Overview
Work History
Education
Skills
BINDER
Timeline
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Sarah Farney

Castorland,NY

Overview

2024
2024
years of professional experience

Work History

Operated cash registers efficiently.

Assisted customers in locating desired items.

Processed customer transactions efficiently.

Organized and replenished retail shelves.

Sarahs Hair Salon

Self-Employed
06.2020 - 10.2023

Education

Cosmetology License - Cosmetology

Howard G. Sackett Technical Center
Glenfield, NY
06.2003

High School Diploma -

Beaver River Central School
Beaver Falls N,Y
2003

Skills

Customer service

  • Problem-solving
  • Time management
  • Multitasking
  • Multitasking Abilities
  • Excellent communication
  • Computer skills
  • Organizational skills
  • Organization and time management
  • Decision-making
  • Problem resolution
  • Verbal communication

BINDER

  • RE: The Compound
  • 21182 Salmon Run Mall
  • Box 139
  • Watertown, NY 13601
  • Policy: 0100224866-0
  • Date: 2023-02-03
  • Company: Kinsale Insurance Company
  • Policy Term: 2023-02-02 - 2024-02-02
  • Retro Date: n/a
  • Coverage Form: Commercial General Liability - Occurrence
  • Description Of Operations: Amusement Center
  • Limits
  • Each Occurrence Limit $1,000,000
  • Damages to Premises Rented to You Limit $100,000
  • Medical Expense Limit Excluded
  • Personal & Advertising Injury Limit $1,000,000
  • General Aggregate Limit $2,000,000
  • Products / Completed Operations Aggregate Limit $2,000,000
  • Deductibles
  • General Liability Per Occurrence $2,500
  • Deductibles apply to all coverages, damages, and expenses.
  • Sublimits
  • Snow or Ice $10K / $10K
  • Coverage Enhancements
  • AI - As Required by Written Contract
  • Premium (Minimum premium applies) $7,500
  • Company Fees $300
  • Total Due At Inception $7,800
  • Minimum Earned Premium 25.00%
  • Minimum Deposit Premium 100.00%
  • Company Fees are fully earned.
  • Premium is 100.00% minimum and deposit.
  • Minimum Premium applies.
  • Taxes, fees and surcharges are the responsibility of the broker.
  • Policy Subject to Annual Audit.
  • Class Description and Rating Basis
  • Class Description Exposure Base Exposure Units Rate
  • Skating Rinks - roller (Excluding Participants) per $1,000 Gross Sales 100,000 75.0000
  • RATED AS Skating Rinks - roller
  • Locations
  • 1. 21182 Salmon Run Mall Loop Suite 139, Watertown, NY 13601
  • Condition Precedent:
  • This binder is conditioned on our receipt and approval of the materials listed below. We may rescind this binder if we do not receive, review and approve in writing these materials. Further, this binder is strictly conditioned upon there being no material change in the risk between the date of the binder and the effective date of the policy. If we determine that a material change has occurred, we may modify the terms of this binder, including rescinding it altogether.
  • The schedule of Names Insureds will include only the entities listed on this quote (and will not include entities requested in the submission, but not listed in this quote). Any adjustments to this schedule will be made effective no earlier than the date a request to amend the schedule is received by Kinsale.
  • Comments:
  • Policy Subject to 25% Audit Noncompliance Charge Factor.
  • Pricing, terms, or viability of this quote may change pending review of the contingency items noted above. We may rescind this quote in the event these items are unavailable for review.
  • Exclusions and Endorsements:
  • CAS1000-0521 - Commercial General Liability Declarations
  • ADF9013-0419 - Notice - Where To Report A Claim
  • ADF4001-0110 - Schedule of Forms
  • CG0001-0413 - Commercial General Liability Coverage Form
  • ADF2000-0622 - Policy Amendment - Extrinsic Evidence
  • CAS2004-0110 - Deductible Endorsement
  • CAS2007-0222 - Common Conditions - Casualty
  • CAS2025-0110 - Personal and Advertising Injury Limitation
  • CAS2034-0621 - Scheduled Named Insured Endorsement
  • CAS2024-0418 - Limitation of Coverage A and Coverage C to Designated Location(s) or Project(s) or Event(s)
  • CAS2044-0220 - Limitation of Coverage B to Designated Location(s) or Project(s) or Event(s)
  • CG2034-1219 - Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You
  • CG2139-1093 - Contractual Liability Limitation
  • CG2244-0413 - Exclusion - Services Furnished by Health Care Providers
  • ADF4002-1120 - Basis of Premium
  • ADF4003-0110 - New York Amendatory Endorsement - Notice Provisions
  • CAS4004-0320 - Amendment - Supplementary Payments Inside Limits of Insurance
  • CAS4018-1121 - Additional Policy Provisions - Premium
  • CAS4042-0119 - Amended Limits of Insurance - Snow or Ice - Supplementary Payments Within Sublimits
  • CAS4091-1022 - Amendment - Conditions - Premium Audit (Including Noncompliance Conditions) - 25% Charge Factor
  • ADF3003-0922 - Exclusion - Absolute Pollution and Pollution Related Liability
  • ADF3010-0110 - Exclusion - Nuclear, Biological or Chemical Materials
  • ADF3011-0115 - Exclusion of Other Acts of Terrorism Committed Outside the United States; Exclusion of Punitive Damages Related to a Certified Act of Terrorism; Cap on Losses from Certified Acts of Terrorism
  • CAN3004-0218 - Exclusion - Impairment
  • CAS3002-1016 - Exclusion - Assault and Battery
  • CAS3009-0110 - Exclusion-Medical Payments
  • CAS3011-0220 - Exclusion - New Entities (Commercial General Liability)
  • CAS3016-0110 - Exclusion - Injury to Volunteers
  • CAS3017-0110 - Exclusion- Absolute Auto, Aircraft and Watercraft
  • CAS3019-0320 - Exclusion - Liquor Liability
  • CAS3031-0621 - Exclusion - Athletic Participants
  • CAS3040-0222 - Amendment - Employer's Liability
  • CAS3054-0621 - Additional Policy Exclusions
  • CAS3056-1118 - Exclusion - All Construction
  • CAS3067-0110 - Exclusion- Mechanical Amusement Ride or Device
  • CAS3083-1120 - Exclusion - Climbing Walls
  • CAS3086-1121 - Exclusion - Water Related Bodily Injury and Property Damage
  • CAS3090-0621 - Exclusion - Playground Equipment
  • CAS3098-1120 - Named Insured vs. Named Insured
  • CAS3101-0211 - Exclusion - Fireworks and Pyrotechnics
  • CAS3103-0718 - Exclusions - Eviction and Failure to Maintain
  • CAS3105-0321 - Absolute Exclusion - Motorized Vehicles
  • CAS3108-0420 - Amended Exclusion - Recording and Distribution of Material or Information- General Liability
  • CAS3111-1121 - Absolute Exclusion - Firearms
  • CAS3113-0615 - Limitations for Special Events
  • CAS3124-0616 - Exclusion - Violation of Statutes That Govern E-Mails, Fax, Phone Calls or Other Methods of Sending Material or Information
  • CAS3125-0616 - Exclusion - Fire or Fire-Related Injury or Damage
  • CAS3140-0320 - Exclusion - Pathogen and Related Hazards
  • CAS3151-0421 - Exclusion - Inflatables
  • CAS3152-0819 - Exclusion - Trampolines
  • CAS3172-0820 - Exclusion - Participants - Designated Activity (Skateboarding, Roller Skating, Roller Blading, Hoverboarding, Riding of Onewheels, Hockey, Roller derby, Riding of Bicycles)
  • CAS3181-0621 - Absolute Exclusion - Injury To Independent Contractors Or Subcontractors
  • CAS5010-0420 - Additional Insured as Required by Written Contract
  • CAS5016-0420 - Additional Insured As Required By Written Contract - Mortgagee, Assignee, or Receiver
  • CAS5017-0420 - Additional Insured As Required By Written Contract - Managers or Lessors of Premises
  • CAS5018-0420 - Additional Insured- State or Governmental Agency or Subdivision or Political Subdivision Permits - Blanket
  • ADF9010-0321 - Notice of Terrorism Insurance Coverage
  • IL0021-0908 - Nuclear Energy Liability Exclusion Endorsement (Broad Form)
  • IL0985-1220 - Disclosure Pursuant to Terrorism Risk Insurance Act
  • ADF9004-0110 - Signature Endorsement
  • ADF9009-0110 - U.S. Treasury Department's Office of Foreign Assets Control (OFAC) Advisory Notice to Policyholders

Timeline

Sarahs Hair Salon

Self-Employed
06.2020 - 10.2023

Cosmetology License - Cosmetology

Howard G. Sackett Technical Center

High School Diploma -

Beaver River Central School

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Sarah Farney