MIKHAIL SHVARTS

• Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
• Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
• Provided exceptional customer service by addressing inquiries promptly, resolving issues efficiently, and maintaining open communication throughout the financing process.
• Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
• Developed relationships with banks and financial institutions to secure competitive loan rates for clients, enhancing customer satisfaction and loyalty.
• Streamlined loan approval processes, reducing wait times for customers and increasing overall efficiency.
• Processed loan applications and monitored progress from start to finish.
• Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
• Maintained compliance with all regulatory requirements, ensuring all finance agreements met state and federal guidelines.

• Analyzed financial data to develop competitive automotive financing solutions.
• Collaborated with sales team to structure deals that maximize profitability and customer satisfaction.
• Streamlined loan approval processes, enhancing efficiency and reducing turnaround times for applications.
• Provided training and mentorship to junior finance staff, improving overall team performance and compliance awareness.
• Reviewed credit reports and assessed risk, ensuring adherence to lending policies and regulations.
• Negotiated terms with lenders to secure favorable rates and conditions for customers, driving business growth.
• Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
• Ensured compliance with federal regulations and company policies regarding automotive financing transactions..
• Maintained compliance with all regulatory requirements, ensuring all finance agreements met state and federal guidelines.
• Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
• Maximized profitability by negotiating and structuring optimal automotive financing deals.
• Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
• Conducted regular reviews of customer credit applications to maintain accuracy and integrity in the approval process.

"Dynamic F&I Professional with 20+ years of automotive experience, Expertise in deal structuring, credit risk evaluation, and RouteOne platforms. Committed to ethical salesmanship and maintaining zero audit findings through meticulous attention to detail and AFIP standards."

• Developed and implemented strategic financial initiatives to enhance profitability.
• Reviewed documentation and identified financial discrepancies where applicable.
• Ensured compliance with local, state, federal tax regulations; timely filing of all required documents, mitigating potential penalties or fines.
• Trained new and existing staff members in various financial procedures to prepare for job requirements.
• Increased financial efficiency by streamlining and automating financial reporting processes.
• Evaluated and negotiated contracts to procure favorable financial terms.
• Performed banking, financial tasks to guarantee five-star service for clients.