Overview
Work History
Education
TERMS OF USE AND ONLINE SERVICES AGREEMENT
Timeline
Generic

Quina Perry

Milwaukee,WI

Overview

44
44
years of professional experience

Work History

Cashier Team Lead

Central Parking System
06.1997 - Current
  • Managed daily office operations, ensuring efficiency and organization of administrative tasks.
  • Coordinated scheduling and meetings, facilitating effective communication among team members.

Cashier Team Lead

Pick N Save
Milwaukee, WI
05.1997 - Current
  • Supervised daily operations of cash handling and customer service activities.
  • Trained team members on cash register systems and customer interaction best practices.
  • Monitored inventory levels and coordinated replenishment efforts for retail supplies.
  • Resolved customer inquiries and complaints to enhance satisfaction and retention.
  • Collaborated with management to identify training needs and develop staff capabilities.
  • Processed both cash and card purchases and returns.
  • Communicated with customers and team members to solve problems.
  • Assisted customers by answering questions and fulfilling requests.
  • Performed store opening, closing, and shift-change actions and kept accurate shift-change logs.
  • Worked extra shifts during busy periods and covered for call-in employees to maintain service levels.
  • Trained, mentored, and developed new cashiers with positive and encouraging techniques to maximize performance and team contributions.
  • Maintained a clean and inviting checkout area, contributing to an enjoyable shopping experience for customers.
  • Balanced cash drawers at the end of each shift, ensuring accuracy in financial reporting.
  • Resolved customer complaints professionally, maintaining a positive brand image and fostering customer retention.
  • Developed strong relationships with repeat customers through friendly service interactions.
  • Trained team members on cash register operation and cash handling.
  • Helped customers complete purchases, locate items, and join reward programs.
  • Restocked and organized merchandise in front lanes.
  • Enhanced customer satisfaction by efficiently processing transactions and addressing inquiries.
  • Led opening and closing procedures and conducted cashier drops, cash control and vault monitoring.
  • Managed cash registers, ensuring accurate accounting and reducing discrepancies in daily reports.
  • Quickly and accurately counted drawers at start and end of each shift.
  • Operated POS cash register and equipment to collect payments.
  • Increased customer loyalty and retention.
  • Assisted with merchandising tasks as needed to maintain store appearance standards and promote product visibility.
  • Assisted customers in locating products, providing knowledgeable recommendations based on their needs.
  • Mentored junior cashiers with comprehensive training and ongoing guidance, boosting team performance.
  • Provided backup support during high traffic periods by stepping into cashier roles when necessary.
  • Contributed to a positive work environment by proactively addressing conflicts among team members.
  • Scheduled breaks for team members, promoting a fair work environment while maximizing coverage during peak hours.
  • Monitored areas for security issues and safety hazards.
  • Streamlined cashier operations for improved productivity and reduced wait times.
  • Ensured compliance with company policies regarding returns, exchanges, and check acceptance procedures.
  • Conducted regular audits of register funds to minimize potential losses due to theft or error.
  • Promoted store loyalty programs to increase repeat business and bolster customer relations.
  • Collaborated with management to develop strategies for improving the overall shopping experience.
  • Performed cash, card, and check transactions to complete customer purchases.
  • Operated cash register to record transactions accurately and efficiently.
  • Handled cash with high accuracy and took care to check bills for fraud.
  • Processed refunds and exchanges in accordance with company policy.
  • Maintained current knowledge of store promotions and highlighted sales to customers.
  • Used POS system to enter orders, process payments and issue receipts.
  • Worked with floor team and managers to meet wide range of customer needs.
  • Learned duties for various positions and provided backup at key times.
  • Encouraged customers to make additional purchases by highlighting current deals and keeping lane well-stocked.
  • Reconciled cash drawer at start and end of each shift, accounting for errors, and resolving discrepancies.
  • Set up new sales displays each week with fresh merchandise.
  • Responded promptly to requests for assistance, spills and customer inquiries.
  • Conducted inventory counts by adding each item in stock and documenting in computer system.
  • Demonstrated product features, answered questions and redirected objections to highlight positive aspects.
  • Implemented process improvements to streamline transaction workflows, reducing wait times.
  • Conducted team meetings to foster communication and set performance goals.
  • Ensured compliance with company policies and procedures during cash management processes.

Cashier/ Cook

Red Snapper East
Milwaukee Wisconsin
01.1982 - 04.2002
  • Managed daily office operations, ensuring efficiency and organization of administrative tasks.
  • Coordinated scheduling and meetings, facilitating effective communication among team members.
  • Assisted in maintaining accurate records and files, streamlining data retrieval processes.
  • Developed and implemented office procedures that improved workflow efficiency.
  • Surpassed team goals by partnering with colleagues to implement best practices and protocols.
  • Transcribed and organized information to assist in preparing speeches and presentations.
  • Organized logistics and materials for each meeting and took detailed notes for later dissemination to key stakeholders.
  • Supervised daily operations, ensuring efficient and accurate cash handling procedures.
  • Trained and mentored new cashiers on customer service best practices and system usage.
  • Monitored team performance to improve service delivery and reduce wait times.
  • Implemented process improvements that enhanced transaction accuracy and customer satisfaction.
  • Coordinated scheduling to optimize staffing levels during peak hours for operational efficiency.
  • Resolved customer inquiries and complaints, fostering positive guest experiences through effective communication.
  • Conducted regular audits of cash registers to maintain financial integrity and accountability within the team.
  • Assisted management in developing training materials for onboarding new staff members effectively.
  • Performed store opening, closing, and shift-change actions and kept accurate shift-change logs.
  • Assisted customers by answering questions and fulfilling requests.
  • Communicated with customers and team members to solve problems.
  • Processed both cash and card purchases and returns.
  • Worked extra shifts during busy periods and covered for call-in employees to maintain service levels.
  • Trained, mentored, and developed new cashiers with positive and encouraging techniques to maximize performance and team contributions.
  • Maintained a clean and inviting checkout area, contributing to an enjoyable shopping experience for customers.
  • Balanced cash drawers at the end of each shift, ensuring accuracy in financial reporting.
  • Resolved customer complaints professionally, maintaining a positive brand image and fostering customer retention.
  • Developed strong relationships with repeat customers through friendly service interactions.
  • Trained team members on cash register operation and cash handling.
  • Helped customers complete purchases, locate items, and join reward programs.
  • Restocked and organized merchandise in front lanes.
  • Enhanced customer satisfaction by efficiently processing transactions and addressing inquiries.
  • Led opening and closing procedures and conducted cashier drops, cash control and vault monitoring.
  • Managed cash registers, ensuring accurate accounting and reducing discrepancies in daily reports.
  • Quickly and accurately counted drawers at start and end of each shift.
  • Operated POS cash register and equipment to collect payments.
  • Increased customer loyalty and retention.
  • Assisted with merchandising tasks as needed to maintain store appearance standards and promote product visibility.
  • Assisted customers in locating products, providing knowledgeable recommendations based on their needs.
  • Mentored junior cashiers with comprehensive training and ongoing guidance, boosting team performance.
  • Provided backup support during high traffic periods by stepping into cashier roles when necessary.
  • Contributed to a positive work environment by proactively addressing conflicts among team members.
  • Scheduled breaks for team members, promoting a fair work environment while maximizing coverage during peak hours.
  • Monitored areas for security issues and safety hazards.
  • Streamlined cashier operations for improved productivity and reduced wait times.
  • Ensured compliance with company policies regarding returns, exchanges, and check acceptance procedures.
  • Conducted regular audits of register funds to minimize potential losses due to theft or error.
  • Promoted store loyalty programs to increase repeat business and bolster customer relations.
  • Collaborated with management to develop strategies for improving the overall shopping experience.
  • Performed cash, card, and check transactions to complete customer purchases.
  • Operated cash register to record transactions accurately and efficiently.
  • Handled cash with high accuracy and took care to check bills for fraud.
  • Processed refunds and exchanges in accordance with company policy.
  • Maintained current knowledge of store promotions and highlighted sales to customers.
  • Used POS system to enter orders, process payments and issue receipts.
  • Worked with floor team and managers to meet wide range of customer needs.
  • Learned duties for various positions and provided backup at key times.
  • Encouraged customers to make additional purchases by highlighting current deals and keeping lane well-stocked.
  • Reconciled cash drawer at start and end of each shift, accounting for errors, and resolving discrepancies.
  • Set up new sales displays each week with fresh merchandise.
  • Responded promptly to requests for assistance, spills and customer inquiries.
  • Conducted inventory counts by adding each item in stock and documenting in computer system.
  • Demonstrated product features, answered questions and redirected objections to highlight positive aspects.

Cashier/Manager

Blockbuster LLC
Milwaukee Wisconsin
10.1996 - Current
  • Supervised daily operations, ensuring efficient checkout processes and customer service excellence.
  • Trained and mentored new cashiers, fostering a collaborative team environment.
  • Implemented inventory management procedures to minimize discrepancies and ensure stock availability.
  • Resolved customer inquiries and complaints promptly, enhancing overall customer satisfaction.
  • Monitored cash handling procedures, maintaining accuracy in transactions and register balances.
  • Conducted regular team meetings to communicate updates, policies, and performance expectations.
  • Analyzed sales data to identify trends, contributing to improved staffing decisions during peak hours.
  • Supervised daily cash register operations, ensuring accuracy and efficiency in transactions.
  • Trained and mentored new cashiers on customer service best practices and operational procedures.
  • Managed inventory levels, coordinating with suppliers to maintain stock availability for customers.
  • Implemented scheduling strategies to optimize staff coverage during peak hours and enhance service quality.
  • Analyzed sales data to identify trends and recommend adjustments to merchandise displays for increased visibility.
  • Resolved customer inquiries and complaints swiftly, maintaining a positive store environment and enhancing customer satisfaction.
  • Conducted regular audits of cash drawers to ensure compliance with financial controls and company policies.
  • Developed training materials that improved onboarding processes for new team members, increasing retention rates.
  • Managed daily cash deposits, ensuring accuracy and timely submission to the bank.
  • Increased customer satisfaction by efficiently managing cashier transactions and addressing customer concerns.
  • Resolved customer complaints quickly to maintain customer satisfaction.
  • Built positive relationships with customers to increase repeat business.
  • Trained cashiers on organizational policies, cash handling and customer service to maintain highly skilled team.
  • Assisted customers in need to promote pleasant shopping experiences and encourage return business.
  • Collected valuable feedback from customers regarding their shopping experience, identifying areas for improvement and implementing necessary changes to enhance overall satisfaction.
  • Established strong rapport with customers, fostering loyalty and repeat business through exceptional service.
  • Maximized store sales by cross-selling additional products during checkout.
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Maintained accurate financial records, ensuring reconciliation of cash drawers and deposits without discrepancies.
  • Oversaw daily operations of cashier department, ensuring compliance with company policies and procedures.
  • Boosted sales of promotional items with strategic placement and informative cashier-customer interactions.
  • Collaborated with security team to design and implement comprehensive emergency response plan.
  • Developed reward system to motivate cashiers, leading to improved performance and morale.
  • Enhanced team efficiency by implementing new scheduling system to ensure cashier coverage during peak hours.
  • Introduced customer feedback system, leveraging insights to improve service and product offerings.
  • Conducted regular training sessions for cashiers on customer service excellence, enhancing overall shopping experience.
  • Enhanced security measures, reducing instances of fraud at point of sale.
  • Analyzed sales data to identify trends and inform stocking decisions, aligning inventory with customer demand.
  • Streamlined check-out process, significantly reducing customer wait times by training staff on advanced POS systems.
  • Coordinated with marketing department to support in-store promotions, increasing foot traffic and sales.
  • Implemented strict loss prevention protocols, effectively minimizing shrinkage and theft incidents.
  • Streamlined inventory management processes, ensuring product availability and reducing overstock.
  • Managed scheduling and payroll for cashier staff, optimizing labor costs while maintaining service quality.
  • Led transition to new POS system, minimizing downtime and training staff effectively.
  • Negotiated with vendors for more favorable payment terms, positively impacting cash flow.
  • Fostered team-oriented environment, encouraging collaboration and support among cashiers.
  • Organized charitable events at store, strengthening community relations and enhancing brand image.
  • Opened and closed location and monitored shift changes to uphold successful operations strategies and maximize business success.
  • Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
  • Maintained professional demeanor by staying calm when addressing unhappy or angry customers.
  • Successfully managed budgets and allocated resources to maximize productivity and profitability.
  • Trained personnel in equipment maintenance and enforced participation in exercises focused on developing key skills.
  • Defined clear targets and objectives and communicated to other team members.
  • Established team priorities, maintained schedules and monitored performance.
  • Developed detailed plans based on broad guidance and direction.
  • Evaluated employee performance and conveyed constructive feedback to improve skills.
  • Set aggressive targets for employees to drive company success and strengthen motivation.
  • Established performance goals for employees and provided feedback on methods for reaching those milestones.
  • Recruited, interviewed and hired employees and implemented mentoring program to promote positive feedback and engagement.
  • Assisted in organizing and overseeing assignments to drive operational excellence.
  • Identified and communicated customer needs to supply chain capacity and quality teams.
  • Launched quality assurance practices for each phase of development
  • Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty.
  • Reduced waste and pursued revenue development strategies to keep department aligned with sales and profit targets.
  • Cultivated positive rapport with fellow employees to boost company morale and promote employee retention.
  • Managed senior-level personnel working in marketing and sales capacities.
  • Leveraged data and analytics to make informed decisions and drive business improvements.
  • Streamlined and monitored quality programs to alleviate overdue compliance activities.
  • Planned, created, tested and deployed system life cycle methodology to produce high quality systems to meet and exceed customer expectations.
  • Controlled resources and assets for department activities to comply with industry standards and government regulations.
  • Improved staffing during busy periods by creating employee schedules and monitoring call-outs.
  • Quickly and accurately counted drawers at start and end of each shift.
  • Monitored areas for security issues and safety hazards.

Cashier/ Manager

Jewels Osco
Milwaukee Wisconsin
10.1996 - Current
  • Supervised daily operations, ensuring efficient checkout processes and customer service excellence.
  • Trained and mentored new cashiers, fostering a collaborative team environment.
  • Implemented inventory management procedures to minimize discrepancies and ensure stock availability.
  • Resolved customer inquiries and complaints promptly, enhancing overall customer satisfaction.
  • Monitored cash handling procedures, maintaining accuracy in transactions and register balances.
  • Conducted regular team meetings to communicate updates, policies, and performance expectations.
  • Analyzed sales data to identify trends, contributing to improved staffing decisions during peak hours.
  • Collaborated with upper management on promotional strategies to enhance store visibility and sales growth.
  • Managed daily cash deposits, ensuring accuracy and timely submission to the bank.
  • Increased customer satisfaction by efficiently managing cashier transactions and addressing customer concerns.
  • Resolved customer complaints quickly to maintain customer satisfaction.
  • Built positive relationships with customers to increase repeat business.
  • Trained cashiers on organizational policies, cash handling and customer service to maintain highly skilled team.
  • Assisted customers in need to promote pleasant shopping experiences and encourage return business.
  • Reduced cash discrepancies by consistently monitoring cash registers and conducting periodic audits.
  • Coached employees and trained on methods for handling various aspects of sales, complicated issues, and difficult customers.
  • Monitored inventory to keep store stocked with necessary items and avoid running out of in-demand products.
  • Resolved escalated customer complaints in a professional manner, maintaining positive brand reputation.
  • Oversaw employee performance, corrected problems, and increased efficiency to maintain productivity targets.
  • Enhanced team productivity by delegating tasks and setting clear goals for cashier staff members.
  • Kept orderly and accurate accounting records by monitoring sales documentation.
  • Developed cashier schedules to maintain adequate staffing levels during peak hours, maximizing efficiency of operations.
  • Conducted regular inventory checks on point-of-sale materials, ensuring availability of necessary supplies for smooth functioning of the cashier area.
  • Promoted a safe working environment with thorough adherence to company policies and safety protocols.
  • Implemented loss prevention measures to mitigate theft incidents at the register area.
  • Coordinated promotional price changes, ensuring accurate pricing information at the register level.
  • Collected valuable feedback from customers regarding their shopping experience, identifying areas for improvement and implementing necessary changes to enhance overall satisfaction.
  • Established strong rapport with customers, fostering loyalty and repeat business through exceptional service.
  • Maximized store sales by cross-selling additional products during checkout.
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Maintained accurate financial records, ensuring reconciliation of cash drawers and deposits without discrepancies.
  • Oversaw daily operations of cashier department, ensuring compliance with company policies and procedures.
  • Boosted sales of promotional items with strategic placement and informative cashier-customer interactions.
  • Collaborated with security team to design and implement comprehensive emergency response plan.
  • Developed reward system to motivate cashiers, leading to improved performance and morale.
  • Enhanced team efficiency by implementing new scheduling system to ensure cashier coverage during peak hours.
  • Introduced customer feedback system, leveraging insights to improve service and product offerings.
  • Conducted regular training sessions for cashiers on customer service excellence, enhancing overall shopping experience.
  • Enhanced security measures, reducing instances of fraud at point of sale.
  • Analyzed sales data to identify trends and inform stocking decisions, aligning inventory with customer demand.
  • Streamlined check-out process, significantly reducing customer wait times by training staff on advanced POS systems.
  • Coordinated with marketing department to support in-store promotions, increasing foot traffic and sales.
  • Implemented strict loss prevention protocols, effectively minimizing shrinkage and theft incidents.
  • Streamlined inventory management processes, ensuring product availability and reducing overstock.
  • Managed scheduling and payroll for cashier staff, optimizing labor costs while maintaining service quality.
  • Led transition to new POS system, minimizing downtime and training staff effectively.
  • Negotiated with vendors for more favorable payment terms, positively impacting cash flow.
  • Fostered team-oriented environment, encouraging collaboration and support among cashiers.
  • Organized charitable events at store, strengthening community relations and enhancing brand image.
  • Opened and closed location and monitored shift changes to uphold successful operations strategies and maximize business success.
  • Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
  • Maintained professional demeanor by staying calm when addressing unhappy or angry customers.
  • Successfully managed budgets and allocated resources to maximize productivity and profitability.
  • Trained personnel in equipment maintenance and enforced participation in exercises focused on developing key skills.
  • Defined clear targets and objectives and communicated to other team members.
  • Established team priorities, maintained schedules and monitored performance.
  • Developed detailed plans based on broad guidance and direction.
  • Evaluated employee performance and conveyed constructive feedback to improve skills.
  • Set aggressive targets for employees to drive company success and strengthen motivation.
  • Established performance goals for employees and provided feedback on methods for reaching those milestones.
  • Recruited, interviewed and hired employees and implemented mentoring program to promote positive feedback and engagement.
  • Assisted in organizing and overseeing assignments to drive operational excellence.
  • Identified and communicated customer needs to supply chain capacity and quality teams.
  • Launched quality assurance practices for each phase of development
  • Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty.
  • Reduced waste and pursued revenue development strategies to keep department aligned with sales and profit targets.
  • Cultivated positive rapport with fellow employees to boost company morale and promote employee retention.
  • Managed senior-level personnel working in marketing and sales capacities.
  • Leveraged data and analytics to make informed decisions and drive business improvements.
  • Streamlined and monitored quality programs to alleviate overdue compliance activities.
  • Planned, created, tested and deployed system life cycle methodology to produce high quality systems to meet and exceed customer expectations.
  • Controlled resources and assets for department activities to comply with industry standards and government regulations.
  • Improved staffing during busy periods by creating employee schedules and monitoring call-outs.
  • Quickly and accurately counted drawers at start and end of each shift.
  • Monitored areas for security issues and safety hazards.

Administrative Assistant

Five Corners Of Faith
Milwaukee
01.1996 - Current
  • Managed daily office operations, ensuring efficiency and organization of administrative tasks.
  • Coordinated scheduling and meetings, facilitating effective communication among team members.
  • Assisted in maintaining accurate records and files, streamlining data retrieval processes.
  • Developed and implemented office procedures that improved workflow efficiency.
  • Surpassed team goals by partnering with colleagues to implement best practices and protocols.
  • Transcribed and organized information to assist in preparing speeches and presentations.
  • Organized logistics and materials for each meeting and took detailed notes for later dissemination to key stakeholders.
  • Increased office participation in special events by creating newsletter with detailed calendars and other office updates.
  • Performed research to collect and record industry data.
  • Recorded new hires, transfers, terminations, changes in job classifications and merit increases to main human resources files.
  • Supported company leaders by managing budgets, scheduling appointments and organizing itinerary.
  • Facilitated timely delivery of special projects to meet organizational and departmental objectives.
  • Identified and recommended changes to existing processes to improve accuracy, efficiency, and quality service.
  • Liaised between clients and vendors and maintained effective lines of communication.
  • Established administrative work procedures to track staff's daily tasks.
  • Volunteered to help with special projects of varying degrees of complexity.
  • Opened and properly distributed incoming mail to promote quicker response to client inquiries.
  • Interacted with vendors, contractors and professional services personnel to receive orders, direct activities, and communicate instructions.
  • Continually sought methods for improving daily operations, communications with clients, recordkeeping, and data entry for increased efficiency.
  • Created and maintained detailed administrative processes and procedures to drive efficiency and accuracy.
  • Built and maintained excellent customer relationships through timely response to inquiries and going above and beyond to accommodate unusual requests.
  • Completed forms, reports, logs, and records to quickly handle all documentation for human resources.
  • Managed paper and electronic filing systems by routing various documents, taking messages and managing incoming and outgoing mail.
  • Assisted coworkers and staff members with special tasks on daily basis.
  • Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
  • Managed filing system, entered data and completed other clerical tasks.
  • Assisted in preparation of financial reports, gathering data that contributed to budgeting accuracy.
  • Conducted research for project proposals, compiling information that supported winning bids.
  • Facilitated training sessions for new software tools, increasing team productivity and reducing learning curves.
  • Negotiated with vendors to reduce office supply costs, leveraging bulk purchase agreements.
  • Monitored office supplies inventory, ensuring availability of essential items without overstocking.
  • Supported recruitment processes, scheduling interviews and communicating with applicants to improve hiring timelines.
  • Managed scheduling for executive team, balancing complex calendars to ensure optimal use of time.
  • Coordinated travel arrangements for staff, ensuring cost-effective and timely accommodations and transportation.
  • Organized company events to enhance team cohesion, coordinating logistics and catering for over 50 participants.
  • Implemented new CRM system to track client interactions, improving response times and client satisfaction.
  • Addressed IT issues by coordinating with tech support, minimizing downtime and maintaining operational efficiency.
  • Facilitated cross-departmental communication, organizing meetings to discuss project progress and align objectives.
  • Improved document processing speed by introducing automated templates for routine correspondence.
  • Developed filing system for historical documents, preserving important company records and improving access to information.
  • Improved staff morale by organizing recognition programs, acknowledging outstanding contributions and fostering positive work culture.
  • Maintained confidentiality of sensitive information, adhering strictly to data protection regulations.
  • Streamlined office operations, implementing digital file management systems to reduce paper use and increase efficiency.
  • Enhanced office environment, organizing spaces for better workflow and employee comfort.
  • Enhanced communication within office, establishing weekly newsletter summarizing key updates and achievements.
  • Contributed to policy updates, researching regulations to ensure company compliance.
  • Maintained inventory of office supplies and placed orders.
  • Managed expense reports for executive staff members, ensuring accurate documentation of spending for budgeting purposes.
  • Facilitated collaboration within team by organizing regular meetings and tracking project progress.
  • Boosted team productivity by managing communication channels and ensuring timely responses to inquiries.
  • Streamlined invoice processing procedures to ensure timely payment of vendors while minimizing errors in financial records.
  • Collaborated on special projects as assigned by leadership, contributing research findings or coordinating event logistics as needed for success.
  • Organized office events such as holiday parties or team-building activities, promoting a positive company culture and boosting employee morale.
  • Optimized calendar management for executives by scheduling appointments strategically while considering priorities and minimizing conflicts.
  • Assisted in onboarding new employees, providing training materials, and coordinating orientation schedules to ensure a smooth integration into the team.
  • Assisted with human resources tasks such as updating employee files or submitting time-off requests per company policy guidelines.
  • Supported executive staff through scheduling meetings, coordinating travel arrangements, and preparing crucial documents.
  • Coordinated office supply inventory management, proactively ordering necessary items before depletion to avoid workflow disruptions.
  • Improved document organization with thorough file maintenance, archiving outdated records as necessary for efficient retrieval when needed.
  • Promoted a positive work environment through effective communication skills and fostering professional relationships among colleagues.
  • Ensured accurate record-keeping with diligent data entry and database management for vital company information.
  • Delivered excellent customer service through prompt responses to client inquiries, addressing concerns effectively, and building strong relationships.
  • Maintained confidentiality of sensitive information by adhering to strict privacy policies and implementing secure filing systems.
  • Answered multi-line phone system, routing calls, delivering messages to staff and greeting visitors.
  • Monitored supply inventory, ensuring timely procurement of necessary office materials.
  • Trained new staff on administrative protocols, fostering a collaborative work environment.
  • Utilized software tools to manage correspondence, enhancing internal communication channels.
  • Supported event planning efforts by organizing logistics and coordinating resources effectively.

Administrative Assistant Manager

Blackwell CCC Job Corps
Laona, WI
06.1992 - Current
  • Reduced cash discrepancies by consistently monitoring cash registers and conducting periodic audits.
  • Coached employees and trained on methods for handling various aspects of sales, complicated issues, and difficult customers.
  • Monitored inventory to keep store stocked with necessary items and avoid running out of in-demand products.
  • Resolved escalated customer complaints in a professional manner, maintaining positive brand reputation.
  • Oversaw employee performance, corrected problems, and increased efficiency to maintain productivity targets.
  • Enhanced team productivity by delegating tasks and setting clear goals for cashier staff members.
  • Kept orderly and accurate accounting records by monitoring sales documentation.
  • Developed cashier schedules to maintain adequate staffing levels during peak hours, maximizing efficiency of operations.
  • Conducted regular inventory checks on point-of-sale materials, ensuring availability of necessary supplies for smooth functioning of the cashier area.
  • Promoted a safe working environment with thorough adherence to company policies and safety protocols.
  • Implemented loss prevention measures to mitigate theft incidents at the register area.
  • Coordinated promotional price changes, ensuring accurate pricing information at the register level.
  • Supervised daily cash register operations, ensuring accuracy and efficiency in transactions.
  • Trained and mentored new cashiers on customer service best practices and operational procedures.
  • Managed inventory levels, coordinating with suppliers to maintain stock availability for customers.
  • Implemented scheduling strategies to optimize staff coverage during peak hours and enhance service quality.
  • Analyzed sales data to identify trends and recommend adjustments to merchandise displays for increased visibility.
  • Resolved customer inquiries and complaints swiftly, maintaining a positive store environment and enhancing customer satisfaction.
  • Conducted regular audits of cash drawers to ensure compliance with financial controls and company policies.
  • Developed training materials that improved onboarding processes for new team members, increasing retention rates.
  • Managed daily cash deposits, ensuring accuracy and timely submission to the bank.
  • Increased customer satisfaction by efficiently managing cashier transactions and addressing customer concerns.
  • Resolved customer complaints quickly to maintain customer satisfaction.
  • Built positive relationships with customers to increase repeat business.
  • Trained cashiers on organizational policies, cash handling and customer service to maintain highly skilled team.
  • Served as a reliable point of contact for employees, addressing questions or concerns related to benefits, payroll, or company policies promptly.
  • Managed multiple calendars of executive staff, ensuring appointments and deadlines were met without conflicts or missed opportunities.
  • Developed strong relationships with vendors, negotiating favorable terms for contracts and purchases.
  • Performed accounting activities by preparing expense reports, purchase orders and invoices.
  • Used Type equipment to record and transcribe minutes of meetings.
  • Facilitated smooth daily operations by coordinating schedules, appointments, and travel arrangements for executive staff members.
  • Used Software to edit and format draft correspondence prepared by staff members.
  • Used Software and Software to create presentations, reports and spreadsheets.
  • Prepared and analyzed expense reports to achieve cost savings of over $Amount.
  • Improved internal communication, fostering a collaborative work environment through regular team meetings and progress updates.
  • Increased employee engagement by organizing team-building events and implementing recognition programs that acknowledged outstanding performance.
  • Used Software to track expense claims and prepare expense reports for management.
  • Supported cross-functional teams in meeting project objectives through effective coordination of resources.
  • Collaborated with team members to complete projects on time and within budget constraints.
  • Streamlined office operations by implementing efficient administrative processes and procedures.
  • Updated reports, managed accounts, and generated reports for company database.
  • Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
  • Monitored and evaluated personnel performance to complete annual reviews, recommend advancement, or address productivity concerns.
  • Established workflow processes, monitored daily productivity, and implemented modifications to improve overall performance of personnel.
  • Built and managed processes for tracking and monitoring department performance.
  • Organized and updated databases, records and other information resources.
  • Coordinated office events, seminars and meetings for staff and clients.
  • Cultivated strong relationships with vendors and partners supporting administrative operations.
  • Improved customer satisfaction scores through application of superior conflict resolution and problem-solving skills.
  • Created reports, presentations and other materials for executive staff.
  • Improved office operations by automating client correspondence, record tracking and data communications.
  • Created organized filing system to manage department documents.
  • Oversaw appointment scheduling and itinerary coordination for both clients and personnel.
  • Optimized organizational systems for payment collections, AP/AR, deposits, and recordkeeping.
  • Identified opportunities to streamline processes and improve office operations and efficiency.
  • Maintained primary relationship accountability for clients, overall servicing responsibility and client satisfaction to maximize profitability of client relationships.
  • Implemented project management techniques to overcome obstacles and increase team productivity.
  • Managed supervisor itinerary and appointments and streamlined scheduling procedures.
  • Negotiated and executed contracts on behalf of department.
  • Analyzed and solved multi-faceted problems that effected executive leaders and business initiatives.
  • Developed internal requirements and standards to minimize regulatory risks and liability across programs.
  • Hired, managed, developed and trained staff, established and monitored goals, conducted performance reviews and administered salaries for staff.
  • Built highly-efficient administrative team through ongoing coaching and professional development opportunities.
  • Coordinated daily administrative operations to enhance office efficiency and streamline communication.
  • Implemented scheduling systems for staff meetings, ensuring optimal resource allocation and time management.
  • Developed training materials for new employees, fostering consistent onboarding experiences across departments.
  • Assisted in budget preparation and expense tracking, contributing to financial accuracy and reporting processes.
  • Managed correspondence and documentation, maintaining organized records for quick retrieval and reference.
  • Evaluated vendor contracts to negotiate favorable terms, improving service delivery and cost-effectiveness.
  • Led team initiatives focused on process improvement, resulting in enhanced operational workflows and productivity.
  • Mentored junior administrative staff, promoting skill development and collaborative work environment within the team.
  • Ensured timely completion of projects by effectively managing deadlines and delegating tasks appropriately.
  • Assisted in the hiring process, reviewing resumes, scheduling interviews, and onboarding new employees efficiently.
  • Optimized workflow efficiency by organizing and maintaining an up-to-date filing system for easy access to critical documents.
  • Opened, sorted and distributed incoming messages and correspondence to Number-person team.
  • Managed executive calendars to strategically coordinate meetings and appointments.
  • Expedited document processing by creating templates for frequently used forms which saved time during report preparation.
  • Achieved cost savings with meticulous budget management, reducing unnecessary expenses for the department.
  • Answered multiple console telephone system to direct calls to appropriate personnel.
  • Monitored office supplies to order and replenish stock when necessary.
  • Provided exceptional support to senior management, handling sensitive information with discretion while maintaining confidentiality at all times.
  • Contributed to revenue growth by assisting with marketing initiatives and event planning efforts as needed.
  • Implemented new software tools to streamline data management, increasing accuracy in record-keeping practices.
  • Enhanced team productivity by providing comprehensive training and support to junior staff members.
  • Boosted overall customer satisfaction with prompt resolution of inquiries and concerns, reflecting positively on the company''s reputation.
  • Assisted in the preparation of presentations and reports for senior management, demonstrating attention to detail and accuracy when handling critical data.
  • Maintained a professional office environment by ordering supplies, arranging repairs when needed, and ensuring cleanliness standards were met consistently throughout the workplace.
  • Improved office efficiency by implementing color-coded filing system and introducing additional time-saving measures.

Education

Business And Clerical

Blackwell CCC Job Corps
Laona, WI
06.1999

TERMS OF USE AND ONLINE SERVICES AGREEMENT

  • Last Revised: March 11, 2022
  • Introduction
  • This Terms of Use and Online Services Agreement (the “Terms of Use”) governs your access to and use of: (i) www.transamerica.com; (ii) any other Transamerica website or Transamerica mobile application that includes a link to these Terms of Use or where these Terms of Use appear (collectively, the “Site”); and (iii) the Content (as defined below). These Terms of Use thus govern any account that you create with us online, whether through the Site, a Transamerica mobile application, and/or your use of any of the services associated with your online account or that are otherwise available through the Site (collectively, the “Online Services”). Certain Online Services and other Content may only be available to certain users, and such availability will depend on your relationship to Transamerica. Therefore, some provisions of these Terms of Use may not apply to you.
  • PLEASE NOTE THAT THESE TERMS OF USE REQUIRE BINDING ARBITRATION OF DISPUTES RELATED TO THE ONLINE SERVICES (see below for details). If you have securities, an investment account, a retirement account, a pension account, contract, annuity, an insurance policy or certificate or any other account, product or service with us (“Product(s)”) you will be treated as a Customer under these Terms of Use and your customer relationship with Transamerica may be subject to other agreements related to your Products (“Product Agreements”). If you are a party that has a selling agreement, distribution agreement, enrollment agreement, agency, solicitation, plan services agreement, third party administration agreement, or other service, distribution or selling agreements with us (collectively “Business Agreements”) you will be treated as a Business under these Terms of Use. Such Business Agreements may contain terms that are different from those set forth in these Terms of Use. In the event of any conflict between these Terms of Use and either Product Agreements or Business Agreements, including provisions with respect to arbitration set forth herein, your Product Agreements and/or Business Agreements control.
  • For purposes of these Terms of Use, the terms “Transamerica,” the “Company,” “we,” “us,” or “our” means Transamerica Corporation and all of its parents, subsidiaries and affiliates, including those of its parent, Aegon N.V. PLEASE READ THESE TERMS OF USE CAREFULLY. IF YOU ACCESS THE SITE OR THE CONTENT, YOU ARE AGREEING TO THESE TERMS OF USE. YOU WILL BE REQUIRED TO REVIEW AND AFFIRMATIVELY ACCEPT THESE TERMS OF USE IN ORDER TO ESTABLISH AN ONLINE ACCOUNT WITH US AND TO ACCESS THE ONLINE SERVICES. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE SITE, CONTENT, OR ONLINE SERVICES. WE RESERVE THE RIGHT TO MAKE CHANGES TO THESE TERMS OF USE AT ANY TIME BY POSTING AN UPDATED VERSION AT THE SITE. WE WILL INDICATE THAT CHANGES TO THESE TERMS OF USE HAVE BEEN MADE BY UPDATING THE “LAST REVISED” DATE SET FORTH ABOVE. FOR THOSE WITH AN ONLINE ACCOUNT, UPON A MATERIAL UPDATE TO THESE TERMS OF USE YOU WILL BE REQUIRED TO REVIEW AND ACCEPT THE THEN- CURRENT TERMS OF USE PRIOR TO LOGGING-IN AND ACCESSING YOUR ONLINE ACCOUNT. ALL SUCH CHANGES WILL BE EFFECTIVE UPON POSTING UNLESS OTHERWISE STATED. YOU SHOULD PERIODICALLY VISIT THESE TERMS OF USE TO REVIEW THE MOST CURRENT TERMS OF USE. YOUR CONTINUED USE OF THE SITE AND ONLINE SERVICES FOLLOWING CHANGES TO THESE TERMS OF USE CONSTITUTES YOUR ACCEPTANCE OF SUCH CHANGES.
  • Proprietary Nature of Site and Content
  • The material and content accessible on or generated by this Site including (without limitation), applications, calculators, software, text, articles, reports, audio and video files, images, trademarks, service marks, logos, and icons (the “Content”) is owned or licensed by the Company and protected by copyright and other laws in the United States and other countries. Subject to your compliance with these Terms of Use, the Company grants you a limited, personal, nontransferable, nonsublicensable, revocable license to access and make non-commercial (except as permitted in the following sentence) use of the Site, the Content and the Online Services only in the manner approved by the Company. Unless you are an authorized distributor or financial advisor appointed with us wherein your written agreement addresses your rights to use and modify Content, neither the Site nor the Content may be used for any commercial purpose or be framed, copied, reproduced, performed, displayed, distributed, republished, uploaded, posted, scraped, spidered or transmitted in any way, without our prior written consent, which may be withheld in our sole discretion, except that you may print out or electronically save a copy of the Content, these Terms of Use and the Online Privacy Statement for your personal use and records. In doing so, you may not remove or alter any copyright, trademark, service mark, or any other proprietary notice or legend or regulatory disclosure appearing on any of the Content. Modification or use of the Site or Content except as expressly provided in these Terms of Use violates the intellectual property rights of the Company and its licensors. Except for the limited license granted above, the Company does not convey any interest in or to the Site or Content by permitting you to access the Site. All rights not expressly granted to you in these Terms of Use are reserved and retained by the Company or its licensors.
  • Trademarks, Service Marks and Copyrights
  • The stylized Aegon logo is a federally registered trademark of Aegon N.V., and TRANSAMERICA, the Transamerica Pyramid building, and Transamerica Pyramid logo are federally registered trademarks of Transamerica Corporation. Images, trademarks, service marks, logos, and icons displayed on this Site are the property of the Company or its licensors and may not be used without our prior written consent.
  • Hyperlinks
  • We may provide hyperlinks to third party sites (“Third Party Sites”). Third Party Sites are not maintained by, related to, sponsored by or affiliated with us and are provided solely as a service and convenience to you. Third Party Sites are to be accessed at your own risk, and we make no representations or warranties about the content, completeness, accuracy or security of Third Party Sites.
  • Privacy
  • Please review our Online Privacy Statement, which also governs your access to the Site and use of the Online Services.
  • No Representation as to Suitability; No Investment Advice
  • Nothing on this Site or in any of the Content (including the results of any online retirement calculators) should be construed as rendering tax, legal, investment, or accounting advice. The posting of any prospectus, disclosure memorandum, customer disclosure document, or any other Content on this Site (including the results of any online calculators) is solely for convenience and informational purposes and should not be interpreted as a recommendation or opinion that you should make any purchase or sale or participate in any transaction. We make no representation as to the financial investment or suitability of any Product described on this Site for any user. All such information is general in nature and does not consider your personal financial situation, nor constitute an endorsement or recommendation of any investment program, service or other product, or the suitability of it for you. In order to evaluate whether a particular Product is suitable for your financial needs, you should contact a qualified financial professional. Nothing on this Site constitutes an offer to sell or a solicitation to buy any security or any insurance product. All insurance or securities transactions require signed agreements between us and our customers, and the terms of those agreements are binding on the parties.
  • Forward-Looking Statements
  • All of the Company’s financial information on this Site, whether historical in nature or forward-looking, including those about management expectations, strategic objectives, growth opportunities, business prospects, anticipated financial results and other similar matters, speaks only as of the date the information is posted on this Site. Forward-looking statements represent only management’s beliefs regarding future performance, which is inherently uncertain. There are a variety of factors, many of which are beyond the Company’s control, which affect its operations, performance, business strategy and results and could cause its actual results and experience to differ materially from the expectations and objectives expressed in any forward-looking statements. These factors include, but are not limited to, actions and initiatives taken by current and potential competitors, general economic conditions, the effects of current, pending and future legislation, regulation and regulatory actions, and the other risks and uncertainties detailed in this report. Accordingly, you are cautioned not to place undue reliance on forward-looking statements. We do not undertake any obligation to update such information after it is posted or to remove such information if it is not accurate or complete. You should, however, consult further disclosures the Company may make in future filings of its Annual Report or other filings with the US Securities and Exchange Commission or the Netherlands Authority for the Financial Markets.
  • U.S.-Based Site and Services; Availability of Products
  • This Site is controlled by us from our offices within the United States. The Products referred to on this Site are generally offered and sold only to persons in the United States and its territories except in limited circumstances where a certain Product may be offered and administered outside of the United States. Additionally, some Product may not be available in all jurisdictions and/or may be subject to eligibility requirements. No security, advisory, or insurance product or service is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities, advisory, insurance, or other laws of such jurisdiction. Product, services or advisory fees and other charges identified on the Site are provided for general information purposes only and are subject to change. You should consult the prospectus, policy, certificate, account or plan documents or a qualified financial professional for information regarding the Products, fees, programs and services that may be available to you.
  • Access to the Content or Online Services from jurisdictions where such access is illegal is prohibited. You are responsible for your compliance with all applicable laws and you may not use or export the materials in this Site in violation of U.S. export laws and regulations, or the laws of your local jurisdiction. By downloading Content or using Online Services, you warrant that you are not in a country where such export is prohibited, that you are not a person or entity to which such export is prohibited, and that you are otherwise in compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any Content.
  • Use of Online Services
  • Online Services generally require you to register at the Site and log-on with a user name, password and in some instances answers you provide us to security questions (the “Access Codes”). Online Services may include, for example, address or beneficiary changes, obtaining balance information, viewing transaction histories, submitting claims or performing other authorized transactions. The Company may, from time to time, introduce new features or eliminate features to the suite of the Online Services by updating the Site.
  • Your use of the Online Services is subject to applicable laws and:
  • Any additional terms or guidelines that appear on your screen during use of the Online Services; the Consent to do Business Electronically for Online Transactions (“Consent”, applicable only to Customers); and
  • Product Agreement and/or Business Agreement with us (collectively all of the foregoing, “Account Policy(ies)”).
  • For Customers
  • We may terminate your access to the Online Services if you violate these Terms of Use or Account Policies. The Online Services will not be available to you if you have not agreed to the Consent, or if you have revoked your consent.
  • If you have a Product that allows you to individually elect to participate in electronic delivery, you may elect to do so by accessing the Online Services and agreeing to specific terms that may be applicable to that Product. If you are a Customer that is a participant in a retirement plan, and your plan’s sponsor or administrator has elected electronic delivery for plan related communications and notices, you will automatically be enrolled in electronic delivery for that Product. If you participate in electronic delivery, we may provide you with information that the Company is required to provide by law, regulation, or contract in writing (such as quarterly or annual statements, prospectuses, and legally required notices, as appliable) (collectively "Required Communications"). You may opt out of electronic delivery at any time by accessing the Online Services and changing your preferences. If you opt out of electronic delivery you will receive Required Communications in paper copy by mail.
  • Information about your Products or the transactions you conduct using the Online Services (for example, balance information and transaction history) may only reflect activity conducted through the close of the previous business day and remains subject to adjustment and correction by us.
  • For Business
  • We may terminate your access to the Online Services if you violate these Terms of Use or Account Policies. If you have agreed to the electronic delivery of documents or conduct business electronically with the Company, the Company may, at its discretion, make certain documents required by regulatory authorities, including but not limited to, the Department of Labor (“DOL”), the Internal Revenue Service, the Securities and Exchange Commission (the “SEC”), Financial Industry Regulatory Authority (“FINRA”) or state departments of insurance, available for download or access electronically or via e-mail (such documents may include quarterly or annual statements, prospectuses and confirmations) (collectively, the “Required Documents”).
  • The Content, excluding the Required Documents, is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by the Company. Account information, other than the Required Documents, available on this Site is not the official record of your account. Investors, customers, and other persons should use the Content in the same manner as any other informational medium and should not rely on the Content, excluding the Required Documents, to the exclusion of their own professional judgment. Information obtained by using this Site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals and objectives.
  • Registration and Access Codes
  • We are entitled to act on any and all instructions received through the use of your Access Codes, and you agree that the use of your Access Codes will have the same effect as your signature, including but not limited to, authorizing instructions. Access Codes are for your individual use only. We may monitor your Access Codes and, at our discretion, require you to change your username, password or other security features we implement and use from time to time. However, you are responsible for the security of your Access Codes. If you believe your Access Codes have been lost or stolen or that someone may have unauthorized access to your account, you should contact us immediately at 1-877-717-8858. We are not responsible for damages or losses resulting from any breach of security caused by your failure to maintain the confidentiality of your Access Codes or any other security or authentication technique we utilize, unless otherwise required by law. If you make your Access Codes available to others, then you agree to defend, indemnify and hold us harmless from and against any liability, losses, damages, or costs and expenses (including attorneys' fees) arising out of, related to or resulting from, such access and related use of Online Services (including access to your online accounts). We reserve the right to block access to the Online Services for any reason, including security concerns.
  • Online Services Profile Updates and Communications
  • You agree to provide us true, accurate, current and complete information about yourself and your account during the registration process or as otherwise requested in connection with use of the Online Services, including your email address, phone number and other contact information (“Profile Information”), and to regularly update this information to maintain its completeness and accuracy. Any change that you make to your Profile Information will apply only to the account for which you make the change, and unless otherwise indicated, will not impact any information related to your Products. If you have more than one account, you may have the option to update your Profile Information for each other account automatically.
  • To the extent necessary to carry out your instructions with respect to an Online Service, you authorize us to send email, text, and/or other electronic communications to you, and other persons on your behalf.
  • Email, text and/or other electronic communication sent to others pursuant to your instructions and on your behalf may identify you by name and may state that we are sending such communication on your behalf and according to your instructions. We may send and by using the Online Services you consent to us sending email and text messages to any email address or phone number you have provided to us. In addition, we may use your Profile Information (including email address) for notifications related to your account or use of the Online Services and as set forth in the Online Privacy Statement. We may require certain email or other communications to be conducted through secure or encrypted email. We will never ask you to send personal information such as account or Social Security numbers by non-secure email.
  • Further, you agree that you will not use an email to the Site to request, authorize, or affect the purchase or sale of any securities or other Product, to change your address or other account information, to change your Access Codes, to transmit personal credit information (including credit card numbers), to send fund transfer instructions, or for any other financial transactions that require formal authorization in accordance with applicable law or our policies and procedures. We will not accept or process any requests or instructions submitted to the Site by email and are not responsible for any act or failure to act as a result of any such email communication to the Site. We are not responsible for any loss or damage that result from any unauthorized access to, or use by third parties, of any information you transmit to the Site by email.
  • Security
  • You agree to use this Online Services to access only those accounts on which you are authorized to act, and to use your own Access Codes when accessing such accounts. You are prohibited from using the Online Services to attempt to compromise security or tamper with system resources or other accounts. If you are involved in any violation of Site security or otherwise violate these Terms of Use, we may release your details to system administrators at other sites and to federal or state law enforcement officials. We reserve the right to fully investigate suspected violations of these Terms of Use and to cooperate fully with any law enforcement authorities, regulatory authorities, or court orders requesting or directing us to disclose the identity of anyone suspected of suspicious activity, or publishing or otherwise making available any materials that are believed to violate these Terms of Use. Please review our Online Privacy Statement for more information about our security measures.
  • Transactions
  • We may refuse to honor any transaction initiated via an Online Service that is not in accordance with these Terms of Use or any Account Policy, or that we have reason to believe may not be authorized or involves funds or other property subject to a hold, dispute, restriction or legal process we believe prevents the transaction. In addition, we may refuse to honor any Online Services transaction for our or your protection. We are not responsible for the failure of any Online Services, or any transaction initiated using the Online Services, due to system maintenance or circumstances beyond our control (such as power outage, computer virus, system failure, fire, flood, earthquake or extreme weather).
  • Viruses
  • There is always the possibility of unknowingly acquiring computer viruses or other malicious code (“Viruses”) through use of the Internet or Third-Party Sites or applications. It is your responsibility to scan any and all downloaded materials received from the Internet, Third Party Sites or applications. We are not responsible or liable for any damage caused by Viruses or related hazards, whether or not that Virus or related hazard resulted from use of the Site or Online Services. You, and not the Company, assume the entire cost of all necessary servicing, repair, or correction related to Viruses.
  • Financial Management Software/Account Aggregation Services
  • In the event the Online Services allows you to download certain information into Microsoft Money, Microsoft Office Accounting, Quicken, QuickBooks and other software we may identify from time to time on the Site (collectively "Financial Management Software"), you are responsible for obtaining any such Financial Management Software and entering into, and complying with, any license agreement required in connection with the use of such software. In connection with your use of any Financial Management Software, you understand and agree that:
  • Not all information in your online accounts can be downloaded into your Financial Management Software;
  • Downloaded account information is not an official record; it will only reflect the account information in your online accounts at the time that you download the information and is not automatically updated;
  • Downloaded account information may include information you have provided to us (and for which you are solely responsible);
  • We are not liable for any loss, damages or expenses of any kind as a result of your reliance upon the downloaded account information;
  • You assume the risk that any downloaded account information may be accessed by unauthorized third parties;
  • Downloading account information is at your own risk and you are solely responsible for any damage that might occur to the computer (or other electronic device) to which you download any information, or any loss or corruption of data that might occur as a result of the downloading.
  • If you choose to share your Access Codes or personal information with an Account Aggregation tool, you understand and agree that: (i) such sharing will be at your own risk; (ii) we have no responsibility for the ultimate use of any information shared with an account aggregator; and (iii) you will be required to agree to an Account Aggregation Agreement before your information from the Online Services will be shared.
  • Warranty Disclaimer; Limitation of Liability
  • THE SITE, CONTENT AND ONLINE SERVICES ARE PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS, AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. YOUR ACCESS TO AND USE OF THE SITE, CONTENT AND ONLINE SERVICES IS AT YOUR OWN RISK. THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY AND/OR NONINFRINGEMENT. WE DO NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED ON THIS SITE OR ANY ONLINE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE, OR THE RESULTS OF USE, OF THE CONTENT IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
  • TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, NEITHER THE COMPANY NOR ITS LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, BROKERS, REPRESENTATIVES, OFFICERS, AND/OR DIRECTORS, WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES ARISING FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE, THE ONLINE ACCOUNT SERVICES OR THE CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  • CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF PROHIBITED BY APPLICABLE STATE LAW, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS SHALL NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS AS SET FORTH UNDER SUCH APPLICABLE STATE LAWS.
  • Submissions
  • With respect to any comments, reviews or other content that you post, or any questions, suggestions, ideas, or other information you submit, in connection with the Site and/or certain Online Services (collectively, “Submissions”), you hereby grant us the royalty-free, perpetual, irrevocable, worldwide, nonexclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all Submissions, and to incorporate any Submission in other works, in any form, media, or technology now known or later developed. We will not be required to treat any Submission as confidential, and may use any Submission in our businesses (including without limitation, for Products or advertising) without attribution and without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future operations.
  • You may not post, send, submit, publish, or transmit in connection with this Site any Submissions that:
  • Infringes any intellectual property or other right of any entity or person, including violating anyone's copyrights or trademarks or their rights of publicity or privacy, or that you do not otherwise have the right to post;
  • Violate any law or may be considered to violate any law; or
  • Include programs which contain malware, viruses, worms, and/or Trojan Horses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications systems.
  • DMCA Policy
  • In accordance with the Digital Millennium Copyright Act ("DMCA"), Pub. L. 105-304, we have designated an agent to receive notification of alleged copyright infringement occurring on the Site, including the Transamerica.com domain. If you believe that your copyrighted work is being infringed, notify our designated agent specified below.
  • Attn: Law Department
  • – IP Counsel
  • 6400 C Street SW
  • Cedar Rapids, IA 52499-0001
  • Email: IPmatters@transamerica.com
  • Phone: 877-717-8858
  • The Digital Millennium Copyright Act requires that all infringement claims must be in writing and must include the following information:
  • A physical or electronic signature of the copyright owner or the person authorized to act on its behalf
  • A description of the copyrighted work(s) you believe to have been infringed
  • A description of the infringing material and information reasonably sufficient to permit us to locate the material
  • Your contact information (including your address, telephone number, and email)
  • A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law
  • A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner
  • Upon receipt of a notice of claimed infringement that satisfies these requirements (or any statement in conformance with 17 U.S.C. Sec. 512(c)(3)) we will act expeditiously to remove or disable access to any content that is claimed to be infringing upon the copyright of any person under the laws of the United States and will terminate the access privileges of those who repeatedly infringe on the copyrights of others. United States law imposes substantial penalties for falsely submitting a notice of copyright infringement.
  • Children
  • This Site does not intend to market any Products to children under thirteen (13) years of age. We do not knowingly gather or solicit data from children under thirteen (13) years of age through this Site for marketing purposes. By using this Site you represent that you are not under thirteen (13) years of age.
  • Dispute Resolution
  • Applicable Law; Time to Bring Claims
  • The Federal Arbitration Act, applicable federal law, and the laws of the State of Iowa, without regard to principles of conflict of laws, will govern these Terms of Use, the Online Privacy Statement and any dispute of any sort that might arise between you and the Company with respect to these Terms of Use, the Online Privacy Statement or your use of or access to the Site or Content (“Dispute”). Nothing herein, however, will override the terms and conditions of your Product Agreement or Business Agreement with the Company. YOU AND THE COMPANY AGREE THAT, EXCEPT FOR A DISPUTE THAT QUALIFIES FOR SMALL CLAIMS COURTS, ANY SUCH DISPUTE SHALL BE RESOLVED IN ITS ENTIRETY BY INDIVIDUAL BINDING ARBITRATION. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights or breaches of security and your misuse of the Site or Content.
  • Exclusive Venue for Litigation
  • To the extent that the arbitration provisions provided for herein do not apply, the proper forum for any Dispute shall be in the courts of the State of Iowa for Linn County or the United States District Court, Northern District of Iowa (except for small claims court actions which may be brought in the county where you reside). You expressly consent to exclusive jurisdiction of any state or federal court for Linn County, Iowa for any litigation other than small claims court actions. Further you hereby waive any right to a jury trial.
  • Agreement to Binding Arbitration
  • All Disputes shall be finally settled by binding arbitration administered by JAMS in accordance with the expedited procedures of the JAMS Comprehensive Arbitration Rules and Procedures as those Rules exist as of the effective date of these Terms of Use, excluding any rules or procedures governing or permitting class actions. The arbitrator, and not any federal, state or local court or agency, shall have exclusive authority, except as may otherwise be stated in these Terms of Use, to resolve all Disputes arising out of or relating to the interpretation, applicability, enforceability or formation of these Terms of Use or Online Privacy Statement, including but not limited to any claim that all or any part of these Terms of Use or Online Privacy Statement is void or voidable (except for the class action waiver below). The arbitrator shall be empowered to grant whatever relief would be available in a court under law or in equity. The arbitrator’s decision shall be final, binding, and non-appealable in court. Judgment upon the award may be entered and enforced in any court having jurisdiction. The arbitrator’s award will consist of a written statement stating the disposition of each claim and will include a concise written statement of the essential findings and conclusions on which the award is based. You and the Company (the “parties”) adopt and agree to implement the JAMS Optional Arbitration Appeal Procedure (as it exists on the effective date of these Terms of Use) with respect to any final award in an arbitration arising out of or related to these Terms of Use or Online Privacy Statement. With regard to the appeal, and only for disputes in excess of $50,000, either party may request a panel of three (3) arbitrators in lieu of only one (1) arbitrator. The parties will make reasonable efforts to agree upon mutually satisfactory arbitrator(s) chosen from the JAMS panel and the arbitrator(s) must be neutral.
  • The arbitration shall take place at a JAMS location closest to where you reside. The parties agree that all proceedings before the arbitrators will remain confidential between the parties. However, either party may register the judgment of any arbitral award in an appropriate court, and the parties may disclose information regarding the arbitration if required by law or judicial decision. This agreement to binding arbitration in no way limits or affects your or our rights under the Investment Advisers Act. Nothing in these Terms of Use precludes you or us from filing or participating in administrative proceedings before government administrative agencies to address alleged violations of law enforced by those state agencies.
  • JAMS’ RULES GOVERNING ARBITRATION MAY BE ACCESSED AT WWW.JAMSADR.COM OR BY CALLING JAMS AT 1-800-352-5267. IF YOU INITIATE AN ARBITRATION AGAINST THE COMPANY, $250 IS THE ONLY ARBITRATION FEE YOU WILL BE REQUIRED TO PAY, WHICH IS APPROXIMATELY EQUIVALENT TO CURRENT COURT FILING FEES. IN ALL OTHER JAMS ARBITRATION COSTS WILL BE BORNE BY THE COMPANY, INCLUDING ANY REMAINING JAMS CASE MANAGEMENT FEE AND ALL PROFESSIONAL FEES FOR THE ARBITRATOR’S SERVICES. THE PARTIES UNDERSTAND THAT, ABSENT THIS MANDATORY PROVISION, THEY WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. THEY FURTHER UNDERSTAND THAT, IN SOME INSTANCES, THE COSTS OF ARBITRATION COULD EXCEED THE COSTS OF LITIGATION. THE PARTIES ALSO UNDERSTAND THAT ALTHOUGH ARBITRATION ALLOWS FOR THE DISCOVERY OR EXCHANGE OF NON-PRIVILEGED INFORMATION RELEVANT TO THE DISPUTE, THE RIGHT TO DISCOVERY MAY BE MORE LIMITED IN ARBITRATION THAN IN COURT.
  • Class Action and Class Arbitration Waiver
  • You and the Company each further agree that any arbitration shall be conducted in your individual capacity only and not as a purported class, collective, representative, multiple plaintiffs, or similar proceeding (“Class Action”), and you expressly waive any right to file a Class Action in any forum. The arbitrator(s) is empowered to award full relief to an individual claimant, but any relief awarded cannot extend beyond that individual claimant. Any claim that all or part of this Class Action waiver is unenforceable, unconscionable, void, or voidable may be determined only by a court of competent jurisdiction and not by an arbitrator. If any court or arbitrator(s) determines that the Class Action waiver set forth in this paragraph is void or unenforceable for any reason (including any alleged incompatibility with the Investment Advisors Act or other federal securities laws or regulations), or that an arbitration can proceed as a Class Action, then the arbitration provision set forth above shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate Disputes. THE PARTIES UNDERSTAND THAT IN THE ABSENCE OF THESE TERMS OF USE THEY WOULD HAVE HAD A RIGHT TO LITIGATE THROUGH A COURT, TO HAVE A JUDGE OR JURY DECIDE THEIR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. HOWEVER, THEY UNDERSTAND AND CHOOSE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY, THROUGH ARBITRATION.
  • Exception - Small Claims Court Claims
  • Notwithstanding the parties' agreement to resolve all Disputes through arbitration, either party may seek relief in a small claims court for Disputes or claims within the scope of that court's jurisdiction.
  • 30 Day Right to Opt Out
  • You have the right to opt out and not be bound by the arbitration provisions and class action waiver set forth in this section by notifying us in writing at Transamerica, Attn: Corporate Law, 6400 C Street SW, Cedar Rapids, IA 52499 or email us at investigations@transamerica.com within thirty (30) days of your registration on or use of the Site. When providing notice to us of your intent to opt out via U.S. Mail, you must provide your first and last name, Product type (e.g., annuity, mutual fund, insurance policy, 401(k) account) and policy or account number if known, and last four digits of your social security number, or if notifying us via email at investigations@transamerica.com you must provide your first and last name and the Product type. Otherwise, you shall be bound to arbitrate Disputes in accordance with the terms of this arbitration provision. If you opt out of these arbitration provisions, then the Company also will not be bound by them.
  • Miscellaneous
  • If any part of these Terms of Use is unlawful, void or unenforceable under applicable law, that part will be deemed severable and will not affect the validity or enforceability of any remaining provisions. These Terms of Use and the Consent (applicable to Customers only, both of which must be accepted by you in order to use the Online Services) constitute the entire agreement among the parties relating to this subject matter.

Timeline

Cashier Team Lead

Central Parking System
06.1997 - Current

Cashier Team Lead

Pick N Save
05.1997 - Current

Cashier/Manager

Blockbuster LLC
10.1996 - Current

Cashier/ Manager

Jewels Osco
10.1996 - Current

Administrative Assistant

Five Corners Of Faith
01.1996 - Current

Administrative Assistant Manager

Blackwell CCC Job Corps
06.1992 - Current

Cashier/ Cook

Red Snapper East
01.1982 - 04.2002

Business And Clerical

Blackwell CCC Job Corps

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