Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ruby Thirus

Houston,TX

Summary

Talented Inspector with 2 years' experience: specializing in conducting inspections in disaster impacted areas. Strong statistical analysis, quoting and negotiating skills. Well versed in preparing insurance policies and terms to manage risk and mitigate loss. Seeking to bring talent and leadership to growing organization as Independent Adjuster.

Overview

6
6
years of professional experience

Work History

Auto Adjuster

State Farm
01.2022 - Current

  • Manage assigned inventory while working independent
  • Complete vehicle inspections, write estimates, determine total loss evaluations, and set clear expectations and timelines
  • Document information related to the claim and make decisions consistent with claims standards and local laws
  • Evaluate and handle claim payments and resolution of claims without payments
  • Review and determine validity of any supplement requests

Property Desk Adjuster

Crawford And Co
07.2021 - 12.2021
  • Followed up with insured individuals regarding premium and deductibles payments.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
  • Reviewed and analyzed suspicious and potentially fraudulent insurance claims.
  • Conducted thorough property investigations to identify and classify damages for customer claims.
  • Settled claims by determining client's coverages
  • Prepared sketch of floor plan and roofline and entered data into Xactimate to develop line-by-line item costs of
  • Examined claims forms and other records to determine insurance coverage.

Auto Adjuster

Provisions R
03.2020 - 05.2021
  • Manage assigned inventory while working independent
  • Complete vehicle inspections, write estimates, determine total loss evaluations, and set clear expectations and timelines
  • Document information related to the claim and make decisions consistent with claims standards and local laws
  • Evaluate and handle claim payments and resolution of claims without payments
  • Review and determine validity of any supplement requests
  • Verified insurance claims and determined fair amount for settlement.
  • Prepared summaries of damage, payments and policy coverage.
  • Evaluated insurance policies and analyzed damages to determine coverage

House Inspector

VanguardEm
07.2017 - 01.2019
  • Tested electrical outlets for proper function, documenting signs of unsound wiring and verifying installation of GFCI outlets where required by law or regulation.
  • Conducted inspections using standard forms consistent with knowledge of industry standards and requirements for various categories of conventional and government-backed financing.
  • Inspected exterior of building as well as around door frames and windows for cracks indicating foundation movement, recommending foundation inspection when pronounced signs appear.
  • Identified indications of defective plumbing, leaks and resulting problems such as water damage and indications of hazardous mold arising from flooding or pooled water.
  • Completed inspections of current construction, refurbishment and repair projects.

Education

Bachelor of Arts - Sociology

Jackson State University
Jackson, MS
08.2008

Skills

  • State Farm Property, and Auto certified
  • USAA IA certified
  • All Lines Licensed in Arkansas, Texas, Arizona, Oklahoma, Michigan, and Louisiana,Connecticut Deleware, Florida, Kentucky, New Hampshire, New Mexico, North Carolina, Rhode Island, South Carolina, Vermont, West Virginia, Wyoming
  • Experienced in Xactimate 28, Symbility, Settle Assist, Quality Assist, CCC One, and Eagle View, ECS
  • Previous Desk, and Field Adjuster experience for Auto and property
  • Ability to handle A variety of situations with Tact and diplomacy

Timeline

Auto Adjuster

State Farm
01.2022 - Current

Property Desk Adjuster

Crawford And Co
07.2021 - 12.2021

Auto Adjuster

Provisions R
03.2020 - 05.2021

House Inspector

VanguardEm
07.2017 - 01.2019

Bachelor of Arts - Sociology

Jackson State University
Ruby Thirus