Randall Krzeminski

• Obtained copies of 1000's of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
• Monitored pipelines to track and log status of loans.
• Explained very technical financial information to applicants in easy to understand language.
• Proactively identified solutions for customers experiencing credit issues.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.

• Originated, reviewed, processed, closed and administered 1000's of customer loan proposals.
• Recommended 1000's of loan approvals and denials based on customer loan application reviews.
• Reviewed and edited 1000's of loan agreements to promote efficiency and accuracy.
• Submitted 1000's of loan applications to underwriter for verification and recommendations.
• Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set.
• Developed and maintained relationships with local real estate agents.
• Explained very technical financial information to applicants in easy to understand language.

Designed entire website

Designed and created entire merchandise catalog

Managed all shipping

Designed and created all logos and prints used on merchandise

Sold product online worldwide and in Michigan retail shops including the Joe Lois Arena

Ghost wrote for Pavel Datsyk of the Detroit Red Wings NHL professional hockey team on his professional public figure Facebook page marketing multiple products

• Skilled at working independently and collaboratively in a team environment.
• Self-motivated, with a strong sense of personal responsibility.
• Proven ability to learn quickly and adapt to new situations.
• Worked effectively in fast-paced environments.
• Managed time efficiently in order to complete all tasks within deadlines.
• Excellent communication skills, both verbal and written.
• Created from the ground up a business that sold over 100,000 units
• Designed and created merchandise
• Designed and created displays in retail locations across metro Detroit

• Coached 20 sales associates in product specifications, sales incentives and selling techniques, significantly increasing customer satisfaction ratings.
• Achieved sales goals and service targets by cultivating and securing new customer relationships.
• Increased revenue by implementing effective sales strategies in sales cycle process from prospecting leads through close.
• Researched sales opportunities and possible leads to exceed sales goals and increase profits.
• Executed local, regional and national marketing and branding initiatives to drive sales within existing and prospective accounts.
• Built relationships with 1000's of customers and communities to establish long-term business growth.
• Monitored sales team performance, analyzed sales data and reported information to area managers.

• Worked with underwriters to fix application problems and resolve issues.
• Reviewed 1000's of loan files and updated to match current standards.
• Explained 20 plus different types of loans pertaining to client situations.
• Fielded customer complaints and provided solutions.

• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Explained different types of loans pertaining to client situations.
• Fielded customer complaints and provided solutions.

• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Explained different types of loans pertaining to client situations.