Onjaya L. Scott
Charlotte,USA
Summary
Compliance executive with 15 years of expertise in AML/BSA audit remediation and risk assessments. Adept at advising senior leadership and managing cross-functional teams to improve regulatory compliance. Demonstrated success in compliance transformation and operational efficiency, with a focus on KYC, CDD, EDD, and global sanctions frameworks.
Overview
1
1
Certification
27
27
years of professional experience
Work History
Event Coordinator
OH Events
Charlotte, North Carolina
01.2000 - Current
- Organize and execute Conventions and Events from Concept to Completion.
- Manage event logistics, including contract negotiations, budget analysis, scheduling, vendor sourcing, and detailed timelines to guide teams and maintain project flow.
- Collaborate with clients to understand their vision and tailor event experiences accordingly.
Lead Business Execution Consultant, VP
Wells Fargo Bank, N.A.
Charlotte, USA
11.2022 - 03.2024
- Implemented transformation projects for procedural updates on AML/BSA policies and procedures.
- Managed and delivered jurisdictional risk mitigation projects to reduce global compliance exposure.
- Provided operational support to stakeholders utilizing dashboard analysis data for monitoring metrics.
- Earned Wells Fargo Anti-Money Laundering Global Sanctions Certification for transformation projects.
- Maintained ongoing initiatives for: Anti-Competitive Behavior, Anti-Tying, AvA, Code of Ethics, Dodd-Frank Act, Global Anti-corruption, AB&C, Regulation O/W/V, SCRA Act, UDAP, and Wholesale BSA/AML/OFAC.
Business Execution Consultant / Business Risk & Control Sr. Associate, AVP
Wells Fargo Bank, N.A.
Charlotte, USA
04.2020 - 11.2022
- Led and facilitated KYC Onboarding training for AML/BSA programs, KYC, CDD, EDD, PEP, negative news case dispositions, and heightened risk summary evaluations to mitigate Anti-Bribery & Corruption.
- Developed and cultivated business partnerships, to act as their point of contact for complex and analytical solutions with effective communication on case findings for various teams and stakeholders.
- Analyzed techniques to improve data quality issues and effectiveness of current procedures, to create ongoing procedural training, enhanced AML/BSA remediation, and issue resolutions for cross-functional teams for strategic initiatives and evolving risks in change management processes via Jira requests.
Sr. Operational Risk Consultant (Team Lead) for CBG, AVP
Wells Fargo Bank, N.A.
Charlotte, USA
01.2019 - 04.2020
- Managed and Mentored 12 AML/KYC Consultants on Client Onboarding processes for quality review.
- Trained Financial Crimes Business Units on AML standards, KYC Onboarding, EDD investigative case disposition techniques, and provided PowerPoint presentations for ongoing operational procedures.
- Created and delivered executive level reporting for AML/KYC processes, identified control gaps for operational improvements with managers to drive First Line of Defense initiatives and adhere to Global standards policies.
- Provided analytical and operational support for various Lines of Business processes to drive adherence to enterprise-wide standards, supporting implementation of Quality Assurance/Quality Control improvements.
Sr. Operational Risk Consultant for MMB - SME, AVP
Wells Fargo Bank, N.A.
Charlotte, USA
04.2013 - 01.2019
- Managed service reports from all SharePoint sites for ongoing submissions, served as a SME on monitoring and coaching techniques, identified trends and gaps in workflow initiatives, and developed a standardized Checklist adopted across Middle Market Banking to streamline processes and enhance employee performance.
- Implemented projects aligned with corporate polices, audits, and compliance standards to identify and mitigate operational risk related to control testing methodologies and validation processes to develop comprehensive training materials to support KYC onboarding Consultants and strategic initiatives.
- Monitored and reported regulatory findings, conducted case analysis, and provided recommendations to support account openings and loan closings for several Business Units as a Subject Matter Expert.
- Performed KYC, CDD, EDD processes for client lifecycle adherence to CIP, AML, CFT, and OFAC regulations.
Commercial Relationship Associate, Officer
Wells Fargo Bank, N.A.
Charlotte, USA
07.2010 - 04.2013
- Provided a high level of client day-to-day operational support, retention techniques, and identified selling opportunities for Risk Manager portfolios based on client's banking relationship and credit risk.
- Executed due diligence and enhanced due diligence for risk profile analysis and escalated risk findings of banking violations under the Bank Secrecy Act, AB&C, AML, Global Sanctions, US Patriot Act, and OFAC regulations for complex issue resolutions.
- Knowledge of various systems used to support Commercial Banking clients including: Hogan, WCIS, Cornerstone, TM Legal Wizard, WCAO, Relationship View, Service View, and SVP.
Risk Services Lead Specialist
Wachovia Bank | Wells Fargo Bank N. A
08.2006 - 06.2010
- Managed portfolios and partnered with Risk Managers in collecting loan payments and financials.
- Trained 20 Lead Risk Specialists and served as a departmental Quality Control Subject Matter Expert to monitor the risk of loan documentation for tax liens, flood certificates, UCC and SEC filings.
Education
Bachelor of Science (BS) - Mathematics
North Carolina Central University
Durham, North Carolina05-1994
Skills
- BSA/AML compliance expertise
- KYC, EDD, and CDD initiatives
- Risk assessment and management
- Change implementation strategies
- Validation and testing procedures
- Client relationship management
- Project oversight and management
- Quality assurance practices
- Global sanctions adherence
- Anti-corruption policies
- Event planning
- Vendor negotiation
- Project coordination
- Stakeholder engagement
- Compliance transformation
- Risk mitigation strategies
Certification
PRO AML Training Certificates, 10/25, Mastering Regulatory Reporting in STR/SAR/Customer Risk Assessment/EDD/AML/CFT Policies
Timeline
Lead Business Execution Consultant, VP
Wells Fargo Bank, N.A.
11.2022 - 03.2024
Business Execution Consultant / Business Risk & Control Sr. Associate, AVP
Wells Fargo Bank, N.A.
04.2020 - 11.2022
Sr. Operational Risk Consultant (Team Lead) for CBG, AVP
Wells Fargo Bank, N.A.
01.2019 - 04.2020
Sr. Operational Risk Consultant for MMB - SME, AVP
Wells Fargo Bank, N.A.
04.2013 - 01.2019
Commercial Relationship Associate, Officer
Wells Fargo Bank, N.A.
07.2010 - 04.2013
Risk Services Lead Specialist
Wachovia Bank | Wells Fargo Bank N. A
08.2006 - 06.2010
Event Coordinator
OH Events
01.2000 - Current
Bachelor of Science (BS) - Mathematics
North Carolina Central University