Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
Receptionist
Nikkie Rivera

Nikkie Rivera

Virginia Beach,VA

Summary

Enthusiastic insurance professional seeking a Senior Injury Adjuster position for a long-term, successful career. Eight years of experience in claims handling with an emphasis in bodily injury claims. Exceptionally strong verbal and written communication skills and highly competent in the interpretation and application of insurance contracts. Skilled at thoroughly investigating all exposures to determine cause, liability, scope, and extent of damages while recognizing any possible subrogation potential. Organized, self-motivated, and detail-oriented toward negotiating fair and reasonable claim values to amicable settlement in a accordance with state laws.

Overview

9
9
years of professional experience

Work History

Bodily Injury Claims Adjuster

GEICO, Government Employees Insurance
Virginia Beach, VA
12.2013 - 12.2022
  • Evaluated coverage, liability and damages and investigated suspicious claims.
  • Conducted claims investigations by obtaining photos, taking statements, and researching public records to obtain all facts of loss
  • Worked closely with internal SIU department to handle suspicious claims. Gained regional recognition for large, quality referrals.
  • Handled complex coverage investigations to determine if and to what extent there may be coverage.
  • Established initial reserves for all potential exposures and adjusted as appropriate throughout the life of the claim
  • Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
  • Prepared and presented complex cases to management, in-house medical team, and legal counsel.
  • Attended arbitration, meditations and other settlement conferences. Certified arbitrator.
  • Maintained appropriate diary of open claims with over 350 BI/UBI exposures.
  • Determined appropriate reasonable range of value to negotiate fairly with attorneys and unrepresented claimants based on the merits of their case.
  • Draft precisely accurate settlement agreements in compliance with state laws that also provided protection to policy holders and insurance carriers.
  • Trained other claims staff members on proper handling and evaluation of injury claims; mentored other adjusters with overdue diary management.


Experienced Handling:

Attorney Represented and Unrepresented Claimants

  • Property Damage claims •Subrogation •Arbitrations
  • PIP/Medpay Claims •BI/UBI •UM


Have handled claims in Virginia, Washington D.C., North Carolina, Mayland, and Tennessee

Education

Business Administration

Western Governors University
Salt Lake City, UT
05.2025

Business Administration

Tidewater Community College
Norfolk, VA

High School Diploma -

Newberry High School
Newberry, SC
05.2003

Skills

  • Analytical
  • Decisive
  • Critical thinker
  • Self-motivated
  • Focused
  • Detail-oriented
  • Results-driven
  • Collaborative
  • Organized
  • Time management
  • Diary management
  • Problem solver

Additional Information

*Proud spouse of Marine Corps Veteran

*USAA member

*Educated in Anatomy & Physiology

*Ongoing Professional Development (currently completing Bachelor's Degree and also completing insurance designations such as AINS)

Timeline

Bodily Injury Claims Adjuster

GEICO, Government Employees Insurance
12.2013 - 12.2022

Business Administration

Western Governors University

Business Administration

Tidewater Community College

High School Diploma -

Newberry High School
Nikkie Rivera