Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Ramon Tamayo

Escondido,CA

Summary

Worked Finance offering vast knowledge of banking regulations and compliance procedures. Dedicated to maintaining professionalism and integrity. Bilingual Loan Specialist offering 10+ years of expertise in loan application processing and payment negotiation. Excellent track record of explaining complex financial information in simplified terms to foster customer comprehension. Meticulous and personable with proficiency in Finance products and sales. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 10+ years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Experienced Finance with over 10+ years of experience in Automotive Business. Excellent reputation for resolving problems and improving customer satisfaction. Enthusiastic Employee eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of consulting and training in sales. Motivated to learn, grow and excel in Finance consulting. Dedicated Finance professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Reliable employee seeking Finance Counseling position. Offering excellent communication and good judgment. Business-minded Finance Manager promoting more than 10 + years of expertise overseeing transactions and reconciling monthly financial reports. Highly collaborative individual with track record of effectively training and coaching staff members. Offering confidence, team contribution and decision making skills. Business-minded Finance Manager promoting more than 10+ years of expertise overseeing transactions and reconciling monthly financial reports. Highly collaborative individual with track record of effectively training and coaching staff members. Offering confidence, team contribution and decision making skills.

Overview

12
12
years of professional experience

Work History

Finance Manager

Toyota Of Escondido
Escondido, CA
10.2010 - Current
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
  • Explained very technical financial information to applicants in easy to understand language.
  • Proactively identified solutions for customers experiencing credit issues.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Compiled closing packages for drafting and presentation accuracy.
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.
  • Helped college students obtain financial aid through loan programs.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
  • Carried out day-day-day duties accurately and efficiently.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Worked flexible hours; night, weekend, and holiday shifts.
  • Performed duties in accordance with applicable standards, policies and regulatory guidelines to promote safe working environment.
  • Maintained energy and enthusiasm in fast-paced environment.

Education

High School Diploma -

Escondido High School
Escondido, CA
07.2002

Skills

  • Application Reviews
  • Loan Feasibility Assessment
  • Customer Relations
  • Sales Support
  • Creditworthiness Determination
  • Information Processing
  • Employee Training Oversight
  • Financial Statements
  • Problem Anticipation and Resolution
  • Management of Financial Resources
  • Social Perceptiveness
  • Complaint Handling
  • Application Processes
  • Product Education
  • Credit History Review
  • Loan Approval
  • Aftermarket Products
  • Lender Relationships
  • Registration Paperwork
  • Service Quality
  • Customer Proposals
  • Selling Techniques
  • Risk Assessment and Classification

Languages

Spanish
Native or Bilingual
English
Native or Bilingual

Timeline

Finance Manager

Toyota Of Escondido
10.2010 - Current

High School Diploma -

Escondido High School
Ramon Tamayo