Romnal Laguerre
Medford,MA
Summary
Senior Mortgage Loan Closer with extensive experience in residential mortgage loan closing. Strong risk assessment skills, proficient in reviewing and validating title documents, insurance information, and closing documentation. Demonstrated ability to manage multiple tasks with meticulous attention to detail and accuracy. Track record of improving efficiency in loan closing processes and enhancing client satisfaction.
Overview
28
28
years of professional experience
1
1
Certification
Work History
QC Processor II
CENTURY BANK / EASTERN BANK
11.2022 - Current
- Responsible for logging signed Closing Packages, taking out Notes, Signature Cards and Mortgages and placing them in appropriate Folders
- Signature Cards are immediately sent to Customer Service
- Main responsibilities included reviewing signed Closing documents to ensure they are properly signed, and that all required documents are present
- Worked remotely and in-person
Loan Processor Assistant
CENTURY BANK / EASTERN BANK
10.2019 - 11.2022
- Responsible for downloading First and Second Mortgage loan applications, preparing the initial loan files and giving them to the Loan Processors
- Also responsible for processing the HEAT, Personal and Auto loan applications for submission to the Underwriters
Loan Closer (Residential)
MERRIMACK VALLEY CREDIT UNION
Lawrence, MA
10.2017 - 05.2019
- Responsible preparing and sending Closing Disclosures to Closing Attorneys and companies, and scheduling the Closings
- Also responsible for approving the final Closing Disclosures, and sending the Closing Packages
Mortgage Closing Supervisor
FIRST AMERICAN MORTGAGE TRUST
Brighton, MA
06.1996 - 01.2015
- Responsible for the daily operations of the Mortgage Closing Department; scheduling closings and preparing closing documents
- Supervised a staff of one (1)
- Maintained high level of contact with closing attorneys, paralegals and loan brokers while reconciling any concerns or inaccuracies as they arise in a timely manner
- Interacted with all departments to ensure the closing process is smooth and effective
- Participated in the FHA 203k renovation loan program; verified and approved disbursement of funds held in escrow for pre-determined renovation work
- Performed Loan Quality checks on all loans before the closing, ensuring all loans are compliant with state and federal laws
- Reviewed initial and final HUD Settlement statements for necessary revisions and compliance
- Coordinated the scheduling of loan closings
- Prepared closing packages, funded loans, and reviewed closed loan documentation prior to transferring the loan to post closing
- Responsible for the monitoring of rate lock expirations and ensuring that loans close at the appropriate rates, points and terms
- Tracked scheduled loan closings and maintained contact with attorneys to verify that closing took place
- Updated the Loan Origination System with the closed loan data
- Prepared monthly closed loan reports for Board presentation
Education
Associate's Degree - Business Management
BUNKER HILL COMMUNITY COLLEGE
Associate's Degree - Accounting
BUNKER HILL COMMUNITY COLLEGE
References
References furnished upon request
Languages
Tri-lingual in English, French and Haitian Creole.
Systems
- Encompass
- DocMagic
- DocMagic Online
- Mortgage Builder
Certification
Licensed Certified Pharmacy Technician
Timeline
QC Processor II
CENTURY BANK / EASTERN BANK
11.2022 - Current
Loan Processor Assistant
CENTURY BANK / EASTERN BANK
10.2019 - 11.2022
Loan Closer (Residential)
MERRIMACK VALLEY CREDIT UNION
10.2017 - 05.2019
Mortgage Closing Supervisor
FIRST AMERICAN MORTGAGE TRUST
06.1996 - 01.2015
Licensed Certified Pharmacy Technician
Associate's Degree - Business Management
BUNKER HILL COMMUNITY COLLEGE
Associate's Degree - Accounting
BUNKER HILL COMMUNITY COLLEGE
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