Michele Frazey
Bozeman,MT
Summary
Dynamic executive with extensive experience at First Security Bank of Bozeman, specializing in operational strategy and regulatory compliance. Proven track record in enhancing organizational development and risk assessment, while leading teams to exceed objectives. Adept at vendor management and fostering a culture of excellence, ensuring operational integrity and compliance.
Overview
26
26
years of professional experience
Work History
Chief Operating Officer
First Security Bank of Bozeman
Bozeman, MT
06.2018 - Current
- Provide leadership by planning, developing, and organizing the implementation and delivery of products and services in the Operations area.
- Direct and manage the Division BSA Coordinator, Assistant Senior Operations Manager, Security/Business Continuity Officer, and E-Banking Manager.
- Provide quality control to ensure services are provided in accordance with established bank policies and procedures, industry standards, and SOX controls.
- Oversaw compliance with banking regulations and internal policies for operational integrity.
- Negotiated ICS and CDAR contracts for clients to provide additional FDIC insurance
Operations Manager/Division BSA Coordinator
First Security Bank of Bozeman
Bozeman, MT
01.2002 - 06.2018
- Supervised day-to-day workflow of employees in order to maximize productivity and maintain operational standards.
- Directed operations staff by providing guidance, training, and support in order to meet company objectives.
- Completed CTRs daily, CTR exemptions, SAR filings, MSB review, OFAC review, Customer Due Diligence, and Enhanced Due Diligence.
- Identity Theft/Red Flags Coordinator.
- Vendor Management Coordinator.
- Complaint Coordinator.
Deposit Compliance Officer/Security Officer
First Security Bank of Bozeman
Bozeman, MT
11.2008 - 01.2012
- Ensured deposit compliance with banking regulations and internal policies.
- Conducted regular audits to identify potential compliance risks.
- Planned and executed compliance audits to check company policies, procedures and controls.
- Monitored cameras and premises to ensure the safety and security of all personnel, and security equipment.
- Conducted monthly security trainings for staff.
- Ensured that proper cash protection policies and procedures are followed.
Loan Processor
First Security Bank of Bozeman
Bozeman, MT
01.2000 - 12.2001
- Maintained organized records of loan files and documentation.
- Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
- Created and completed loan submission packages.
Education
High School Diploma -
Maricopa Community Colleges, Mesa Community College
Mesa, AZSkills
- Operational strategy
- Regulatory compliance
- Vendor management
- Risk assessment
- Strategic planning
- Organizational development
- Executive leadership
Accomplishments
- Completed Montana Banker's Association Executive Development Program 2022
- Leadership Outfitters: Women in Business Leadership Program 2019
Timeline
Chief Operating Officer
First Security Bank of Bozeman
06.2018 - Current
Deposit Compliance Officer/Security Officer
First Security Bank of Bozeman
11.2008 - 01.2012
Operations Manager/Division BSA Coordinator
First Security Bank of Bozeman
01.2002 - 06.2018
Loan Processor
First Security Bank of Bozeman
01.2000 - 12.2001
High School Diploma -
Maricopa Community Colleges, Mesa Community College