Summary
Overview
Work History
Education
Skills
References
Timeline
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Nicholas Sousa

Lake Havasu City,AZ

Summary

Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert problem solver and organizer. Dedicated team player with great leadership and communication skills. Two years of experience in loan processing and mortgages.

Overview

14
14
years of professional experience

Work History

Mortgage Loan Coordinator

Guaranteed Rate
Chicago, IL
05.2020 - 03.2022
  • Prepare and send the initial/conditional Loan Commitment Letter to the borrower.
  • Retrieve, review and re-request (if necessary) all outstanding documentation.
  • Update Encompass and re-run AUS as necessary to ensure approvability.
  • Worked with underwriters to fix application problems and resolve issues.
  • Redisclose as needed and communicate changes to team and borrower.
  • Update all required Encompass and 2015 itemization fields needed for UW review.
  • Review CD to confirm accuracy.
  • Reviewed loan files and updated to match current standards.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Explained different types of loans pertaining to client situations.

Project Manager

Above & Beyond Patio Covers Inc.
Glendora, CA
09.2014 - 05.2020
  • Identified plans and resources required to meet project goals and objectives.
  • Managed projects from procurement to commission.
  • Developed and initiated projects, managed costs, and monitored performance.
  • Achieved project deadlines by coordinating with contractors to manage performance.
  • Orchestrated projects within strict timeframes and budget constraints by solving complex problems and working closely with senior leaders.
  • Oversaw high profile projects for by planning, designing, and scheduling phases.
  • Fostered relationships with vendors to promote positive working relationships.

Senior Builder

H&a Transmissions
Rancho Cucamonga, CA
03.2009 - 07.2015
  • Rebuilding Honda & Acura transmissions from start to finish.
  • Breaking down transmissions and cleaning for initial inspection of all parts.
  • Putting transmissions through a pressurized hot wash and prepping for further clean up and inspection.
  • Remove imperfections and reassemble valve bodies – review previous inspections and conduct final inspection for reassembly.
  • Reassembling transmissions and ensuring quality work for long lasting transmissions
  • Corrected faults and maximized performance by rebuilding systems and individual components.

Education

GED -

San Bernardino Adult School
San Bernardino, CA
01.2009

Skills

  • Positive Attitude
  • Loan Processing Coordination
  • Encompass Efficiency
  • Communicate professionally with clients and co-workers
  • Complaint Handling
  • Motivated by learning and acquiring new skills
  • Problem Solving
  • Automated Underwriting System (AUS)
  • Income Evaluation
  • Loan File Review
  • Verbal and Written Communication
  • Multitasking and Prioritization

References

Valerie Zamarripa, Loan Coordinator

Guaranteed Rate Inc.

951-581-8300

Valerie.Zamarripa@rate.com


Andre Gutierrez, Production Manager/ VP of Mortgage Lending

Guaranteed Rate Inc.

650-799-8206

Andre.Gutierrez@Rate.com


Regina Ramirez, Compliance Specialist II

American Advisors Group

909-362-9990

Reginaramirez11@yahoo.com


Nikol Fabela, Registration Specialist

Paramount Residential Mortgage Group, Inc.

951-581-6793

Nikolfabela@gmail.com


Timeline

Mortgage Loan Coordinator

Guaranteed Rate
05.2020 - 03.2022

Project Manager

Above & Beyond Patio Covers Inc.
09.2014 - 05.2020

Senior Builder

H&a Transmissions
03.2009 - 07.2015

GED -

San Bernardino Adult School

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Nicholas Sousa