Summary
Overview
Work History
Education
Skills
Languages
Work Availability
Timeline
StoreManager
Rosa Medina

Rosa Medina

Skip Recovery Specialist
Phoenix,AZ

Summary

Seasoned professional with over 12 years of experience in customer service and nine years specializing in collections within the financial services industry. Demonstrated expertise in the reinstatements department, known for exceptional negotiation skills, clear and concise communication, and ability to hold a pleasant tone in high-stress situations to prevent escalations. Proficient in Microsoft Office Suite and quick to learning new software and techniques.

Proven track record of strategizing and achieving departmental goals, showcasing strong organizational skills and the ability to manage multiple accounts efficiently. Extensive training in collections, reinstatements, and recovery, highlighting adaptability and a commitment to continuous learning.

Dedicated team player who works well with others and is eager to join a company that values its employees and excellent customer service. Motivated by the opportunity to help customers and grow alongside an organization that values integrity and excellence in service delivery.

Overview

12
12
years of professional experience

Work History

Skip Recovery Specialist

Bridgecrest
08.2022 - Current
  • Engaged with and educated customers on their loans, negotiated payment arrangements, and processed payments quickly and accurately to enhance customer satisfaction and prevent vehicle repossession.
  • Maintained a professional demeanor with customers, vendors, and internal agents through phone, email, and chat, ensuring effective communication and positive interactions.
  • Conducted skip tracing using various tools to locate borrowers and assets, successfully generating leads for repossession agents, which led to asset recovery.
  • Responded promptly and precisely to internal and external agent requests, facilitating vehicle recovery and reassignment as needed.
  • Managed an extensive portfolio of over 800 accounts, prioritizing daily to determine urgency while adhering to federal and state (CFPB, FDCPA, FCRA) and company guidelines.

Reinstatement Agent

Bridgecrest
12.2018 - 07.2022
  • Managed a large reinstatement portfolio by following up with interested customers and calling those who had yet to respond.
  • Used attention to detail to accurately quote customers and avoid delays and profit loss to Bridgecrest.
  • Successfully handled incoming calls to address customer concerns and used problem-solving skills to deliver customer options.
  • Worked with repossession vendors, auto auctions, and internal departments to locate vehicles.
  • Accurately processed payments for vehicle sale holds or releases.
  • Processed authorized third-party forms, personal property requests, and any authorized special requests.
  • Supported team members with questions on our procedures and policies.
  • Worked alongside a team to cultivate new ideas that uplifted the team morale in the FUN committee.
  • Sent out daily metrics reports to the team.

Loan Advisor I, II, III

Bridgecrest
06.2015 - 11.2018
  • Contacted and educated customers regarding their simple interest loans; established payment plans and collected balances on delinquent accounts
  • Provided exceptional customer service with precision and efficiency.
  • Verified account eligibility for recovery, placing eligible accounts into repossession status.
  • To locate vehicles, used company tools to obtain accurate customer contact information, including phone numbers, addresses, and employment details.
  • Maintained communication with external recovery vendors and collaborated with the recovery team to locate and recover assets.
  • Assisted leadership in preparing and distributing daily performance reports to the team.

Senior Customer Advocate

Speedy Cash
06.2012 - 06.2015
  • Provided exceptional customer service and created a stress-free environment for customers seeking take out or refinance their loans.
  • Educated customer on their loan terms in accordance with Truth in Lending Act backed by the CFPB.
  • Worked alongside third party MVD vendors to confirm title, registration, and business ownership.
  • Negotiated with customers looking to cash checks with competitors to retain their business.
  • Assisted customers calling in with questions, setting arrangements and taking payments on their loans.

Education

Bachelor of Science - Information Technology

University of Arizona
Online
04.2026

Skills

  • Collections Experience in Auto Finance
  • Negotiation Skills
  • Communication and Interpersonal Skills
  • Proficiency in Microsoft Office Suite
  • Knowledge of Federal and State Debt Collection Laws
  • Handling Stressful Situations and Difficult Conversations
  • Integrity and Confidentiality
  • Organizational Skills
  • Time Management Skills
  • Customer Service
  • Attention to Detail
  • Problem-Solving Skills

Languages

Spanish
Native or Bilingual

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Skip Recovery Specialist

Bridgecrest
08.2022 - Current

Reinstatement Agent

Bridgecrest
12.2018 - 07.2022

Loan Advisor I, II, III

Bridgecrest
06.2015 - 11.2018

Senior Customer Advocate

Speedy Cash
06.2012 - 06.2015

Bachelor of Science - Information Technology

University of Arizona
Rosa MedinaSkip Recovery Specialist