Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Meghan Shovelton

Warren,RI

Summary

Results-oriented professional with 25+ years of experience in Finance and Business Management. Expertise in cross-functional team leadership, customer-driven management, and performance improvement. Proven ability to manage financial operations and implement process enhancements that align with organizational goals.

Overview

17
17
years of professional experience
1
1
Certification

Work History

BUSINESS MANAGER

MASTRIA GMC CADILLAC
11.2024 - 10.2025

Achieved second-highest PRU among 12 Business Managers for 10 months consecutively.

Maintained lowest chargebacks in the group by diligently disclosing all products to customers.

Ensured customers fully understood steps in Automotive Purchases, minimizing confusion and anxiety.

Prevented customer complaints through timely follow-ups and responsive communication with returning clients.

Introduced alternative leasing sources, recovering sales previously lost to competitors in the market.

Provided innovative penciling options to increase back-end PRU on Leases from $650 to $1790.

Collaborated with sales teams to enhance customer satisfaction and streamline the purchasing process.

Business Manager

State Line Nissan
03.2021 - 09.2024
  • Achieved over $2500 PVR with a Product Index of 2.7-3.4%.
  • Ensured precise processing of vehicle purchase documents, maintaining integrity.
  • Streamlined funding, registration, and long-term follow-up for customer satisfaction.
  • Maximized gross by effectively processing non-prime and sub-prime applications.
  • Facilitated strong communication, addressing potential funding and registration issues promptly.
  • Maintained low chargebacks through full disclosure and excellent customer service.

Finance Director

Post Oak Toyota
02.2020 - 06.2020
  • Increased monthly unit sales from 164 to 296 within four weeks.
  • Achieved PRU of $1598 by implementing strict processes with limited staff.
  • Grew monthly sales to 384 units while managing limited Finance Department personnel.
  • Maintained over $1600 PRU, dedicating over 75 hours per week to operations.
  • Successfully recruited and trained four Business Managers before Covid restrictions began.

Business Manager

Flood Ford Lincoln
07.2008 - 10.2018
  • Educated individuals about financial assistance options for college students.
  • Achieved top performance in PRU and product penetration among Business Managers.
  • Managed lender relationships, ensuring correct contract distribution and loyalty maintenance.
  • Attained highest Customer Satisfaction Index scores for three consecutive years.
  • Reviewed loan agreements for accurate funding packages, expediting funding processes.
  • Analyzed consumer applications to secure approvals other stores could not achieve.
  • Implemented Capital One Pre-Approval Sales, significantly boosting used vehicle volume.

Education

High School Diploma -

Portsmouth High School
Portsmouth, RI

Skills

  • Proficient in CDK, Reynolds & Reynolds
  • Proficient in DealerTrack, Route One
  • Experienced with Menu Systems, Darwin, Dealertrack, and Ristken
  • In-depth knowledge in obtaining subprime approvals, processing applications to ensure maximum gross potential Due to my understanding of subprime lenders' varying funding requirements, I know exactly what needs to be submitted for prompt funding and limiting the dealerships' risk in participating in this sort of business

Certification

  • Level 4 Achievement Certification with Ford Motor Co. 2016
  • Level 4 Achievement Certification with Ford Motor Co. 2017
  • Level 4 Achievement Certification with Ford Motor Co. 2018
  • Licensed Life and Disability Broker RI

Timeline

BUSINESS MANAGER

MASTRIA GMC CADILLAC
11.2024 - 10.2025

Business Manager

State Line Nissan
03.2021 - 09.2024

Finance Director

Post Oak Toyota
02.2020 - 06.2020

Business Manager

Flood Ford Lincoln
07.2008 - 10.2018

High School Diploma -

Portsmouth High School
Meghan Shovelton