Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Randy Williamson

Ann Arbor

Summary

I have extensive experience with FHA, VA, and USDA loans. I am detail-oriented, with expertise in risk assessment, credit analysis, and documentation verification. Proven ability to evaluate loan applications and ensure compliance with underwriting guidelines. I consistently meet or exceed company production goals and quality expectations.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Government Underwriter

A&D Mortgage
Fort Lauderdale
05.2025 - 07.2025
  • Evaluated loan applications for compliance with underwriting guidelines.
  • Analyzed borrower credit histories to assess risk levels.
  • Reviewed property appraisals to ensure accurate valuations.
  • Communicated decisions clearly to clients and team members.
  • Maintained up-to-date knowledge of mortgage industry regulations.
  • Reviewed financial information including income, assets, liabilities and credit history of applicants.

Government Underwriter

Flagstar Bank
Troy
04.2009 - 05.2025
  • Evaluated loan applications for compliance with underwriting guidelines.
  • Analyzed borrower credit histories to assess risk levels.
  • Analyzed financial information including income, assets, liabilities and credit history of applicants.
  • Reviewed property appraisals to ensure accurate valuations.

Customer Service Representative

InterFirst/ABN Amro Mortgage/CitiMortgage
Ann Arbor
01.2001 - 08.2008
  • Assisted customers with mortgage inquiries and provided information on loan products.
  • Resolved customer complaints through effective communication and problem-solving skills.
  • Educated customers on mortgage processes and offered guidance throughout transactions.

Education

Associate of Arts - General

Washtenaw Community College
Ann Arbor, MI

BBA - Business Management

Eastern Michigan University - College of Busniess
Ypsilanti, MI

Skills

  • Direct endorsed FHA underwriter
  • VA SAR designation
  • Risk assessment
  • Credit analysis
  • Underwriting guidelines
  • Documentation verification
  • Regulatory compliance

Certification

  • FHA Direct Endorsed Underwriter
  • VA SAR approval

Timeline

Government Underwriter

A&D Mortgage
05.2025 - 07.2025

Government Underwriter

Flagstar Bank
04.2009 - 05.2025

Customer Service Representative

InterFirst/ABN Amro Mortgage/CitiMortgage
01.2001 - 08.2008

Associate of Arts - General

Washtenaw Community College

BBA - Business Management

Eastern Michigan University - College of Busniess