Summary
Overview
Work History
Education
Skills
Timeline
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RICARDO GOMEZ (ARe)

Reinsurance Underwriter

Summary

Experienced reinsurance underwriter with 7+ years in treaty reinsurance experience across diverse markets including Latin America, Caribbean, and the US. Holds a Risk Management and Insurance degree from University of Georgia with a Certificate in Actuarial Science and a designation as an Associate in Reinsurance (ARe). Combines strong analytical skills with expertise in relationship management.

Overview

7
7
years of professional experience

Work History

Reinsurance Underwriter

NLC Mutual Insurance Company
05.2022 - 05.2024
  • Led the Property Line of Business, driving premium growth from $8M to $20M through strategic rate improvement and new business
  • Independently underwrote 30+ treaties across 10 state-sponsored municipal risk pools spanning multiple states, managing $30M in premium volume
  • Contributed to overall portfolio expansion from $50M to $80M in total premium across all lines of business during tenure
  • Collaborated with actuarial team on pricing and rating methodologies, utilizing proprietary underwriting tools to develop competitive and profitable pricing strategies
  • Participated in annual reinsurance purchasing process for company's portfolio, contributing to strategic risk transfer decisions and capital optimization
  • Maintained direct relationships with member pool executives and brokers, providing underwriting expertise and market insights to support business development initiatives
  • Presented portfolio performance and market updates to Board of Directors twice annually, communicating underwriting strategies and results to member pool ownership
  • Applied independent underwriting authority within company guidelines while participating in collaborative account reviews with CEO and underwriting team to ensure alignment with organizational risk appetite

Underwriter - Treaty Reinsurance

Treaty, AXA XL
11.2021 - 05.2022
  • Underwrote and managed 40+ treaties across multiple clients in Latin America and the Caribbean, managing $20M in premium volume with independent underwriting authority up to $10M in limit
  • Specialized in property and catastrophe business while also underwriting casualty and specialty lines of business
  • Responsible for pricing and negotiating new and renewing treaty reinsurance contracts across diverse geographic markets
  • Managed underwriting authority levels and referred business to appropriate underwriting committee when necessary for exposures exceeding authority limits
  • Actively managed portfolio in line with the plan while tracking and controlling aggregate accumulations across Latin American and Caribbean markets
  • Assisted with quarterly and post-renewal reporting
  • Managed relationships with brokers and clients to convey underwriting appetite of the company and look for potential new business or cross-selling opportunities

Assistant Underwriter - Treaty Reinsurance

AXA XL
09.2019 - 11.2021
  • Responsible for underwriting, pricing, and negotiating new and renewing treaty reinsurance contracts
  • Managed underwriting authority levels and referred business to appropriate underwriting committee when necessary
  • Managed relationships with brokers and clients to convey underwriting appetite of the company and look for potential new business or cross-selling opportunities

Graduate Trainee Program

AXA XL (formerly XL Catlin)
08.2017 - 09.2019
  • Assisted with all pre-underwriting of new and renewal business including pricing and analysis of underwriting data
  • Assisted with analyzing contract language and post-underwriting data entry for new and renewal business
  • Rotated into various functions of the organization for training in order to gain a full understanding of the enterprise as a whole
  • Completed two projects with Graduate Trainee colleagues and presented analysis to a panel of senior leaders

Education

Bachelor of Science - Risk Management And Insurance

University of Georgia
Athens, GA
05.2001 -

Certificate of Actuarial Science -

University of Georgia
Athens, GA
05.2001 -

Associate in Reinsurance (ARe) -

The Institutes
05.2001 -

Skills

    Proficient in Microsoft Office Suite

    Advanced knowledge of (re)insurance and actuarial concepts

    Ability to build and maintain relationships internally and externally

    Adept multitasker with strong organizational and time management skills

    Strong mathematical/analytical skills

Timeline

Reinsurance Underwriter

NLC Mutual Insurance Company
05.2022 - 05.2024

Underwriter - Treaty Reinsurance

Treaty, AXA XL
11.2021 - 05.2022

Assistant Underwriter - Treaty Reinsurance

AXA XL
09.2019 - 11.2021

Graduate Trainee Program

AXA XL (formerly XL Catlin)
08.2017 - 09.2019

Bachelor of Science - Risk Management And Insurance

University of Georgia
05.2001 -

Certificate of Actuarial Science -

University of Georgia
05.2001 -

Associate in Reinsurance (ARe) -

The Institutes
05.2001 -

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