Summary
Overview
Work History
Education
Skills
Interests
Timeline
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Michelle Stambaugh

Walkerton,IN

Summary

Dedicated mortgage loan officer with a strong background in loan origination, credit analysis, and client support. Known for exceptional communication skills and problem-solving abilities, driving seamless loan processes and enhancing customer satisfaction.

Overview

20
20
years of professional experience

Work History

Senior Mortgage Loan Officer

Ruoff Home Mortgage
La Porte, IN
06.2025 - Current
  • Evaluate borrower financial profiles to determine mortgage eligibility and suitability.
  • Recommend appropriate loan products based on client needs and financial situations.
  • Prepare and process loan applications, ensuring compliance with underwriting guidelines.
  • Collaborate with real estate agents and clients to facilitate smooth transaction processes.
  • Provide exceptional customer service, addressing inquiries and resolving issues promptly.
  • Assist in developing marketing strategies to promote loan products and services effectively.
  • Prepare comprehensive loan files that included detailed documentation needed for underwriting approval.
  • Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
  • Participated in industry events to stay current on trends and changes within the mortgage lending landscape.

Loan Officer

Movement Mortgage
South Bend, IN
02.2025 - 06.2025
  • Evaluated client financial information to determine loan eligibility and risk assessment.
  • Collaborated with underwriters to streamline loan processing and improve turnaround times.
  • Educated clients on mortgage products, guiding them through the loan application process.
  • Analyzed market trends to provide informed recommendations on mortgage options.
  • Utilized loan origination software to manage applications and track progress efficiently.
  • Assisted in resolving client inquiries, ensuring timely communication throughout the lending process.
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Developed strong relationships with customers through high levels of customer service.

Loan Officer Assistant

Movement Mortgage
South Bend, IN
07.2024 - 02.2025
  • Assisted in preparing loan applications and documentation for processing.
  • Coordinated communication between clients and loan officers to ensure timely updates.
  • Reviewed credit reports and financial statements for accuracy and compliance.
  • Managed loan tracking systems to streamline process efficiency and organization.

Loan Officer Assistant

Hallmark Home Mortgage
South Bend, IN
03.2021 - 07.2024
  • Supported clients in understanding loan products and requirements effectively.
  • Maintained detailed records of client interactions and loan progress within CRM software.
  • Collaborated with underwriting teams to resolve discrepancies in applications promptly.
  • Facilitated the execution of closing documents, ensuring compliance with regulations.

Paralegal

Frederick B Ettl, Attorney at Law
South Bend, IN
03.2018 - 02.2021
  • Drafted and reviewed legal documents, ensuring compliance with court rules and regulations.
  • Managed case files, maintaining organization and facilitating efficient retrieval of information.
  • Collaborated with attorneys on trial preparation, including witness interviews and evidence compilation.
  • Implemented process improvements, streamlining document management systems for increased efficiency.
  • Coordinated with clients to gather necessary documentation and provide updates on case progress.
  • Reduced attorney workload by drafting routine legal documents such as pleadings, motions, and affidavits.
  • Managed scheduling of court calendars and deadlines to maintain smooth flow of firm operations.
  • Enhanced case efficiency by organizing and maintaining legal documents, files, and correspondence.
  • Assisted counsel in preparing answers, providing documentation, and information for discovery request.
  • Contributed to firm-client relationship building through professional interactions with clients during meetings or phone calls, conveying empathy while maintaining confidentiality.
  • Communicated with clients, opposing counsel and court personnel to keep all parties informed on case updates.
  • Maintained and updated organized client contact information to keep in touch with clients and provide updates on cases.

Paralegal

Tuesley Hall Konopa
South Bend, IN
05.2015 - 03.2018
  • Implemented process improvements, streamlining document management systems for increased efficiency.
  • Coordinated with clients to gather necessary documentation and provide updates on case progress.
  • Reduced attorney workload by drafting routine legal documents such as pleadings, motions, and affidavits.
  • Managed scheduling of court calendars and deadlines to maintain smooth flow of firm operations.
  • Enhanced case efficiency by organizing and maintaining legal documents, files, and correspondence.
  • Assisted counsel in preparing answers, providing documentation, and information for discovery request.
  • Contributed to firm-client relationship building through professional interactions with clients during meetings or phone calls, conveying empathy while maintaining confidentiality.
  • Communicated with clients, opposing counsel and court personnel to keep all parties informed on case updates.
  • Maintained and updated organized client contact information to keep in touch with clients and provide updates on cases.
  • Prepared legal briefs, motions, and pleadings.
  • Helped attorneys prepare for trial by organizing exhibits and calling on witnesses to testify at hearings.
  • Streamlined communication between clients and legal staff by managing client inquiries promptly and professionally.
  • Ensured compliance with court rules and procedures by accurately preparing and submitting legal filings within established timeframes.
  • Facilitated timely and accurate billing by recording billable hours, expenses, and other relevant information in the firm''s billing system.
  • Assisted in preparation of settlement proposals and agreements to help attorneys negotiate settlement in best interest of client.

Paralegal

Botkin & Hall, LLP
South Bend, IN
11.2005 - 03.2015
  • Drafted and filed Trademark applications, copyright applications and patent applications
  • Maintained 100's of files for Registered Trademarks and Patents including renewals
  • Edited and proofread legal documents to verify accuracy.
  • Boosted office productivity by maintaining an accurate calendar of appointments, deadlines, and court appearances.
  • Conferred with clients and other involved parties to gather and track case information.
  • Conducted detailed client intakes and entered information into company database.
  • Assisted attorneys with trial preparation through thorough research and analysis of relevant laws and regulations.
  • Summarized depositions, legal documents and other material to provide attorney with relevant material for cases.
  • Managed complex cases efficiently using specialized software programs designed for paralegal work to track information related to multiple parties over long periods of time.
  • Expedited document review process by conducting initial reviews of key documents for relevance and privilege status.
  • Aided settlement negotiations with effective summary reports outlining key points from discovery materials for use during mediation sessions or pretrial settlement talks.
  • Maintained up-to-date knowledge of changes in laws or regulations relevant to practice areas through continuous professional development opportunities such as seminars or webinars.

Education

Some College Credits - General Studies

IUSB
South Bend

Cert of Specialized Study-U.S Patent Prosecution - Legal Studies

IP Paralegal Institute
Kailua-Kona, HI
05-2013

Cert Specialized Study-U.S Patent Forms/filing - Legal Studies

IP Paralegal Institute
Kailua Kona, HI
03-2013

Skills

  • Licensed loan originator
  • Communication and interpersonal skills
  • Credit analysis proficiency
  • Closing coordination experience
  • Goal oriented
  • Payment collection
  • Marketing expertise
  • Business referral management
  • Teamwork
  • Client account management
  • Customer service
  • Problem-solving

Interests

  • Getting involved in local advocacy groups to promote positive change in the community
  • Dancing
  • Participating in fundraising events to support local charities, schools, or community projects
  • Offering time and support to shelters for the homeless, women, and animals
  • Mindfulness Practices
  • Road Trips
  • Embracing outdoor adventures such as fishing, canoeing and going to the beach

Timeline

Senior Mortgage Loan Officer

Ruoff Home Mortgage
06.2025 - Current

Loan Officer

Movement Mortgage
02.2025 - 06.2025

Loan Officer Assistant

Movement Mortgage
07.2024 - 02.2025

Loan Officer Assistant

Hallmark Home Mortgage
03.2021 - 07.2024

Paralegal

Frederick B Ettl, Attorney at Law
03.2018 - 02.2021

Paralegal

Tuesley Hall Konopa
05.2015 - 03.2018

Paralegal

Botkin & Hall, LLP
11.2005 - 03.2015

Some College Credits - General Studies

IUSB

Cert of Specialized Study-U.S Patent Prosecution - Legal Studies

IP Paralegal Institute

Cert Specialized Study-U.S Patent Forms/filing - Legal Studies

IP Paralegal Institute
Michelle Stambaugh