MICHAEL DUCKHORN
Orland Park,IL
Summary
Accomplished Mortgage Loan Officer from Bank of England, adept in negotiation tactics and client account management. Leveraged networking abilities to exceed sales goals, ensuring efficient credit evaluation and team collaboration for seamless loan processing. Expertise honed at Mizuho Americas and Newedge, with a strong record of successful trade execution.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
Bank of England
02.2023 - Current
- Developed and maintained relationships with customers, real estate agents, title companies, appraisers and other industry professionals to ensure successful loan closings
- Managed pipeline of loans from pre-qualification through closing while ensuring high levels of customer service were met throughout entire process
- Built relationships with real estate agents, businesses, and other referral sources.
VP of Trade Execution
Mizuho Americas
04.2022 - 08.2022
- Performed trade execution for clients expeditiously and accurately
- Analyzed information obtained from clients to determine strategies for meeting their financial needs.
Consumer Direct Facilitator
Wintrust Mortgage
10.2019 - 03.2022
- Worked with borrowers to gather required information
- Evaluated and verified loan documents
- Reviewed files to guide each loan from pre-approval to closing.
Mortgage Loan Originator
United Trust Bank
08.2018 - 11.2018
- Worked with underwriters to fix application problems and resolve issues.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Provided exceptional customer service throughout entire loan process from initial consultation to closing day.
Mortgage Loan Officer
First Centennial Mortgage Corporation
06.2017 - 07.2018
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Enhanced client retention by providing outstanding service throughout mortgage process, from pre-approval to closing.
Mortgage Loan Officer
Compass Mortgage
12.2016 - 06.2017
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
European Execution Specialist
Newedge, Inc
09.2006 - 12.2015
- Maintained efficient, comfortable and friendly relationship with demanding clientele in high pressure environment
- Verified accuracy of outstanding orders to ensure smooth transition from shift to shift
- Established network of sales contacts to grow business by anticipating clients' needs
- Performed execution of high volume futures trades in European, Asian, and Sydney markets
- Responsible for real-time market analysis and advice
- Managed high pressure, dynamic environment and provided expertise to clients on market movement.
Education
Business Administration and Management -
Lubbock Christian University
Lubbock, TXSkills
- Negotiation Tactics
- Sales Development
- Sales Forecasting
- Goal-Oriented
- Licensed Mortgage Loan Originator
- Client Account Management
- Active Listening
- Networking Abilities
- Credit Evaluation
- Team Collaboration
- Relationship selling
Certification
- NASD Series 3
- NMLS #1524958
State
Illinois
Zip
60467
City
Orland Park
Timeline
Mortgage Loan Officer
Bank of England
02.2023 - Current
VP of Trade Execution
Mizuho Americas
04.2022 - 08.2022
Consumer Direct Facilitator
Wintrust Mortgage
10.2019 - 03.2022
Mortgage Loan Originator
United Trust Bank
08.2018 - 11.2018
Mortgage Loan Officer
First Centennial Mortgage Corporation
06.2017 - 07.2018
Mortgage Loan Officer
Compass Mortgage
12.2016 - 06.2017
European Execution Specialist
Newedge, Inc
09.2006 - 12.2015
Business Administration and Management -
Lubbock Christian University
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