Ruben Torres Berastain
Orlando,FL
Summary
Accomplished Finance Manager with a proven track record at Fountain Auto Mall, adept in negotiating optimal financing deals and enhancing dealership revenue through strategic product offerings. Skilled in financial product knowledge and customer service, I excel in regulatory compliance and credit assessment, significantly boosting sales figures and customer satisfaction.
Overview
17
17
years of professional experience
Work History
Finance Manager
Fountain Auto Mall
Orlando, FL
09.2015 - 10.2024
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Collaborated closely with Sales department conducting joint training sessions sharing information about available financing options boosting overall sales figures.
- Conducted regular reviews of customer credit applications to maintain accuracy and integrity in the approval process.
Automotive Finance Manager
Classic Honda
Orlando, FL
05.2008 - 09.2015
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
Salesperson
David Maus Toyota
Sanford, FL
10.2007 - 05.2008
- Worked to build relationships with customers and built potential for additional sales.
- Developed relationships with clients for increased loyalty and repeat business.
- Boosted sales by consistently engaging with customers and addressing their needs effectively.
- Collaborated with team members to reach collective sales goals, fostering a supportive work environment.
Education
No Degree - Mechanical Engineering
Universidad Politécnica De Puerto Rico
San Juan, PRSkills
- Strong negotiation skills
- Goal-oriented mindset
- Financial product knowledge
- Credit assessment abilities
- Regulatory Compliance
- Staff Management
- Customer Service
- Automotive Industry Knowledge
Languages
English
Full Professional
Spanish
Full Professional
Timeline
Finance Manager
Fountain Auto Mall
09.2015 - 10.2024
Automotive Finance Manager
Classic Honda
05.2008 - 09.2015
Salesperson
David Maus Toyota
10.2007 - 05.2008
No Degree - Mechanical Engineering
Universidad Politécnica De Puerto Rico