Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
Generic

Michael Wagers

Richmond,IN

Summary

Resourceful and successful at evaluating and distilling complex financial data. Excel at cultivating strong relationships by serving my clients with fresh, accurate and relevant information to help grow their business and mitigate potential risks.

Overview

36
36
years of professional experience

Work History

Agent

Turner and Shepherd Insurance
Centerville, IN
02.2017 - Current
  • Started a book of business at $0 and have grown that book to over $115,000 in commission income.
  • Maintained high level of communications and marketing skills by participating in professional activities. Through our professional organizations PIA, and Big I Indiana.
  • Worked with clients to develop short- and long-term strategies. Increasing Life Insurance sales 65%.

Agent

Indiana Farm Bureau Insurance
New Castle, IN
02.2015 - 02.2017
  • Received Platinum Pacesetter for New Agent, Farm Bureau's highest level.
  • Grew an existing book of business from $20,000 to $62,000 in Commission Income.

Branch Manager

Perfect Circle Credit Union
Richmond, In
09.2013 - 11.2014
  • Record of improving efficiency, productivity, and profitability through process improvement. Increasing Branch sales 150%.
  • Created the Branch Budget that was approved by Sr. Management
  • Managed branch staff of tellers and loan officers, Created branch budget, helped strategic planning for future business endeavors, worked with staff to create and implement an effective security plan.
  • Achieved 100% of branch goal for auto lending through the third quarter of 2014
  • Successfully earned 90% of credit card goal through the third quarter of 2014

Senior Mortgage Officer

Capital Trust Home Mortgage
Muncie, IN
12.2012 - 09.2013
  • Originated all types of mortgage loans including Fannie Mae, Freddie Mac, FHA, VA, USDA, Home Equity Loans and Lines of Credit

Home Mortgage Consultant

Wells Fargo Home Mortgage
Richmond, IN
11.2011 - 12.2012
  • Originated all types of mortgage loans including Fannie Mae, Freddie Mac, FHA, VA, USDA, Home Equity Loans and Lines of Credit

Mortgage Loan Officer

Somerville National Bank
Richmond, In
11.2009 - 11.2011
  • Originated all types of mortgage loans including Fannie Mae, Freddie Mac, FHA, VA, USDA, Home Equity Loans and Lines of Credit
  • Personally closed $18,000,000 in Mortgage Loans which was highest in our company

Banking Center Manager

First Merchants Bank
Richmond, In
12.2008 - 11.2009
  • Managed staff of bank tellers and a banking center of Department Managers

President

Premier Mortgage and Financial Services
Richmond, IN
05.1998 - 11.2008
  • Trained Mortgage Loan Officers and Operations Staff
  • Analyzed financial statements and forecasts to improve programs, performance and policies.

Home Loan Specialist

Bank One
Richmond, IN
08.1996 - 05.1998
  • Underwriter for Bank One Indiana

Automotive Finance Manager

Wellings Toyota
Richmond, IN
06.1988 - 08.1996
  • Collaborated with lending representatives to obtain financing and complete sales.

Education

Bachelor of Science - Education

Ball State University
Muncie, IN
05.1988

Skills

  • Excels in team leadership
  • Risk management
  • Account analysis expertise
  • Excellent time management skills
  • Strategic planning
  • Strong interpersonal skills
  • Excellent work ethic
  • Customer and vendor relations
  • Dependable
  • Excellent communication skills

Additional Information

  • Varsity Girls Basketball Assistant Coach, Richmond High School 2009-2015
  • First English Lutheran Church Council Member and Finance Committee 2020-Present

Timeline

Agent

Turner and Shepherd Insurance
02.2017 - Current

Agent

Indiana Farm Bureau Insurance
02.2015 - 02.2017

Branch Manager

Perfect Circle Credit Union
09.2013 - 11.2014

Senior Mortgage Officer

Capital Trust Home Mortgage
12.2012 - 09.2013

Home Mortgage Consultant

Wells Fargo Home Mortgage
11.2011 - 12.2012

Mortgage Loan Officer

Somerville National Bank
11.2009 - 11.2011

Banking Center Manager

First Merchants Bank
12.2008 - 11.2009

President

Premier Mortgage and Financial Services
05.1998 - 11.2008

Home Loan Specialist

Bank One
08.1996 - 05.1998

Automotive Finance Manager

Wellings Toyota
06.1988 - 08.1996

Bachelor of Science - Education

Ball State University
Michael Wagers