Miriam I. Wilson
Summary
Dynamic Mortgage Loan Closer and Funder with 20 plus years of experience with a proven track record of driving seamless closings and funding, as well as loan reviewing for both conventional and government mortgages, while assisting loan officers throughout the process. Renowned for delivering impeccable documentation, surpassing compliance standards, and cultivating strong partnerships with clients, loan officers, and team members. Recognized for outstanding communication skills, strategic problem-solving, and unwavering attention to detail in high-stakes real estate transactions.
Overview
21
21
years of professional experience
Work History
Funding Specialist/ Post Closing Specialist
Revolution Mortgage
07.2025 - Current
- Oversee funding and post-closing processes for a variety of mortgage products, ensuring accuracy, timeliness, and compliance with regulatory and company standards.
- Coordinate with clients, loan officers, underwriters, and closing agents to facilitate seamless closings and resolve any post-closing issues efficiently.
- Implement process improvements to enhance operational efficiency and support organizational growth.
- Maintain meticulous records and perform quality control reviews of loan files to ensure error-free funding and post-closing documentation.
- Recognized for exceptional multitasking, adaptability, and the ability to manage high volumes of complex files in a fast-paced environment.
CPR Processor
Ameritas
05.2023 - 07.2025
- Processed and reviewed incoming CPR (Coordinated Payment Release) requests to ensure accuracy, timeliness, and compliance with Ameritas protocols.
- Collaborated with internal departments and external stakeholders to expedite release and funding processes, resolving issues efficiently.
- Maintained up-to-date knowledge of industry regulations and Ameritas procedures to ensure error-free processing.
- Delivered clear, effective communication with clients and team members to support seamless workflow and client satisfaction.
- Recognized for consistently meeting or exceeding processing targets and for proactive problem-solving in high-volume environments.
FHA/Conventional Loan Funding Specialist
Interfirst Mortgage
03.2021 - 08.2022
- Spearheaded the evaluation of complex loan packages and the preparation of closing documents, ensuring flawless execution.
- Proactively identified and resolved investor-identified defects, leveraging cross-functional collaboration and expert knowledge of procedures to maintain compliance and accelerate closings.
- Ensured strict adherence to investor and agency guidelines for all conforming Conventional mortgage loans, resulting in zero compliance issues during audits.
- Validated and verified all information, ensuring accurate credit and collateral documentation for timely delivery of closed loans in full compliance with investor lending policies.
- Built strong rapport with investors through effective and timely communication, facilitating smooth transactions and prompt issue resolution.
- Consistently satisfied all internal and external audit requests ahead of deadlines, demonstrating exceptional organizational skills and attention to detail.
- Finalize all funding requirements between CU and Investors and Insurers.
- Analyzed market trends to review and prepare daily Rate Sheets, helping the team stay competitive and informed.
Conventional Mortgage Loan Closer/Funder/ Post-Closer
General Electric Credit Union
11.2019 - 03.2021
- FHA/VA/Conventional Mortgage Loan Closing Manager/Funder | Union Savings Bank, Cincinnati, OH
- August 2012 to Present
- Evaluate loan packages and prepare closing documents that adhere to loan approval, lock confirmation, product guidelines, as well as state and federal regulations.
- Assess loan documents to ensure all necessary documentation is complete and accurate.
- Prioritize and monitor workflow to meet funding deadlines while balancing loan files to determine the final wire/funding amount.
- Deliver consistent, detail-oriented communication to closing agents.
- Review HUD-1 Settlement Statement, ensuring all necessary corrections are made accurately, to state, federal, and investor guidelines and regulations.
- Knowledgeable in FHA, VA, RURAL, and Conventional S.
Loan Document Specialist/Temp
Areotek, Inc.
03.2012 - 08.2012
- Oversaw the preparation of loan closing packages.
- Gathered data, verified documentation, and ensured the completion of files.
- Collaborated with Home Mortgage Consultants and Home Loan Processors to coordinate closings, calculate closing costs, and disperse funds upon completion of loan closing.
Negotiator/Loan Modification/Closer
Law Offices of Matt Wildermuth
07.2010 - 03.2012
- Served as a Loan Modification Closer/Negotiator with impeccable customer service and interpersonal skills.
- Advised clients through a difficult process of modifying home loans.
- Directly communicated with title companies, realtors, relocation companies, in-house support staff, loan managers, accountants, lenders, and attorneys.
Legal Assistant/Loan Closer
Duron Law Firm
06.2008 - 06.2010
- Aided in the preparation of trials through conducting legal research, gathering information, and indexing information obtained prior to trial.
- Organized complex dockets, files, and draft criminal/civil appellate briefs.
- Completed office procedures during the daily running of the legal office.
- Efficiently prepared legal documentation, pleadings, subpoenas, documents, and materials for civil and criminal trials.
- Examined factual and legal issues for further inspection.
- Streamlined the maintenance of complex dockets and files both manually and electronically.
- Mastered appointment scheduling, court appearances, and depositions.
- Handled Real Estate transactions for a multitude of lenders in accordance with the lender/title requirements.
Loan Coordinator
Tristar Title, LLC
12.2006 - 03.2008
- Successfully coordinated closing schedules for lenders and closers.
- Assembled packages for closing and then audited those packages that were returned to lenders.
- Proactively ensured all closing transactions and documentations were in accordance with lender/title requirements before finalizing files.
Closing Officer/Funder
Stewart Title
11.2004 - 12.2006
- Orchestrated the closing of real estate transactions for numerous lenders in accordance with the lender/title requirements.
- Continuously fund loans in accordance with lender/title requirements.
- Formulated RESPA (Real Estate Settlement Procedures Act) statements.
- Utilized systems including AIM, PROFORM, and SX3.
Education
High School Diploma -
Skills
- Mortgage Closing & Funding & Post Closing Review
- Loan Documentation & Compliance
- Client, Loan Officer & Stakeholder Communication
- Process Improvement
- Spanish Speaking
- Regulatory Knowledge (FHA/VA, Conventional)
- Quality Control
- Team Collaboration and Lead
Languages
Spanish
Full Professional
Timeline
Funding Specialist/ Post Closing Specialist
Revolution Mortgage
07.2025 - Current
CPR Processor
Ameritas
05.2023 - 07.2025
FHA/Conventional Loan Funding Specialist
Interfirst Mortgage
03.2021 - 08.2022
Conventional Mortgage Loan Closer/Funder/ Post-Closer
General Electric Credit Union
11.2019 - 03.2021
Loan Document Specialist/Temp
Areotek, Inc.
03.2012 - 08.2012
Negotiator/Loan Modification/Closer
Law Offices of Matt Wildermuth
07.2010 - 03.2012
Legal Assistant/Loan Closer
Duron Law Firm
06.2008 - 06.2010
Loan Coordinator
Tristar Title, LLC
12.2006 - 03.2008
Closing Officer/Funder
Stewart Title
11.2004 - 12.2006