriting performance and streamline processes
- Recognize and promote change in a positive manner
- Train new hires and current team members on system updates and changes
- Participate in projects to implement positive change in the company
- Developed workflows that facilitated training of underwriting staff
Renewal Underwriter
Church Mutual Insurance Company
Merrill, Wisconsin
10.2018 - 11.2019
- Analyze, evaluate, make, and document decisions to achieve profitable underwriting results
- Recognize exposures to loss, identify coverage alternatives, develop risk management recommendations, and adequately price to an expected profitability level
- Supported sales force in producing and servicing profitable business by providing resources and guidance
- Communicate with all customers in a manner that is professional, respectful, and timely
- Expanded underwriting knowledge and recommended efficiencies to enhance overall operations
- Managed assigned underwriting territory to effectively assess risks and ensure optimal coverage
- Work within binding authority that was within my level of underwriting knowledge and experience
Underwriting Assistant
Church Mutual Insurance Company
Merrill, Wisconsin
03.2017 - 04.2018
- Qualify New Business Submissions, prepare proposals for renewal business and new business, respond timely and accurately to broker requests and questions, code endorsements for processing, mail output, bills, cancel/reinstatement notices to broker, process composite policies, respond to processing supervisors’ or analysts’ questions timely and accurately, process bind orders for new and renewal policies, prepare broker commission for payment, update commission tables, update Underwriter number tables, update accounts in CRM, review renewal information for changes, collaborate with Underwriter to respond to broker requests, be open and responsive to change, amend procedures as needed to adapt to company changes
- Reviewed insurance applications for completeness and accuracy.
- Assisted underwriters in evaluating risk assessments and coverage options.
- Prepared documentation for underwriting files and policy issuance.
BSM Processing Specialist
Church Mutual Insurance Company
Merrill, Wisconsin
04.2011 - 03.2017
- Accurately and timely process Multi-peril applications, quotes, renewals, renewal offers, annualizations, published rates look-up, non-premium endorsements, premium endorsements and re-write orders for Senior Living and Agency, Brokered and Direct Markets
- Accurately and timely process Auto applications and renewals
- Promptly respond to any requests needed by underwriters, supervisors, direct reps or agency reps
- Suggest ways to improve current processes
- Train coworkers as needed
- Delegate work and field questions while supervisor is out of office
- Supported efforts to implement organizational changes
- Create and maintain procedure manuals
Accounting Clerk
Drs. Foster & Smith, Inc.
Rhinelander, Wisconsin
06.2006 - 07.2011
- Accounts Payable, Accounts Receivable, Prepare Daily Bank Deposit, Reconcile Various Accounts Monthly, Verify Refund Checks, Respond to Vendor Calls and Emails, Filing
Accounting Specialist
Rhinelander GM Auto Center
Rhinelander, Wisconsin
02.2006 - 07.2011
- Cost car deals, prepare daily sales report for management, accounts payable, accounts receivable, cost dealer trades, daily bank deposit, and journal ACH deposit
Certified Nursing Assistant
Petersen Health Care
Rhinelander, Wisconsin
06.2004 - 07.2007
- Assisting Residents with all activities of daily living
- Charting residents’ progress
- Recorded vital signs to monitor resident health and reporting any changes to nursing staff on duty
Accounting Clerk
Broadway Automotive-Pulaski
Pulaski, Wisconsin
03.2001 - 06.2004
- Weekly Payroll, answering phones, cashiering, dealer trades, balancing bank accounts monthly, accounts payable, accounts receivable, prepare daily bank deposit, distribute mail, yearly parts inventory, filing
Cashier/Customer Service Clerk
Concours Motors
Glendale, Wisconsin
01.2000 - 11.2000
- Greeting customers, answering phones, cashiering, back-up for cash balancing and filing
Front Desk Clerk / Receptionist
Sheraton Milwaukee-Brookfield
Brookfield, Wisconsin
06.1998 - 01.2000
- Greeting customers, check-in / out of hotel guests, answer phones, take reservations
- Operate hotel gift shop, shuttle guest to and from airport, and listen to and resolve complaints
Education
Accounting - Accounting
Nicolet Area Technical College
Rhinelander, WI12-2009
Diploma - General
West Allis Central
06-1998
Some College (No Degree) - Nursing
University of Wisconsin – Milwaukee
Milwaukee, WISome College (No Degree) - Nursing
Nicolet Area Technical College
Rhinelander, WISkills
- 10-key
- Microsoft Excel
- Microsoft Word
- Microsoft Outlook
- Mas90 Accounting Software
- AS 400
- Quick Solver
- CRM
- PEGA
- Guidewire
- CoPilot
- Risk assessment
Certifications
- Associate in General Insurance – AINS
- Associate in Commercial Underwriting -AU
- Associate in Commercial Underwriting - Management – AU-M
- Associate in Insurance Services – AIS
- Certified Insurance Services Representative- CISR
Timeline
Senior Insurance Product Analyst
Society Insurance Company
01.2025 - Current
Commercial Underwriter III
Society Insurance Company
05.2022 - 02.2025
Senior Living Underwriter II
Church Mutual Insurance Company
11.2019 - 05.2022
Renewal Underwriter
Church Mutual Insurance Company
10.2018 - 11.2019
Underwriting Assistant
Church Mutual Insurance Company
03.2017 - 04.2018
BSM Processing Specialist
Church Mutual Insurance Company
04.2011 - 03.2017
Accounting Clerk
Drs. Foster & Smith, Inc.
06.2006 - 07.2011
Accounting Specialist
Rhinelander GM Auto Center
02.2006 - 07.2011
Certified Nursing Assistant
Petersen Health Care
06.2004 - 07.2007
Accounting Clerk
Broadway Automotive-Pulaski
03.2001 - 06.2004
Cashier/Customer Service Clerk
Concours Motors
01.2000 - 11.2000
Front Desk Clerk / Receptionist
Sheraton Milwaukee-Brookfield
06.1998 - 01.2000
Accounting - Accounting
Nicolet Area Technical College
Diploma - General
West Allis Central
Some College (No Degree) - Nursing
University of Wisconsin – Milwaukee
Some College (No Degree) - Nursing
Nicolet Area Technical College