Richard Trzeszkowski

• Developed and maintained relationships with customers, lenders and other third parties.
• Evaluated loan requests and documents to verify accuracy and completeness.
• Processed loan applications and monitored progress from start to finish.
• Assisted customers with completing loan applications and other paperwork.
• Analyzed potential risks and evaluated loan products to identify suitable options for customers.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Explained very technical financial information to applicants in easy to understand language.
• Monitored pipelines to track and log status of loans.

* Banker and Broker of record in three states for 1st & 2nd mortgage originations.

* Director of Secondary Markets, Set up all wholesale lenders and yields for rate locks.

* Compliance and Risk Officer.

* Directly interacted with all State auditors and their reports.

* Established reports for CEO, management and all loan officers. monthly & yearly.

* Foxtons Real Estate was a start up Real Estate company in 1999 & I was only 3 employees in the mortgage division in 2000. It grew to over 250 employees & 300 closings a month in a short time with over 5,000 listing on the real estate side. We would get warm leads sent over from our real estate agents.

Both inside and outside cold calling for new business.

• Oversaw daily business operations and financial decisions to drive profitability and growth.
• Developed long-term relationships with key clients, vendors and service providers.
• Resolved customer service issues with timely and professional resolutions.
• Hired, trained and managed staff to cultivate productive and efficient workforce.
• This a Family owned Liquor, Deli and convenance store with over 30,000 customers a month. I developed a catering business with in the store that after 3 years, averaged about 300 events a year.

• Maintained friendly and professional customer interactions.
• Assessed employee performance and developed improvement plans.
• Complied with regulatory guidelines and requirements.
• Promoted to MQP Manager( Management Qualification Program) Candidates would manage my office for a week and I determined if they could be promoted to a branch manager.
• Set up local businesses for sales account loan referrals.