I have been in the Credit Field for over 40 years, and I am sure I would be an asset to any company who wants a strong fair and flexible dept with minimum bad debt losses. For the last three years,losses were under $15,000 withe sales of over 60 million a year.
Overview
45
45
years of professional experience
Work History
Credit Manager
Designs by Briere
Lake Worth, FL
10.2023 - Current
Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
Negotiated repayment plans with debtors who were unable to pay their full balance due immediately.
Working on a part time basis at home
VP of Credit
National Spinning Co., Inc.
Washington, NC
11.1978 - Current
Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
Evaluated customer applications for credit limits in accordance with established guidelines.
Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
Reviewed accounts for signs of fraud and non-payment issues.
Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
Submitted delinquent accounts to collections department or outside resources.
Analyzed financial data to determine the degree of risk involved in extending credit.
Worked with management to evaluate credit strategies and develop improvements.
Visited customers both in the US and countries in Europe, Central and south America to determine their credit worthiness.
Created standard operating procedures and delivered training to credit personnel to improve operational efficiency.
Education
BBA - Finance & Credit Management
CCNY-Baruch Shool of Business
New York, NY
06-1967
Skills
Credit Evaluations
Expertise in Excel
Mentoring and Training
Credit Analysis
Expert in Reporting
Proficient in Oracle
Proficient in "elnino"
Have set up Credit Policy in Foreign Countries including Europe, Central and South America
Have set up Credit Dept's Policy using available software while working with MAnagement and Sales
Accomplishments
POSITIONS HELD
Member of 475 Esquire Toppers Credit Club for 10 years
Board Member from Jan. 2009-May 2017
President of 475 from 2010-2012
Received the Top Hat Award in 2015 for Distinguished Service in the Credit Field