N. Bernard Thomas
Atlanta,GA
Summary
To join a company and become a member of a team where my skills in Managing People, Negotiating, Mortgage Lending, Operations Management (call center, retail and food service) and Real Estate Acquisitions can be maximized.
Overview
18
18
years of professional experience
Work History
Owner/Property Locater
The Bird Dog King, LLC
Atlanta, GA
03.2021 - 03.2023
- Revenue generation was $45k - $120k from June 2021 to June 2022
- Locating, researching and acquisitions of Single Family Homes (Averaged 3-8 Acquisitions Monthly)
- Sold 3-8 Homes per month to Private/Institutional Real Estate Investors from June 2021 to June 2022
- Developed profitability projections as a part of the acquisitions/sales process
- Field inspections of the homes for current condition and marketability
- Developed and managed an Outbound Call Center (executing an average of 4k cold calls per week)
Business Development Specialist
MiLend, Inc.
Alpharetta, GA
02.2019 - 04.2021
- Developed home refinance/purchase leads
- Outbound calling, 300-400 clients per day via dialer
- Provided support to Mortgage loan officers regarding lending guidelines
Mortgage Loan Originator
AAG, ACE Mortgage, American Freedom Mortgage
Atlanta, GA
06.2005 - 03.2018
- Advised borrowers on loan products by examining the application and supporting documents, and pre-qualifying for credit worthiness (Three C's: Credit, Collateral, Capacity)
- Provide guidance and information relevant to the risk and benefits of each program the borrower qualifies for
- Effective communication of the terms of each product
- AUS(DU/LP) evaluation and stipulation satisfaction
- Conventional, HECM, Alt-A and Subprime, Nationwide Lending Expertise
- Personal loan packaging, Pre/Post Closing functions
- Exceptional loan package presentation to underwriting made all loan submissions effectively and quickly approved by Underwriting
Education
NMLS LICENSING FOR CA, NJ, ME, IL (inactive, CEU'S Needed Only) -
NMLS
Some College (No Degree) - Computer Engineering Technologies
Southern Polytechnic State University
Marietta, GAHigh School Diploma -
A.E. Beach High School
Savannah, GAAWARDS IN MORTGAGE LENDING
Skills
- Professionalism, Self-Motivation, Product Knowledge, Leadership Skills, Sales Performance, Computer Software Programs Proficiency, Strong Verbal/Written Communication Skills
Other Relative Experiences
Georgia Tech, Sales Associate, AMCEE; Payless ShoeSource, Store Manager; Arby's, General Manager
Timeline
Owner/Property Locater
The Bird Dog King, LLC
03.2021 - 03.2023
Business Development Specialist
MiLend, Inc.
02.2019 - 04.2021
Mortgage Loan Originator
AAG, ACE Mortgage, American Freedom Mortgage
06.2005 - 03.2018
NMLS LICENSING FOR CA, NJ, ME, IL (inactive, CEU'S Needed Only) -
NMLS
Some College (No Degree) - Computer Engineering Technologies
Southern Polytechnic State University
High School Diploma -
A.E. Beach High School
AWARDS IN MORTGAGE LENDING
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