Robert Amato
Newport Beach,CA
Summary
Attentive Loan Specialist with a background in assessing credit history data and finding appropriate solutions that are perfect for customer needs. Ready for a new position where a loan evaluation background can be best utilized. Hardworking Sales Associate committed to driving high sales in both slow and busy shifts. Organized and patient individual polished in handling customer complaints and replenishing stock. Flexible and outgoing team player commended for demonstrating honesty and integrity with customers, team members and supervisors. Energetic Sales Associate dedicated to driving customer satisfaction and increasing sales.
Overview
9
9
years of professional experience
Work History
Digital Sales Consultant
Realtor.com
11.2022 - 04.2024
- Developed and implemented digital sales strategies to increase brand awareness, engagement and revenue.
- Created customized marketing plans for clients based on their individual needs and goals.
- Analyzed customer data to identify trends, optimize campaigns and maximize ROI.
- Provided consultation services to help clients determine the best digital solutions for their business.
Senior Mortgage Banker
Office Bank of England
Irvine, CA
03.2021 - 11.2022
- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans
- Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories
- Resolved concerns and answered questions for parties involved with each transaction to promote successful outcomes
- Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
- Adhered to federal and state compliance guidelines relative to retail mortgage lending
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
Senior Mortgage Banker
Loan Leaders Of America
Irvine, CA
09.2019 - 03.2021
- Developed and maintained relationships with local real estate agents
- Monitored loan serving agreements and loan covenants to ensure compliance
- Submitted applications to credit analysts
- Approved loans that met specifications
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility
- Summary
Sales
Infinite Skies
Irvine, CA
01.2016 - 12.2019
- Developed and maintained relationships with clients to ensure customer satisfaction, loyalty and repeat business.
- Analyzed financial information such as income, debt, assets and credit reports to determine loan eligibility.
- Prepared loan applications for processing by underwriting department.
- Provided guidance on loan programs, payment options, interest rates and other financing details.
Mortgage Loan Officer
Loandepot
Irvine, CA
04.2017 - 08.2017
- Helped customers find specific products, answered questions and offered product advice.
- Sold various products by explaining unique features and educating customers on proper application or usage.
- Answered incoming telephone calls to provide store, products and services information.
Mortgage Loan Officer
Network Capital Group
Irvine, CA
06.2015 - 12.2015
- Complied applications and paperwork and double-checked for accuracy.
- Submitted applications to credit analysts.
- Approved loans that met specifications.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
Education
High School Diploma -
Bernards High School
Bernardsville, NJ05.2009
NMLS LICENSED
Skills
- Negotiation Tactics
- Problem Solving
- Income Evaluation
- Customer Relations
- Automated Underwriting System (AUS)
- Attention to Detail
- Creditworthiness Determination
- Application Review
- Credit File Updating
- Credit History Review
- Loan File Maintenance
Timeline
Digital Sales Consultant
Realtor.com
11.2022 - 04.2024
Senior Mortgage Banker
Office Bank of England
03.2021 - 11.2022
Senior Mortgage Banker
Loan Leaders Of America
09.2019 - 03.2021
Mortgage Loan Officer
Loandepot
04.2017 - 08.2017
Sales
Infinite Skies
01.2016 - 12.2019
Mortgage Loan Officer
Network Capital Group
06.2015 - 12.2015
High School Diploma -
Bernards High School
NMLS LICENSED
Similar Profiles
Daniel MunsonDaniel Munson
Digital Sales Consultant at Realtor.comDigital Sales Consultant at Realtor.com
Ryan TesoroRyan Tesoro
Staff Technical Program Manager at Realtor.comStaff Technical Program Manager at Realtor.com
Filiz OzerFiliz Ozer
Senior Manager, Content Strategy & Partnerships at Realtor.comSenior Manager, Content Strategy & Partnerships at Realtor.com
Steve AlvarezSteve Alvarez
Workplace & Facilities Manager at Realtor.comWorkplace & Facilities Manager at Realtor.com
Floyd PayneFloyd Payne
Bike Courier at DoorDashBike Courier at DoorDash