I have been in the Credit Field for over40 years, and I am sure I would be an asset to any company who wants a strong fair and flexible dept with minimum bad debt losses. For the last three years, losses were under $15,000 while sales were60 million a year.
Overview
46
46
years of professional experience
Work History
Credit Manager
Designs by Briere
10.2023 - Current
Assessed customer creditworthiness based on financial reports, payment histories and other sources of information
Collaborated cross-functionally with sales, management and other departments to maintain effective operations
Negotiated repayment plans with debtors who were unable to pay their full balance due immediately
Working on a part time basis at home
VP of Credit
National Spinning Co., Inc.
11.1978 - 12.2024
Assessed customer creditworthiness based on financial reports, payment histories and other sources of information
Evaluated customer applications for credit limits in accordance with established guidelines
Collaborated cross-functionally with sales, management and other departments to maintain effective operations
Reviewed accounts for signs of fraud and non-payment issues
Developed and maintained relationships with customers to ensure prompt payments on accounts receivable
Submitted delinquent accounts to collections department or outside resources
Analyzed financial data to determine the degree of risk involved in extending credit
Worked with management to evaluate credit strategies and develop improvements
Visited customers both in the US and countries in Europe, Central and south America to determine their credit worthiness
Created standard operating procedures and delivered training to credit personnel to improve operational efficiency
Education
BBA - Finance & Credit Management
CCNY-Baruch School of Business
New York, NY
06.1967
Skills
Credit Evaluations
Expertise in Excel
Mentoring and Training
Credit Analysis
Expert in Reporting
Proficient in Oracle
Proficient in "elnino"
Have set up Credit Policy in Foreign Countries including Europe, Central and South America
Have set up Credit Dept's Policy using available software while working with MAnagement and Sales