Melvin Jones

• Perform comprehensive premium audits on large, multiple-state and/or multiple-location accounts in the midwestern and southeast region of the US.

• Perform comprehensive premium audit reviews and time charges for vendors.

• Serve as a premium audit expert, governing 17 states in the US.

• Effectively manage premium audit resources to utmost efficiency to improve business lines profitability, monitor progress, and report regularly.

• Assist underwriters with class code classification on new accounts.

• Settle premium audit disputes for vendors and answer complex premium audit questions.

• Contribute to the development of the overall business strategy for premium audit department for assigned region/territory.

• Perform quality premium audits reviews on multi-state workers' compensation and general liability accounts.

• Assist owners and CFOs uncover inflated premiums from misclassified workers compensation audits.

• Collaborated with cross-functional teams to ensure accurate financial reporting and compliance with regulations.

• Apply manual premium audit rules to solve complex audit disputes involving general liability sales audits.

• Attend premium audit webinars and conferences.

• Utilize Reference Connect, PAAS, ISO, WCIRB and Pennsylvania Compensation Rating Bureau.

• Perform general liability, inland marine, commercial auto, garage, and workers compensation physical premium audits medium to large scale statewide.

• Examine financial statements, general ledgers, sales journals, quarterly reports, and payroll summaries to establish actual exposure.

• Apply the payroll/sales ratio to detect non-employee exposure.

• Train and mentor new premium auditors.

• Educate policyholders on gross payroll deductions according to state premium audit rules and policy endorsements.

• Perform CCIP & OCIP CA audits on medium to large-scale construction accounts.

Perform virtual and physical premium audits on multi-state workers' compensation and general liability accounts.