Ronald Anthony Ricci
North Providence,RI
Overview
45
45
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
Peoples Home Loans
East Greenwich, RI
07.2018 - 01.2022
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Worked with underwriters to fix application problems and resolve issues
Insurance Agent
Knights of Columbus
New Haven, CT
01.2016 - 02.2018
- Cross-sold insurance products to existing clients to reach sales targets.
- Generated leads through cold-calling, networking and other outreach methods.
- Analyzed customer needs to provide customized insurance solutions
Branch Sales Manager
MB Financial Bank/Cole Taylor Bank
East Greenwich, RI
11.2013 - 12.2014
- Worked directly with customers and associates to handle internal and external complaints and objections.
- Worked directly with customers and associates to handle internal and external complaints and objections.
Sales Manager
Presidential Mortgage Corporation
North Kingstown, RI
05.2008 - 07.2012
- Resolved customer issues quickly to close deals and boost client satisfaction.
- Coached and counseled sales personnel, assisting with individual selling efforts and helping sales representatives reach targets.
President
Vanguard Capital Funding
Cranston, RI
12.2005 - 08.2008
- Managed all aspects of daily operation; Underwriting, and Compliance Manager; Implemented Quality Control and Operating Procedures
- Licensed Lender/11 States
- Managed financial, operational and human resources to optimize business performance.
- Maintained P&L and shouldered corporate fiscal responsibility.
Sales Manager
Dream House Mortgage Corp
Providence, RI
05.1992 - 01.2002
- Recruited and hired top-level talent to add value and expertise to sales department.
- Maintained ethical and positive working environment to reduce turnover and promote high retention rates.
- Resolved customer issues quickly to close deals and boost client satisfaction.
Comptroller
Co-Op Credit Union
Cranston, RI
01.1984 - 05.1990
- Established and Maintained all Financial reporting and operations
- Monitored financial institution performance and apprised relevant parties on banking matters.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
- Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
- Head of Banking Compliance
- Managed department of 12 persons, direct participant in company growth from 15 million to 54 million dollars in assets.
Sr. Bank Examiner
Rhode Island Banking Division
Providence, RI
04.1977 - 01.1984
- Supervised 10-person examination team, examined and instituted guidance over several Financial and Banking Ins titutions.
- Performed yearly reviews of Credit Union policies and procedures to evaluate compliance with regulatory requirements and standards.
- Gathered data and prepared financial reports for management review.
- Reported violators of financial regulations to appropriate parties for disciplinary action.
Education
Associate of Science - Business Administration
Community College of Rhode Island
Warwick, RI 0291005.1966
Skills
- Negotiation Tactics
- Credit Union Operations
- Client Account Management
- Sales Development
Additional Information
- Designations: , RI & MA Loan Officer License #1056942 Life & AH Insurance Producer License #2084070
Certification
Mortgage Loan Officer
- NMLS #1056942- RI & MA
- Licensed- Life and A&H NPN # 1565369 RI# 2084070/ OH# 1482222
Timeline
Mortgage Loan Officer
Peoples Home Loans
07.2018 - 01.2022
Insurance Agent
Knights of Columbus
01.2016 - 02.2018
Branch Sales Manager
MB Financial Bank/Cole Taylor Bank
11.2013 - 12.2014
Sales Manager
Presidential Mortgage Corporation
05.2008 - 07.2012
President
Vanguard Capital Funding
12.2005 - 08.2008
Sales Manager
Dream House Mortgage Corp
05.1992 - 01.2002
Comptroller
Co-Op Credit Union
01.1984 - 05.1990
Sr. Bank Examiner
Rhode Island Banking Division
04.1977 - 01.1984
Associate of Science - Business Administration
Community College of Rhode Island