Summary
Overview
Work History
Education
Skills
Timeline
Generic

Michelle Cartwright

Price

Summary

Driven professional, successful at working with customers of all backgrounds and cultures, to analyze financial histories. Extensive experience in medical and dental practice management, and insurance optimization.

Overview

20
20
years of professional experience
2008
2008
years of post-secondary education

Work History

Tax Preparer

Jackson Hewitt
Price
11.2025 - Current
  • Prepared individual tax returns using industry-standard software.
  • Reviewed client documents for accuracy and completeness.
  • Explained tax regulations and filing procedures to clients.

Consumer and Mortgage Loan Officer

Eastern Utah Community Credit Union
Price
05.2023 - 07.2025
  • Developed personalized financial plans for clients based on individual goals.
  • Conducted comprehensive financial assessments to identify client needs.
  • Evaluated client financial information to determine loan eligibility.
  • Built strong relationships with clients through effective communication and support.
  • Guided clients through loan application processes and documentation requirements.
  • Reviewed and prepared loan documentation for accuracy and compliance.
  • Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Interacted with title companies, attorneys, surveyors and other third parties involved in the loan process.

Office Manager

Smile Brands
Orem
07.2019 - 08.2020
  • Managed daily operations of dental office and ensured smooth workflow.
  • Oversaw patient scheduling and maintained optimal appointment flow.
  • Implemented office policies to enhance patient care and staff efficiency.
  • Handled billing inquiries and facilitated payment processing for patients.
  • Conducted staff meetings to discuss updates, challenges, and solutions regularly.
  • Coordinated with dental providers regarding patient care and scheduling needs.

Practice Manager

Santa Barbara Oral Surgery
Santa Barbara
02.2016 - 07.2019
  • Managed daily operations of oral surgery practice to ensure smooth workflow.
  • Oversaw billing and coding processes to ensure compliance.
  • Implemented electronic health record systems for improved efficiency.
  • Complied with OSHA and HIPAA regulations.
  • Coordinated financial operations, budgeting, accounting, expenses and financial reporting tasks.
  • Recruited, trained, supervised, and evaluated staff members.
  • Provided guidance on resolving conflicts between staff members or physicians when necessary.
  • Maintained awareness of government regulations, health insurance changes and financing options.

Billing Specialist

Johnson Family Dental Care
Santa Barbara
08.2013 - 03.2016
  • Managed insurance claims and verified patient coverage details.
  • Assisted patients with billing inquiries and payment options.
  • Processed dental insurance claims for accurate reimbursement and timely payments.
  • Communicated with insurance providers to resolve claim discrepancies and issues.
  • Maintained organized patient records and updated insurance information regularly.
  • Assisted patients with understanding their coverage and financial responsibilities.
  • Advised management on strategies to improve efficiencies within the dental practice's billing department.
  • Negotiated contracts with insurers on behalf of the dental practice in order to maximize reimbursement rates.
  • Tracked overdue payments from insurance companies to ensure prompt reimbursement.
  • Obtained maximum reimbursement by following up on unpaid claims and reviewing monthly aging reports.
  • Managed the appeal process for denied claims, providing necessary documentation and follow-up.

Billing Specialist

Sunset Sleep Labs
Simi Valley
01.2006 - 01.2010
  • Managed insurance claims and verified patient coverage details.
  • Processed medical claims using billing software and electronic health records.
  • Communicated with insurance companies to resolve billing discrepancies.
  • Maintained organized records of claim submissions and payment statuses.
  • Researched discrepancies between billed charges and payments received from insurance companies or other third party payers.

Education

Medical Billing And Coding

Simi Valley Adult School
Simi Valley, CA
01.2009 - 06.2009

Bachelor of Science - Accounting And Finance

Western Governors University
Salt Lake City, UT
01.2022 - 02.2026

High School Diploma -

Granger High School
West Valley City, UT

Skills

  • Effective communication
  • Attention to detail
  • Risk assessment
  • Problem solving
  • High accuracy
  • Payroll processing
  • Income tax preparation
  • Financial statement review
  • Financial analysis
  • Account reconciliation
  • Credit analysis
  • Consumer loan processing
  • Underwriting
  • Mortgage loan processing

Timeline

Tax Preparer

Jackson Hewitt
11.2025 - Current

Consumer and Mortgage Loan Officer

Eastern Utah Community Credit Union
05.2023 - 07.2025

Bachelor of Science - Accounting And Finance

Western Governors University
01.2022 - 02.2026

Office Manager

Smile Brands
07.2019 - 08.2020

Practice Manager

Santa Barbara Oral Surgery
02.2016 - 07.2019

Billing Specialist

Johnson Family Dental Care
08.2013 - 03.2016

Medical Billing And Coding

Simi Valley Adult School
01.2009 - 06.2009

Billing Specialist

Sunset Sleep Labs
01.2006 - 01.2010

High School Diploma -

Granger High School
Michelle Cartwright