Summary
Overview
Work History
Education
Skills
Languages
Timeline
CustomerServiceRepresentative

RUCHITA PARMAR

CHESTERFIELD,NJ

Summary

Enthusiastic candidate with extensive experience in customer service and cash handling at banks or money lending institutes. Strong knowledge of offered banking services and products. Reliable and honest professional dedicated to meeting scorecard goals by processing high volumes of error-free transactions.

Overview

10
10
years of professional experience

Work History

CSR

M&T Bank
11.2013 - 11.2017
  • Handled customer inquiries and suggestions courteously and professionally.
  • Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
  • Participated in team meetings and training sessions to stay informed about product updates and changes.
  • Clarified customer issues and determined root cause of problems to resolve product or service complaints.
  • Analyzed customer service trends to discover areas of opportunity and provide feedback to management.

Head Teller

Hudson City Savings Bank
11.2010 - 11.2013
  • Verified amount of cash in cash drawer against day's receipts, quickly identifying errors.
  • Replenished ATM funds in empty canisters prior to validation process.
  • Answered inquiries regarding checking and savings accounts and other related products.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.

Teller

Hudson City Savings Bank
10.2007 - 11.2010
  • Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Processed customer transactions promptly, minimizing wait times.
  • Disbursed cash and checks accurately while maintaining security of cash drawers.

Education

Bachelor of Arts - Accounting

MP Shah Art & Science College
India

Skills

  • Electronic Banking Knowledge
  • Banking Financial Software
  • Teller Transactions
  • Complex Problem-Solving
  • Business Development
  • Consumer Banking
  • Account Management
  • Attention to Detail
  • Compliance Enforcement

Languages

English
Native or Bilingual
Hindi
Native or Bilingual
Gujarati
Native or Bilingual

Timeline

CSR

M&T Bank
11.2013 - 11.2017

Head Teller

Hudson City Savings Bank
11.2010 - 11.2013

Teller

Hudson City Savings Bank
10.2007 - 11.2010

Bachelor of Arts - Accounting

MP Shah Art & Science College
RUCHITA PARMAR