Michelle Ann Martinez
Riverview
Summary
Dynamic Foreclosure Specialist at Celink/Compulink Corporation with a proven track record in managing over 300 foreclosure files. Adept in Microsoft applications and known for accuracy and analytical skills. A collaborative team player who consistently meets tight deadlines while ensuring compliance and quality in all processes.
Overview
12
12
years of professional experience
Work History
Foreclosure Specialist
Celink/Compulink Corporation
12.2022 - Current
- Responsible for tracking the status of each referral until final deposition.
- Authorize Commissioner to obtain certified documents or affidavits as needed to commence foreclosures.
- Monitor and evaluate commissioners with regard to timelines, adequacy of foreclosure process.
- Manage pipeline of more than 300 foreclosure files.
Associate
Disbursement Doma
12.2021 - 08.2022
- Was responsible for balancing then disbursing funds on funding dates.
- Keeping pipeline clean.
Real Estate Closer I
USAA
07.2019 - 11.2021
- Daily Responsibility was to prepare the Stand Alone CD and get it out in time per timeline guidelines.
- Once clear to close prepared closing package and reviewed final CD and approved it to close and disburse of funds.
- Managing a pipeline of over 100 or more files monthly.
Loan Servicing Specialist
Bank of America
10.2018 - 07.2019
- Assemble, compliance review and certify loan files for Home Equity loans.
Licensed Reverse Mortgage Specialist
American Advisor Group
04.2018 - 10.2018
- Reverse Mortgage Sales.
- Responsible for sourcing and origination new loan applications and achieving individual sales and profitability goals.
Branch Coordinator
Pulte Mortgage
11.2017 - 02.2018
- I was liaison between the builder and branch manager and internal tracking for Pulte underwriting.
- Weekly tracking with Excel spreadsheets for weekly builder meetings.
- I was responsible for identifying any red flags that may arise in the underwriting process that may hold up any purchase contract dates.
Senior Loan Processor
Quick Quote Mortgage
07.2016 - 11.2017
- Responsible for routing mortgage loan files through internal processing systems and obtain information needed to assist Loan Officers and other Processing team members in completing a file in order to achieve underwriting approval.
- Review loan related documents for accuracy and credit worthiness within a time frame.
- Knowledgeable in managing various lender system mortgage software and guidelines included but not limited to FNMA, FHLMC, VA, USDA and Non-QM loans also experienced with TRID and CFPB regulations or guidelines.
REO Processor-Pre-Underwriter
Ditech
09.2015 - 07.2016
- Review documentation to support the credit loan application to meet investor guideline requirements for loan program by studying the financial documents and evaluate the financial standing and creditworthiness.
- Coordinate with the mortgage loan officers and underwriting.
Correspondent Quality Specialist II
PennyMac
08.2014 - 08.2015
- Purchase review, analyze and evaluate documentation received from correspondent customers for purchase and ensures document accuracy, compliance and credit quality of residential mortgage loans which includes conventional, FHA, VA and USDA loans.
Senior Loan Processor
Integrity Financial Services
02.2014 - 08.2014
- Review loan submission for accuracy, process and pre-underwriting all VA, FHA, and Conventional loans according to program guidelines submit new correspondent and brokered loan to investors (Caliber, Flagstar, NYCB, etc.) for submission.
- Review conditional approvals and collect all conditions needed for a clear to close.
- Input and/or update Calyx mortgage application.
- Order and review, title commitments, homeowner's insurance, verifications of employment, deposits, rentals, and mortgages and all incoming documents to ensure compliance and loan eligibility.
- Communicate with customers to answer questions, verify and obtain information and collect all PTC (prior to closing) conditions.
- Communicate frequently to the Loan Officer concerning the status of their files and providing information regarding missing documents clarify and/or correct all problems or errors.
- Order all subsequent updates and/or final reports as required and learn new processes, programs and products to successfully process mortgage loan.
Education
Licensed Mortgage Originator -
NAMU
09.2025
Certified Master Mortgage Underwriter -
NAMU
08.2022
Paralegal Certificate -
Paralegal Careers
01.1992
Skills
- Efficient in all Microsoft applications
- Efficient in many origination platforms
- Accuracy
- Team player
- Analytical
Education Certificates
- Paralegal Certificate, Paralegal Careers, 01/01/91, 01/31/92
- Licensed Mortgage Originator, NAMU, 04/01/18, Current, NMLS #1501168
- Certified Master Mortgage Underwriter, NAMU, 08/31/22
Timeline
Foreclosure Specialist
Celink/Compulink Corporation
12.2022 - Current
Associate
Disbursement Doma
12.2021 - 08.2022
Real Estate Closer I
USAA
07.2019 - 11.2021
Loan Servicing Specialist
Bank of America
10.2018 - 07.2019
Licensed Reverse Mortgage Specialist
American Advisor Group
04.2018 - 10.2018
Branch Coordinator
Pulte Mortgage
11.2017 - 02.2018
Senior Loan Processor
Quick Quote Mortgage
07.2016 - 11.2017
REO Processor-Pre-Underwriter
Ditech
09.2015 - 07.2016
Correspondent Quality Specialist II
PennyMac
08.2014 - 08.2015
Senior Loan Processor
Integrity Financial Services
02.2014 - 08.2014
Licensed Mortgage Originator -
NAMU
Certified Master Mortgage Underwriter -
NAMU
Paralegal Certificate -
Paralegal Careers