Summary
Overview
Work History
Education
Skills
Candidates
Timeline
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Michael Procenko

Tomball,TX

Summary

Knowledgeable in the finance industry bringing 24 years of experience. Maintains calm, collected and analytical mindset in high-pressure situations. Achievements include dramatically improving service and management in banking through hard work and disciplined approach to managing communication strategies, risk assessment, and vast knowledge of computer and electronic devices. Top strengths include problem solving, decision making and conflict resolution, and financial forensics.

Overview

24
24
years of professional experience

Work History

Member Experience Center Manager

Associated Credit Union of Texas
Brenham, TX
01.2018 - Current
  • Oversee member service utilizing many channels including phone, email, chat, virtual teller, and more
  • Oversee the recruitment, hiring, and onboarding processes to ensure a skilled workforce capable of meeting call center objectives.
  • Aiding members with all product and services offered
  • Maintain electronic services
  • Implemented process improvement to shape organizational culture, optimize procedures for higher efficiency and help company evolve and grow.
  • Maintained accurate records of all transactions at the center, ensuring transparency in financial reporting for internal stakeholders.
  • Prepared annual budgets with controls to prevent overages.
  • Researching, implementing, testing, and training on new programs and services
  • Check facility, employee work and service levels to maintain compliance with company and industry standards.
  • Establish performance metrics and conduct regular evaluations to identify areas for improvement and drive continuous growth.
  • Introduce various initiatives aimed at improving employee engagement levels within the workplace which leads to reduced turnover rates amongst staff members.
  • Increase employee productivity by providing comprehensive training programs and fostering a supportive work environment.
  • Streamline scheduling procedures to optimize resource allocation, resulting in better overall management of the call center's workload.
  • Champion innovation in service offerings, continuously identifying emerging trends and incorporating them into the credit union's operations to stay ahead of competitors.

Personal Banker

BBVA Compass Bank
Brenham, TX
01.2013 - 01.2018
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Advise customers on bank products and services including digital services, lending needs, and investments and securities
  • Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.
  • Maintained compliance with bank policies and regulations while executing various financial transactions for customers.
  • Generated new business by conducting thorough financial needs assessments and offering tailored products to clients.
  • Improved customer satisfaction by providing personalized banking solutions and exceptional service.
  • Promoted financial products by maintaining excellent service offering knowledge.
  • Monitored customer accounts to detect irregularities or suspicious activity.
  • Delivered comprehensive financial advice, strengthening client relationships and promoting long-term loyalty.
  • Exceeded individual performance metrics consistently while maintaining exceptional levels of client satisfaction ratings throughout tenure as Personal Banker.
  • Enhanced client retention with proactive follow-ups and timely resolution of account issues.
  • Contributed to a positive work environment, fostering teamwork among colleagues to enhance productivity levels.
  • Leveraged advanced knowledge of banking products/services to deliver custom presentations that effectively addressed unique client needs.
  • Networked to increase client base and encourage existing clients to expand financial portfolios.
  • Answered customer questions and explained available services such as deposit accounts, bonds, and securities.
  • Established new accounts for high net worth individuals and serviced existing accounts to maximize revenue.
  • Managed complex credit applications; negotiated terms and conditions which resulted in increased loan approvals for qualified borrowers.
  • Optimized portfolio growth by identifying potential investment opportunities for high-net-worth clients based on market trends analysis.
  • Maintained customer records and updated account information.

Relationship Manager for Business Banking

Chase Bank/Bank One
Spring, TX
01.2010 - 01.2013
  • Assist customers with account opening and maintenance, advise customers on bank products and services including digital services, and business lending
  • Reviewed tax returns, provided loan underwriting, advised on succession planning, provided strategic financial planning for business operations, and credit/debit card processing.
  • Built and maintained relationships with new and existing clients while providing high level of expertise.
  • Consistently exceeded quarterly sales goals by cultivating a strong network of professional contacts and referrals.
  • Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
  • Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
  • Strengthened client relationships by actively listening to their needs and providing tailored financial solutions.
  • Identified new business opportunities through diligent market research and analysis, contributing to increased revenue growth.
  • Maintained knowledge on banking products and distribution to provide optimal service support.
  • Continuously updated personal knowledge of banking regulations and compliance requirements to minimize risk exposure for both clients and the organization.
  • Analyzed customer data to identify areas of improvement and maximize customer satisfaction.
  • Conducted regular reviews of clients'' financial profiles to ensure alignment with their risk tolerance, objectives, and investment strategies.
  • Implemented effective communication strategies to maintain ongoing dialogue with clients, fostering long-term partnerships.
  • Developed and managed relationships with vendors to establish cost-effective products and services.
  • Monitored financial markets closely to stay informed on industry trends, ensuring accurate advice and guidance for clients.
  • Participated in industry events and trade shows to promote products and services.
  • Delivered comprehensive reports detailing account activity and progress towards established financial goals, increasing transparency and trust with clients.
  • Evaluated portfolio performance regularly using advanced analytics tools, making strategic recommendations to optimize client returns.
  • Designed and maintained financial models to identify and measure risks.
  • Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
  • Conducted financial due diligence on potential investments and acquisitions.
  • Utilized financial software to prepare consolidated financial statements.
  • Created and managed financial models to evaluate corporate investments and acquisitions.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.

Operations Assistant Manager

Chase Bank/Bank One
Cypress, TX
01.2007 - 01.2010
  • Risk assessment for bank and customers, managed branch operations procedures including supervising teller staff and scheduling
  • I helped mitigate losses to the bank thru implementation of security processes.
  • Managed daily branch activities for optimal performance, ensuring compliance with banking regulations.
  • Collaborated with bank manager and teller supervisor on scheduling, hiring decisions and monthly audits.
  • Conducted regular audits to ensure adherence to internal policies and regulatory requirements, maintaining operational excellence.
  • Contributed to the achievement of financial targets by effectively managing budgets and controlling expenses within the branch.
  • Implemented effective sales strategies to increase product offerings and drive revenue growth.
  • Collaborated with bank management to develop strategic plans for business growth and expansion.
  • Coordinated staff training programs, equipping employees with essential skills for success in their roles.
  • Oversaw risk management initiatives to minimize losses and maintain a safe work environment.
  • Assisted with complex transactions using overrides and functions requiring additional authorization levels.
  • Boosted employee morale through recognition initiatives, leading to increased productivity levels across the team.
  • Observed, coached and developed bankers in support of reaching performance objectives.
  • Ensured accurate quarterly reporting by closely monitoring financial data entries made by branch staff.
  • Assisted customers with banking transactions, identified and serviced customer needs and resolved issues.
  • Reduced teller errors by implementing comprehensive cash handling training sessions.
  • Increased cross-selling opportunities by creating targeted marketing campaigns tailored towards existing clients'' needs.
  • Optimized branch efficiency through periodic review of staffing levels, adjusting as needed based on transaction volume trends.
  • Developed strong relationships with clients, providing exceptional service that retained their loyalty and trust.
  • Represented bank to community through good customer relations.
  • Enhanced customer satisfaction by resolving complex issues and providing personalized solutions.
  • Streamlined banking operations by implementing efficient processes and procedures.
  • Assisted in the recruitment of high-quality talent, contributing to a strong workforce capable of meeting bank objectives.
  • Assessed employee performance and developed improvement plans.
  • Maintained scheduling for main branch to keep shifts appropriately staffed.
  • Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
  • Examined customer loan applications for loan approvals and denials.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Completed filings and upheld strict compliance with regulatory agencies and supervisors.
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Designed and maintained financial models to identify and measure risks.
  • Established internal audit procedures to validate and improve accuracy of financial reporting.
  • Developed strategic plans for day-to-day financial operations.
  • Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
  • Conducted financial due diligence on potential investments and acquisitions.
  • Utilized financial software to prepare consolidated financial statements.
  • Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
  • Complied with established internal controls and policies.
  • Evaluated and negotiated contracts to procure favorable financial terms.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Analyzed business processes to identify cost savings and operational efficiencies.
  • Established and checked coding procedures, monitored reports and updated internal files.

Personal Banker

Chase Bank/Bank One
The Woodlands, TX
01.2004 - 01.2007
  • Assist customers with account opening and maintenance
  • Advise customers on bank products and services including digital services, lending needs, and investments and securities
  • Risk assessment for bank and customers.
  • Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Maintained compliance with bank policies and regulations while executing various financial transactions for customers.
  • Generated new business by conducting thorough financial needs assessments and offering tailored products to clients.
  • Improved customer satisfaction by providing personalized banking solutions and exceptional service.
  • Promoted financial products by maintaining excellent service offering knowledge.
  • Delivered comprehensive financial advice, strengthening client relationships and promoting long-term loyalty.
  • Exceeded individual performance metrics consistently while maintaining exceptional levels of client satisfaction ratings throughout tenure as Personal Banker.
  • Boosted sales of bank products through effective cross-selling and up-selling techniques.
  • Cross-sold bank products and services to meet customer needs and provide options.
  • Enhanced client retention with proactive follow-ups and timely resolution of account issues.
  • Contributed to a positive work environment, fostering teamwork among colleagues to enhance productivity levels.
  • Leveraged advanced knowledge of banking products/services to deliver custom presentations that effectively addressed unique client needs.
  • Networked to increase client base and encourage existing clients to expand financial portfolios.
  • Answered customer questions and explained available services such as deposit accounts, bonds, and securities.
  • Established new accounts for high net worth individuals and serviced existing accounts to maximize revenue.
  • Collaborated with branch team members to achieve monthly sales targets and improve overall performance.
  • Monitored customer accounts to detect irregularities or suspicious activity.
  • Managed complex credit applications; negotiated terms and conditions which resulted in increased loan approvals for qualified borrowers.
  • Optimized portfolio growth by identifying potential investment opportunities for high-net-worth clients based on market trends analysis.
  • Expanded customer base by consistently meeting referral goals through networking events and community outreach initiatives.
  • Assisted in the development of marketing strategies to increase awareness of bank products and services within the local community.
  • Followed up with customers to gather feedback and provide additional assistance.
  • Utilized customer relationship management software to provide accurate and complete customer service.
  • Responded to customer inquiries regarding new accounts and account services.
  • Greeted customers and delivered information about new account processes.
  • Presented new and additional products and services to existing customers.
  • Interviewed customers to obtain information needed for opening new accounts or renting safe-deposit boxes.
  • Maintained customer records and updated account information.
  • Explained account terms and conditions to customers.
  • Monitored accuracy of customer information in system.
  • Provided customers with additional information regarding account services.

Sales & Service Associate

Chase Bank/Bank One
The Woodlands, TX
01.2000 - 01.2004
  • Handled cash, deposits, cashing checks, taking loan payments, open/maintain new accounts, loan applications, and assist with lending needs.
  • Managed high-volume transactions during peak hours while maintaining attention to detail, ensuring seamless customer experience.
  • Balanced cash drawers accurately at the end of each shift, minimizing discrepancies in financial records.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Established trust with clients by maintaining confidentiality and protecting sensitive financial information.
  • Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
  • Processed customer transactions promptly, minimizing wait times.
  • Resolved customer issues promptly, fostering positive relationships between the bank and its clients.
  • Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
  • Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
  • Improved customer satisfaction by efficiently processing transactions and addressing account inquiries.
  • Counted and packaged currency and coins.
  • Provided exceptional customer service, resulting in increased client retention and loyalty.
  • Conducted daily audits of cash drawer, ensuring accuracy and compliance with bank policies.
  • Reconciled cash drawer and resolved discrepancies.
  • Educated customers on use of banking website and mobile apps.
  • Identified fraudulent activities by diligently monitoring transactions and reporting suspicious activity to management.
  • Educated customers on banking products, enabling them to make informed decisions about their finances.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Logged cashier's checks and other transactions to maintain accurate account records.
  • Supported branch management in achieving operational excellence through adherence to regulatory guidelines and internal procedures.
  • Processed loan payments accurately, contributing to the overall efficiency of branch operations.
  • Exceeded personal sales goals consistently by proactively engaging with customers and identifying their financial needs.
  • Enhanced branch sales through cross-selling bank products and services to customers.
  • Participated in ongoing professional development programs offered by the bank, staying up-to-date with industry trends and enhancing job performance.
  • Streamlined teller operations for better workflow by implementing time-management strategies.
  • Disbursed cash and checks accurately while maintaining security of cash drawers.
  • Maintained in-depth knowledge of bank products and services to provide appropriate recommendations to customers.
  • Monitored and reported suspicious activity in line with bank security policies.
  • Assisted customers with banking needs and inquiries.
  • Monitored and verified suspicious activity on customer accounts.
  • Executed wire transfers, stop payments and account transfers.

Education

Bachelor of Science - Criminal Justice

Sam Houston State University
Huntsville, TX

Skills

  • Goal-Oriented
  • Organization
  • Social Media
  • Verbal Communication
  • Community Engagement
  • Editing and proofreading
  • Crisis Management
  • Internal Communications
  • Multimedia production
  • Storytelling
  • Analytics and Reporting
  • Marketing Communications
  • Strategic Communication
  • Brand Messaging
  • Technical knowledge
  • Email Marketing
  • Proofreading
  • Customer Service
  • Problem-Solving
  • Decision-Making
  • Team Management
  • Team Development
  • Public Speaking
  • Project Management
  • Communication Management
  • Report Writing
  • Schedule Coordination
  • Information gathering and analysis
  • Digital Communications
  • Program Planning

Candidates

  • Michael Procenko, Contact Center Manager, 01/01/2018, Current, Member Experience Center Manager, Associated Credit Union of Texas, Oversee member service over many channels including phone, email, chat, virtual teller, and more. Responsibilities include aiding members with all product and services offered. Daily practices include electronic services, writing processes and procedures for the department, supervising and coaching staff, scheduling, and department budgets. As a part of the Project Management Team my duties includes researching, implementing, testing, and training on new programs and services. My knowledge encompasses a wide range of the banking industry including a strong expertise of risk assessment, advanced knowledge of computers and electronic devices, and financial forensics., 01/01/2013, 12/31/2018, Personal Banker, BBVA Compass Bank, Assist customers with account opening and maintenance. Advise customers on bank products and services including digital services, lending needs, and investments and securities. Risk assessment for bank and customers., 01/01/2000, 12/31/2013, Relationship Manager for Business Banking, Chase Bank/Bank One, Assist customers with account opening and maintenance, advise customers on bank products and services including digital services, and business lending. I reviewed tax returns, provided loan underwriting, advised on succession planning, provided strategic financial planning for business operations, and credit/debit card processing., 01/01/2000, 12/31/2013, Operations Assistant Manager, Chase Bank/Bank One, Risk assessment for bank and customers, managed branch operations procedures including supervising teller staff and scheduling. I helped mitigate losses to the bank thru implementation of security processes., 01/01/2000, 12/31/2013, Personal Banker, Chase Bank/Bank One, Assist customers with account opening and maintenance. Advise customers on bank products and services including digital services, lending needs, and investments and securities. Risk assessment for bank and customers., 01/01/2000, 12/31/2013, Sales & Service Associate, Chase Bank/Bank One, Teller, handled cash, deposits, cashing checks, taking loan payments, open/maintain new accounts, loan applications, and assist with lending needs., Criminal Justice, Sam Houston State University, 01/01/1996, 12/31/1999, Wide range of banking industry knowledge and experience, Risk Assessment and Management, Computer and electronic devices, Financial Forensics, Creativity, Leadership, Organization, Problem Solving, Team Work, Communication, Dedication, Microsoft Office Suite, 12834 Spruce Circle, Tomball, TX, 77375, (718) 555-0100, robin@example.com
  • Robin Zupanc, Paralegal, 01/01/20XX, Current, Paralegal, The Phone Company, Summarize your key responsibilities and accomplishments. Where appropriate, use the language and words you find in the specific job description. Be concise, targeting 3-5 key areas., 01/01/20XX, 12/31/20XX, Paralegal, Trey Research, Summarize your key responsibilities and accomplishments. Here again, take any opportunity to use words you find in the job description. Be brief., 01/01/20XX, 12/31/20XX, Paralegal, Adatum Corporation, Summarize your key responsibilities and accomplishments. Where appropriate, use the language and words you find in the job description. Be concise, targeting 3-5 key areas., A.A. Paralegal Studies, Jasper University, 01/01/20XX, 12/31/20XX, Creativity, Leadership, Organization, Problem solving, Teamwork, 4567 Main Street, City, State, 98052, (718) 555-0100, robin@example.com

Timeline

Member Experience Center Manager

Associated Credit Union of Texas
01.2018 - Current

Personal Banker

BBVA Compass Bank
01.2013 - 01.2018

Relationship Manager for Business Banking

Chase Bank/Bank One
01.2010 - 01.2013

Operations Assistant Manager

Chase Bank/Bank One
01.2007 - 01.2010

Personal Banker

Chase Bank/Bank One
01.2004 - 01.2007

Sales & Service Associate

Chase Bank/Bank One
01.2000 - 01.2004

Bachelor of Science - Criminal Justice

Sam Houston State University
Michael Procenko