Summary
Work History
Education
Skills
Timeline
Generic

Michelle White

Carmel,IN

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Work History

Special Loans Specialist

Carrington Mortgage Services
  • Responsible for comparing and reconciling new and acquired loans against document images
  • Tested loans before boarding
  • Assisted other CMS departments with Special Loans related inquiries
  • Created and maintained ARM contracts and indexes
  • Obtained Index value and maintained Index history
  • Monitored upcoming special product adjustments
  • Processed ARM notification letters
  • Maintained CMS Special Loans email inbox and resolved issues.

Acquisitions Specialist

Carrington Mortgage Services
  • Audited and set up already acquired loans
  • Maintained and obtained information for
  • SCRA, ARM, Buydown and Balloon loans.

Hazard Insurance Specialist

Carrington Mortgage Services
  • Paid Borrowers monthly premiums working off spreadsheets
  • Talked to Insurance Agents when borrowers changed companies.
  • Skilled at working independently and collaboratively in a team environment

Adverse Action Specialist

Carrington Mortgage Services
  • Reviewed Change of Circumstances on all type of loans
  • Reviewed MI details on Government loans
  • Ran Smart fees for loans when changes were needed
  • Reviewed Fee variances and made changes as needed
  • Compared data from prior disclosures that were sent to current data
  • Set up loans for BOT
  • Processed adverse loans that were incomplete or expired loans with specifically going by MS guidelines.
  • Evaluated loan requests and documents to verify accuracy and completeness.

Education

High School Diploma -

El Paso High School
El Paso, TX

Skills

  • Mortgage Servicing
  • Data Analysis
  • Banking
  • Dependable Team Player
  • Analytical Skills
  • Administration
  • Notary Public
  • Data Entry
  • Self-Motivated
  • Multitasking Abilities
  • Attention to Detail
  • Teamwork and Collaboration

Timeline

Special Loans Specialist

Carrington Mortgage Services

Acquisitions Specialist

Carrington Mortgage Services

Hazard Insurance Specialist

Carrington Mortgage Services

Adverse Action Specialist

Carrington Mortgage Services

High School Diploma -

El Paso High School

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Michelle White