Dynamic ATM/Card Services Manager at Stellar Bank with expertise in fraud detection and incident management. Championed innovative solutions that enhanced customer satisfaction and streamlined operations, achieving a significant reduction in fraud incidents. Proven ability to lead teams and foster collaboration, driving continuous improvement in card operations and customer service excellence.
Overview
19
19
years of professional experience
1
1
Certification
Work History
ATM/Card Services Manager
Stellar Bank
Port Arthur, TX
11.2022 - Current
Learned compliance procedures related to cardholder data security and privacy regulations.
Assisted in resolving customer inquiries regarding card services and account management.
Collaborated with team members to improve response times on service requests.
Gained proficiency in using card management systems for account tracking and reporting.
Maintained accurate records of transactions and customer interactions for auditing purposes.
Managed ATM projects of the latest software patches.
Managed ATM project to upgrade to depository ATMs.
Participated in training sessions to enhance knowledge of products and services offered.
Adapted quickly to changes in policies and procedures impacting card services.
Enhanced customer satisfaction by implementing efficient card services strategies and streamlining processes.
Ensured timely resolution of escalated customer issues, fostering trust between clients and the organization’s brand reputation in the marketplace.
Analyzed performance metrics to identify areas for improvement, driving continuous process enhancements within the Card Services department.
Oversaw successful system migrations, minimizing downtime and ensuring smooth transitions for both customers and employees.
Managed a high-performing team of card services representatives, ensuring consistent delivery of exceptional service to customers.
Achieved regulatory compliance by diligently following relevant guidelines and keeping up-to-date on industry legislation changes.
Reduced fraud incidents by developing and enforcing strict security protocols for card transactions.
Researched and resolved customer complaints and disputes related to debit cards.
Implemented strategies to reduce risk of debit card fraud and identity theft.
Reviewed and verified vendor completeness and compliance to rectify billing disputes and fraud cases.
Electronic Banking Assistant Manager
CommunityBank of Texas
Port Arthur, TX
08.2020 - 10.2022
Implemented electronic banking solutions to enhance customer satisfaction and streamline operations.
Trained staff on new digital tools, improving overall service efficiency and user experience.
Analyzed transaction data to identify trends, supporting strategic decision-making for product offerings.
Collaborated with IT department to troubleshoot system issues, ensuring minimal disruption to services.
Evaluated existing processes, recommending enhancements that improved workflow and reduced errors.
Led initiatives to improve security measures for online transactions, safeguarding customer information effectively.
Mentored junior staff on best practices in electronic banking support and customer engagement techniques.
Enhanced customer experience by addressing and resolving electronic banking issues in a timely manner.
Coordinated efforts between multiple departments when launching new digital products or features, ensuring successful implementation.
Educated branch staff on how best to assist customers when using ATMs or enrolling in online/mobile banking platforms.
Electronic Banking Specialist
CommunityBank of Texas
Orange, TX
08.2014 - 11.2020
Provided technical support for online banking platforms, resolving customer inquiries effectively.
Trained staff on electronic banking systems, fostering knowledge sharing and efficiency improvements.
Fostered strong relationships with both internal stakeholders and external partners through clear communication and collaboration efforts related to electronic banking initiatives.
Monitored fraud alerts and investigated suspicious activity, protecting customer accounts from unauthorized access or transactions.
Acted as a liaison between customers and back-office teams to address complex inquiries or issues related to electronic banking services.
Trained new employees on electronic banking procedures, ensuring consistent quality of service for customers.
Partnered with management to review processes continually, identifying areas for improvement within the Electronic Banking Specialist role.
Educated customers on online banking and mobile banking applications.
Processed daily ACH files three times a day.
Verified suspicious ACH transactions with Treasury Management Department and Treasury Management Customers.
Reviewed Mobile Deposits for correct endorsement and suspicious checks.
Processed Debit Card disputes and chargeback process for 28 branches.
Office Manager
Community Loans of America
Orange, TX
08.2008 - 07.2014
Managed daily office operations, ensuring efficiency and compliance with company policies.
Coordinated scheduling and logistics for team meetings and client appointments.
Implemented cost-saving measures through improved vendor negotiations and procurement processes.
Trained new staff on office procedures, enhancing team productivity and cohesion.
Oversaw maintenance of office equipment, ensuring operational functionality and minimal downtime.
Developed and maintained filing systems to ensure accurate record-keeping and data retrieval.
Analyzed workflow processes, identifying improvement areas to enhance overall office performance.
Handled sensitive information with discretion, maintaining confidentiality of company documents and personnel records.
Provided exceptional customer service when addressing client inquiries or concerns via phone calls or email correspondence.
Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
Conducted regular inventory assessments of office supplies, ordering necessary items proactively to prevent stock shortages.
Enhanced team productivity by delegating tasks effectively and overseeing daily workflow.
Assisted in the recruitment process, conducting interviews and onboarding new employees to promote a seamless integration into the team dynamic.
Served as a liaison between upper management and staff members, facilitating open channels of communication to address concerns or issues promptly.
Oversaw facility maintenance requests, coordinating with building management to address repairs or improvements efficiently.
Customer Service Representative
Sitel
Port Arthur, TX
09.2006 - 07.2008
Assisted customers in resolving inquiries through various communication channels
Managed customer accounts and updated information accurately in CRM systems
Provided product knowledge and troubleshooting support to enhance user experience
Collaborated with team members to streamline processes and improve service delivery
Developed comprehensive knowledge of services offered to better assist clients
Managed high-stress situations effectively, maintaining professionalism under pressure while resolving disputes or conflicts.
Responded to customer requests for products, services, and company information.
Enhanced customer satisfaction by promptly addressing concerns and providing accurate information.
Developed strong product knowledge to provide informed recommendations based on individual customer needs.
Developed rapport with customers through active listening skills, leading to higher retention rates and positive feedback from clients.
Maintained detailed records of customer interactions, ensuring proper follow-up and resolution of issues.
Improved resolution time with effective problem-solving for customer complaints.