Phannarouth Prak
Lincoln,RI
Summary
Analytical professional with a background in finance, known for high productivity and efficient task completion. Skilled in financial analysis, risk assessment, and regulatory compliance. Excel at critical thinking, problem-solving, and communication, leveraging these soft skills to navigate complex challenges and deliver results.
Overview
14
14
years of professional experience
Work History
Senior Contracts Administrator
Trimark United East Food Services
Mansfield, MA
03.2024 - Current
- Transitioned from Senior Credit Analyst to Senior Contract Administrator while simultaneously handling tasks for both roles: Reviewing Contract thru collecting on all payment relative to projects.
- Analyzed contracts to ensure compliance with regulations, laws and corporate policies.
- Developed and maintained contract management systems for tracking, monitoring and reporting on contractual obligations.
- Reviewed requests for proposals, bid documents, tender documents and related materials.
- Collaborated with cross-functional teams such as Legal, Finance, Procurement and Sales in order to resolve contractual matters efficiently.
- Provided training and mentorship on contract management processes and procedures for junior staff members.
- Advised senior management team on how best to mitigate risk associated with new or amended contracts.
- Managed contract closeout process, resolving all issues prior to release of final payment.
- Submitted project closeout documents in accordance with contract terms.
- Evaluated needs of departments and delegated tasks to optimize overall production.
Senior Credit Analyst
Trimark United East Food Services
Mansfield, MA
03.2022 - 03.2024
- Reviewed and analyzed financial statements to assess creditworthiness of potential customers.
- Identified and monitored risks associated with customer accounts.
- Conducted detailed analysis of customer data including cash flow, liquidity, profitability, leverage ratios, collateral values.
- Evaluated requests for new loans or line increases based on established criteria.
- Maintained relationships with internal departments such as sales teams, legal advisors, operations personnel and external organizations such as vendors or auditors.
- Interpreted complex financial documents related to acquisitions or mergers.
- Developed debt collection protocols applicable to delinquent accounts, defining timelines for courtesy calls and referral of problem accounts to debt collectors.
- Utilized financial models to forecast future earnings and determine the feasibility of loan requests.
- Assisted in the development of credit policies and procedures to mitigate potential risks.
- Provided mentorship and training to junior credit analysts on financial analysis techniques and tools.
- Conducted detailed financial analysis on clients to assess creditworthiness and recommend credit limits.
- Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
Shared Data Services Analyst
ZOLL Medical Corporation
Chelmsford, MA
03.2021 - 03.2022
- Assisted in the design of new databases, ensuring data integrity, scalability, and security requirements are met.
- Implemented changes to existing databases based on user feedback or project specifications.
- Monitored incoming data from external sources for accuracy and completeness prior to loading into databases.
- Provided training sessions on how to use various database systems as needed.
- Maintained up-to-date documentation of all changes made in the databases.
- Worked with internal teams to understand business needs and changing strategies.
- Assisted with efforts to track, evaluate and report on impact of programs using multiple data sources.
- Collaborated with cross-functional teams to prioritize business and information needs.
Credit Analyst
ZOLL Medical Corporation
Chelmsford, MA
11.2017 - 03.2021
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Analyzed customer payment histories to assess credit risk profiles.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Developed strategies to manage delinquent accounts and reduce overall portfolio risks.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
- Maintained accurate records of all transactions related to credit activities.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
- Monitored existing portfolios for compliance with credit policies and exposure limits.
Senior Credit Representative
C.R. Bard
Chelmsford, MA
07.2010 - 11.2017
- Assessed customer creditworthiness and financial stability.
- Developed relationships with potential customers to ensure accurate credit decisions.
- Reviewed customer applications for accuracy and completeness of information.
- Performed collection activities on past due accounts.
- Maintained records of customer transactions and delinquencies.
- Researched third-party resources to obtain additional information about customers' creditworthiness.
- Prepared detailed reports summarizing credit decisions for management review..
- Advised sales team on the appropriate terms to offer new clients based on their credit history.
- Reached out to major credit bureaus to obtain records and discuss entries.
Education
Associate of Science - Business Administration
Middlesex Community College
Lowell, MA06-2007
Skills
- Verbal and written communication
- Contract analysis
- Experience in leadership
- Construction bid preparations
- Professional relationship building
- Data Analysis and applications
- Credit management
- Account Management
- Credit and collections
- Microsoft Office proficiency
Languages
Khmer
Professional
English
Professional
Timeline
Senior Contracts Administrator
Trimark United East Food Services
03.2024 - Current
Senior Credit Analyst
Trimark United East Food Services
03.2022 - 03.2024
Shared Data Services Analyst
ZOLL Medical Corporation
03.2021 - 03.2022
Credit Analyst
ZOLL Medical Corporation
11.2017 - 03.2021
Senior Credit Representative
C.R. Bard
07.2010 - 11.2017
Associate of Science - Business Administration
Middlesex Community College
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