Ruben Torres Berastain
Orlando,FL
Summary
Accomplished Finance Manager with a proven track record at Fountain Auto Mall, adept in negotiating optimal financing deals and enhancing dealership revenue through strategic product offerings. Skilled in financial product knowledge and customer service, I excel in regulatory compliance and credit assessment, significantly boosting sales figures and customer satisfaction.
Overview
17
17
years of professional experience
Work History
Finance Manager
Fountain Auto Mall
09.2015 - 10.2024
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Collaborated closely with Sales department conducting joint training sessions sharing information about available financing options boosting overall sales figures.
- Conducted regular reviews of customer credit applications to maintain accuracy and integrity in the approval process.
Automotive Finance Manager
Classic Honda
05.2008 - 09.2015
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
Salesperson
David Maus Toyota
10.2007 - 05.2008
- Worked to build relationships with customers and built potential for additional sales.
- Developed relationships with clients for increased loyalty and repeat business.
- Boosted sales by consistently engaging with customers and addressing their needs effectively.
- Collaborated with team members to reach collective sales goals, fostering a supportive work environment.
Education
No Degree - Mechanical Engineering
Universidad Politécnica De Puerto Rico
San Juan, PRSkills
- Strong negotiation skills
- Goal-oriented mindset
- Financial product knowledge
- Credit assessment abilities
- Regulatory Compliance
- Staff Management
- Customer Service
- Automotive Industry Knowledge
Languages
English
Full Professional
Spanish
Full Professional
Timeline
Finance Manager
Fountain Auto Mall
09.2015 - 10.2024
Automotive Finance Manager
Classic Honda
05.2008 - 09.2015
Salesperson
David Maus Toyota
10.2007 - 05.2008
No Degree - Mechanical Engineering
Universidad Politécnica De Puerto Rico
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