Patrick O'Connell
Milford,MI
Summary
I have over 20 years experience in the Mortgage Industry, from 10 years of sales experience to 10 years in operations which includes closing mortgage loans, processing.
Overview
21
21
years of professional experience
Work History
Commercial Account Specialist
First Merchants Bank
10.2022 - Current
- Set up new customer accounts and updated existing profiles with latest information.
- Adhered to standards of quality and service as well as all compliance requirements.
- Completed routine and complex account updates to resolve problems.
- Worked independently with minimal supervision.
- Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
Senior Mortgage Closer
Fairway Independent Mortgage
10.2020 - 05.2022
- Worked with underwriters to fix application problems and resolve issues.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
- Reviewed loan files and updated to match current standards.
- Closed all types of loans including FHA,VA,USDA,MSHDA,Conventional.
Senior Mortgage Closer
Level One Bank
06.2017 - 10.2020
- Worked with underwriters to fix application problems and resolve issues.
- Monitored pipelines to track and log status of loans.
- Reviewed loan files and updated to match current standards.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- FHA,VA,USDA,MSHDA,Conventional.
Senior Mortgage Closer
MB Financial
10.2013 - 06.2017
- Explained different types of loans pertaining to client situations.
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Created a Closing Manual for the closing department.
- FHA,VA,USDA,MSHDA,Conventional.
Police Officer
New Orleans Police Department
04.2009 - 11.2010
- Talked regularly with citizens to establish rapport and become familiar presence in area.
- Investigated and reported crimes, accidents, offenses and damage to property.
- Answered emergency calls for help from citizens and business owners.
- Secured crime scenes, gathered evidence and questioned witnesses.
- Patrolled assigned areas to prevent and detect roadway crimes.
- Responded immediately to reports of automobile accidents and criminal activity, calling for additional support as necessary.
- Conducted preliminary investigations at scenes of major crimes.
- Patrolled assigned areas to check homes, businesses and public roads for signs of disturbance.
Senior Loan Officer
First Financial Bank
04.1998 - 02.2009
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Submitted loan applications to underwriter for verification and recommendations.
- Successfully closed average 10 loans per month.
- Developed and maintained relationships with local real estate agents.
- Monitored pipelines to track and log status of loans.
Education
Certified Police Officer -
New Orleans Police Academy
New Orleans04.2009
Skills
- Renewing Accounts
- Sales and Marketing
- Research Proficiency
- Report Writing
- Customer Needs Assessments
- Customer Support
- Cold Calling
Timeline
Commercial Account Specialist
First Merchants Bank
10.2022 - Current
Senior Mortgage Closer
Fairway Independent Mortgage
10.2020 - 05.2022
Senior Mortgage Closer
Level One Bank
06.2017 - 10.2020
Senior Mortgage Closer
MB Financial
10.2013 - 06.2017
Police Officer
New Orleans Police Department
04.2009 - 11.2010
Senior Loan Officer
First Financial Bank
04.1998 - 02.2009
Certified Police Officer -
New Orleans Police Academy
Similar Profiles
Alexandra HunterAlexandra Hunter
Client Relationship Representative / Licensed Lender at First Merchants BankClient Relationship Representative / Licensed Lender at First Merchants Bank
Chayse GreenChayse Green
Vice President Commercial Banking at First Merchants BankVice President Commercial Banking at First Merchants Bank
DANIELLE BEDIGIEDANIELLE BEDIGIE
SENIOR TREASURY MANAGEMENT SALES ASSOCIATE at FIRST MERCHANTS BANKSENIOR TREASURY MANAGEMENT SALES ASSOCIATE at FIRST MERCHANTS BANK
ADAM M. TREIBICADAM M. TREIBIC
RELATIONSHIP MANAGER/VICE PRESIDENT at First Merchants BankRELATIONSHIP MANAGER/VICE PRESIDENT at First Merchants Bank
Christopher HawkinsChristopher Hawkins
Tournament Site Director at Legacy Sports ComplexTournament Site Director at Legacy Sports Complex