Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Sandra Chitwood

San Diego,CA
Sandra Chitwood

Summary

Dynamic Loan Manager with a proven track record at Cashtyme, excelling in loan underwriting and customer service. Achieved significant reductions in processing time through innovative workflow management, while consistently meeting sales targets. Strong attention to detail and problem-solving abilities fostered compliance and enhanced client relationships, driving business growth and customer satisfaction.

Overview

18
years of professional experience

Work History

Cashtyme

Loan Manager / Branch Manager
10.2012 - 06.2025

Job overview

  • Enhanced customer satisfaction with timely and accurate loan assessments, providing clear communication throughout the process.
  • Reduced loan processing time by implementing efficient workflow management systems.
  • Consistently met sales targets through proactive client outreach and relationship building efforts.
  • Maintained a strong understanding of market trends and competitor offerings, allowing for the strategic positioning of products to attract new customers while retaining existing ones.

Cashtyme / Western Union

Compliance Officer
10.2012 - 06.2025

Job overview

  • Managed relationships with regulators, maintaining open lines of communication to ensure transparent operations.
  • Assisted with internal and external audits to confirm compliance with applicable laws and regulations.
  • Promoted a culture of continuous improvement through ongoing evaluation and refinement of compliance program elements.
  • Collaborated with cross-functional teams to address compliance concerns, fostering a culture of shared responsibility.

Xpress Cash

Office Manager
10.2007 - 08.2010

Job overview

  • Handled sensitive information with discretion, maintaining confidentiality of company documents and personnel records.
  • Provided exceptional customer service when addressing client inquiries or concerns via phone calls or email correspondence.
  • Maintained accurate financial records by reconciling accounts payable/receivable transactions regularly to ensure balanced budgets.
  • Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.

Education

Wood River High School
Hailey, ID

Diploma from Business Ownership And Management
06.1991

Skills

  • Loan servicing
  • Documentation review
  • Loan underwriting
  • Sales and marketing
  • Collections management
  • Payment processing
  • Teamwork
  • Customer service
  • Time management
  • Attention to detail

Timeline

Loan Manager / Branch Manager

Cashtyme
10.2012 - 06.2025

Compliance Officer

Cashtyme / Western Union
10.2012 - 06.2025

Office Manager

Xpress Cash
10.2007 - 08.2010

Wood River High School

Diploma from Business Ownership And Management