Summary
Overview
Work History
Education
Skills
Other Related Experience
Timeline
Generic

Roy Lon Shelton, III

Commercial Banker/Accountant/Loan Servicing Officer
Birmingham

Summary

Results-driven Commercial Banker/Accountant/Loan Servicing Officer with over 20 years of leadership experience in managing credit portfolios and distressed assets. Proven ability to identify financial needs, set goals, and implement forward-looking financial strategies. Skilled in asset and liability management, business development, and relationship management. Adept at providing innovative problem-solving and ensuring ethical compliance with industry regulations.

Overview

13
13
years of professional experience

Work History

Universal Banker II

SYNOVUS
01.2022 - 07.2022
  • Consult with new and existing clients, processing transactions, and providing advisory services.
  • Identify cross-selling opportunities and contribute to the financial growth of the branch.
  • Collaborate with Synovus line of business partners.
  • Conduct credit analysis and ensure compliance with security policies.

Sr. Consultant / Loan Operations

Tech Pros (for SYNOVUS)
10.2021 - 01.2022
  • Trained retail managers on mortgage loan processing.
  • Refined Adjustable Mortgage Loan (AML) credit and asset management platform.
  • Demonstrated operational proficiency with FIS and document retention using LOS, MERS, and SYNERGY.

Sr. Consultant (Remote)

Mphasis
08.2020 - 10.2021
  • Trained senior-level underwriters and managed loss mitigation accounts for Wells Fargo clients during the COVID-19 pandemic.
  • Achieved 93% foreclosure mitigation in 2020.
  • Transitioned to teach underwriting training classes for residential and commercial lenders.

Auditor and Treasury/Cashier Function Manager

Home Depot (Inverness)
01.2012 - 08.2020
  • Managed cash, debit, check, and credit functions, including routine audits for a $40M revenue facility.
  • Collaborated with commercial builders on product and job pricing.

Loss Mitigation Underwriter

Wells Fargo
01.2010 - 01.2012
  • Reviewed, analyzed, and underwrote government-insured, guaranteed, and portfolio credits.
  • Formulated workout plans for distressed credits and ensured compliance with Waterfall protocol and industry guidelines.

Education

Bachelor of Science - Business Administration, Organizational Management, Accounting And Corporate Finance

Auburn University, Harbert School of Business
Auburn, AL

Skills

Transaction processing

Other Related Experience

  • Vice President, Commercial Lending, Cadence Bank, Columbus, MS
  • Branch Sales Manager II, Business Banker, Regions Bank, Auburn, AL
  • Vice President, Assistant Controller, Conville & Company, Inc., Birmingham, AL
  • CEO and Treasurer, Birmingham Federal Employees Federal Credit Union (BFE/FCU), Birmingham, AL
  • CFO, Operations Officer, Sloss Federal Credit Union, Birmingham, AL

Timeline

Universal Banker II

SYNOVUS
01.2022 - 07.2022

Sr. Consultant / Loan Operations

Tech Pros (for SYNOVUS)
10.2021 - 01.2022

Sr. Consultant (Remote)

Mphasis
08.2020 - 10.2021

Auditor and Treasury/Cashier Function Manager

Home Depot (Inverness)
01.2012 - 08.2020

Loss Mitigation Underwriter

Wells Fargo
01.2010 - 01.2012

Bachelor of Science - Business Administration, Organizational Management, Accounting And Corporate Finance

Auburn University, Harbert School of Business
Roy Lon Shelton, IIICommercial Banker/Accountant/Loan Servicing Officer