Quaeisean Scott
South Jordan,United States
Summary
Detail-oriented Mortgage Loan Officer with 8 years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Homie Loans
South Jordan, United States
08.2020 - 09.2023
- Provided comprehensive mortgage loan advice and guidance to potential borrowers.
- Researched and evaluated various loan products to determine the best fit for each customer.
- Advised customers on their financial options, including credit repair services and refinancing opportunities.
- Maintained a thorough knowledge of current lending regulations, policies, and procedures.
- Reviewed borrower documents such as tax returns, bank statements, employment history. to verify accuracy and completeness.
- Analyzed financial information provided by customers in order to determine eligibility for loans.
- Processed loan applications in accordance with established guidelines and standards.
- Coordinated with lenders to ensure timely processing of all required paperwork.
- Conducted follow-up activities with borrowers throughout the entire loan process.
- Developed relationships with real estate agents, builders, title companies, attorneys and other referral sources.
- Negotiated terms of loans with borrowers or their representatives while adhering to company policies and procedures.
- Submitted approved files for final review prior to closing date.
- Attended industry events, seminars, workshops for professional development purposes.
- Promoted mortgage products through marketing campaigns using multiple channels such as email blasts, social media posts.
- Monitored market conditions related to interest rates, regulatory changes.
Consumer Loan Officer
American United Federal Credit Union
West Jo, UT
04.2017 - 08.2020
- Developed and implemented consumer loan products to meet customer needs.
- Analyzed financial statements, credit reports, and other documents to assess borrower's creditworthiness.
- Negotiated loan terms with borrowers and finalized contracts.
- Provided pre-approval letters to qualified applicants.
- Established relationships with borrowers, lenders, and third parties involved in the loan process.
- Maintained current knowledge of secondary market trends, government programs and other available financing sources.
- Reviewed appraisals to ensure accuracy and completeness prior to submission to underwriting department.
- Educated customers on various aspects of mortgage financing options available.
- Developed and maintained relationships with local real estate agents.
Mortgage Specialist
Advanced Funding Home Mortgage Loans
Murray, UT
06.2015 - 03.2020
- Analyzed customer financial data to determine eligibility for mortgage programs.
- Developed and maintained relationships with customers, real estate agents, and other professionals in the industry.
- Prepared loan documents such as credit reports, income statements, appraisals, and closing statements.
- Reviewed property titles to ensure accuracy of information prior to loan approval.
- Provided guidance on loan products and services to prospective borrowers.
- Assisted customers in completing online applications for mortgage loans.
- Monitored progress of loan applications throughout the entire process from start to finish.
Owner/Operator
22AK Trucking INC
Herriman, UT
05.2007 - 06.2015
- Developed business plan and budget to maximize profitability.
- Analyzed market trends and customer feedback to identify opportunities for growth.
- Managed daily operations of the business, including staff, sales, inventory, and accounting.
- Oversaw hiring process for new employees, from recruiting to onboarding training.
- Maintained relationships with vendors and suppliers in order to secure favorable terms on materials and services.
- Resolved customer complaints promptly and professionally in order to maintain a positive reputation for the business.
- Monitored financial performance of the business on a weekly basis to ensure fiscal responsibility.
- Provided leadership support for team members through coaching and mentorship programs.
Education
Residential Mortgage
Mortgage Educators
Orem, UTSome College (No Degree) - Business Management
Salt Lake Community College
Salt Lake City, UTSome College (No Degree) - General Studies
Dixie State University
Saint George, UTSkills
- Relationship Selling
- Negotiation Tactics
- Desktop Underwriter Expert
- Credit Check Knowledge
- Document Analysis
- Licensed Mortgage Loan Originator
- Client Account Management
- Income Evaluation
- Automated Underwriting System (AUS)
- Product Education
- Referral Network Development
- Financial History Analysis
- Attention to Detail
- Loan File Maintenance
- Customer Relations
- Loan Processing Coordination
- Credit History Review
- Creditworthiness Determination
- Application Review
- Client Counseling
- Client Interview
- Staff Management
- Payoff Planning
- Customer Service
- Active Listening and Learning
- Oral and Written Comprehension
- Bank Product Marketing
- NMLS Registration
Languages
English
Certification
- NMLS # 1328667 Licenses in the states of Ut,AZ,ID
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Mortgage Loan Originator
Homie Loans
08.2020 - 09.2023
Consumer Loan Officer
American United Federal Credit Union
04.2017 - 08.2020
Mortgage Specialist
Advanced Funding Home Mortgage Loans
06.2015 - 03.2020
Owner/Operator
22AK Trucking INC
05.2007 - 06.2015
Residential Mortgage
Mortgage Educators
Some College (No Degree) - Business Management
Salt Lake Community College
Some College (No Degree) - General Studies
Dixie State University
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