Ryan Cline
Richmond,Virginia
Summary
Adept Underwriter with a proven track record at Elephant Insurance, enhancing risk assessment accuracy through meticulous policy analysis and statistical evaluation. Analytical professional in the insurance field, known for high productivity and efficiency in task completion. Skilled in risk assessment, policy development, and regulatory compliance. Excel at problem-solving, communication, relationship management, and decision-making to deliver optimal outcomes.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Underwriter
Elephant Insurance
Richmond, Virginia
05.2017 - 11.2024
- Reviewed and evaluated insurance applications to determine acceptability of risk.
- Evaluated claims data from previous policies to identify trends or patterns that may indicate a higher level of risk associated with certain types of policies.
- Collaborated with other departments within the organization to ensure efficient processing of customer applications.
- Identified opportunities to improve underwriting processes or procedures.
- Ensured compliance with all applicable laws, regulations, and guidelines related to insurance underwriting activities.
- Maintained detailed records of underwriting decisions and processes.
- Conducted periodic reviews of existing policies in order to determine if adjustments are necessary due to changes in customer circumstances or market conditions.
- Investigated discrepancies between application information provided by customers versus third-party sources.
- Entered and maintained risk information in various information systems.
- Developed relationships with brokers, agents, and external partners who may refer potential customers.
- Inspected financial statements, credit information and title data to complete underwriting process.
- Claims support determining coverage and legal misrepresentations.
Education
BBA - Business Administration
Strayer University
01-2017
Business Administration
Radford University
Radford, VA01-2013
Skills
- Policy Underwriting
- Policy analysis
- Policy evaluation
- Analytical skills
- Statistical analysis
- Application assessments
- Multitasking Abilities
- Problem-solving abilities
- Communication skills
- Microsoft office
Certification
- Personal Lines License through April 2025
- 2/3 AINS Designation
References
References available upon request.
Timeline
Underwriter
Elephant Insurance
05.2017 - 11.2024
BBA - Business Administration
Strayer University
Business Administration
Radford University
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