https://www.linkedin.com/in/seema-mishra-40a970102/,State College
Overview
6
6
years of professional experience
Work History
Relationship Banking Manager
ICICI Bank
09.2023 - 11.2023
Employed advanced financial analysis and technology-driven solutions to successfully secure approval for 10 major loans, resulting in a significant 20% growth of the loan portfolio, increasing it from $50 million to $60 million.
Implemented automated portfolio management integrated with predictive analytics algorithms, which notably enhanced portfolio quality by 15% and improved ROI from 8% to 9.2%.
Utilized machine learning models to analyses client behavior and effectively executed data-driven cross-selling and upselling strategies, achieving a substantial 30% increase in the adoption of additional financial products among existing clients, exceeding key performance indicators for client expansion and product uptake.
ACTIVE FREELANCER
Freelancer
04.2022 - 08.2023
Provided technical guidance in VBA, R Programming, and Advanced Excel to over 30 clients, including a retail company where I optimized inventory management, cutting stock discrepancies by 30% and saving $50,000 annually.
Automated monthly financial reports for a financial advisory firm, reducing report generation time from 8 hours to 1 hour per report and saving about 70 hours per month, which boosted productivity by 40%.
Completed over 50 freelancing projects, such as creating a financial model for a startup that helped secure $200,000 in funding. Achieved a 95% client satisfaction rate, leading to a 30% increase in repeat business and referrals.
Developed a custom R script for a market research firm, reducing data processing time by 50% and increasing customer engagement by 15%, resulting in a $75,000 increase in quarterly revenue.
Finance Consultant
RELIANCE JIO INFOCOMM LIMITED
04.2018 - 03.2022
Enhanced FP&A support with SAP FICO, improving financial planning accuracy by 20% and reducing forecasting errors from 8% to 6%.
Utilized SAP MM to cut operational costs by 15%, saving $500,000 annually through streamlined procurement and inventory management.
Applied DCF and sensitivity analysis, leveraging R, Tableau, and Excel for advanced financial modeling, achieving a 10% ROI increase on strategic investments.
Led 5 cross-functional projects, boosting operational efficiency by 25% and generating $1.2 million in annual savings.
Conducted earnings guidance modeling with Monte Carlo simulations, enhancing financial reporting precision and driving a 15% increase in stock value.
Education
Master of Science - Masters in Business Analytics(MBAN)
Smeal College of Business,The PennState University
08.2025
MBA - Finance & Marketing
Xavier Institute of Management (XIMB)
03.2018
BTech - Electronics & Communication Engineering(ECE)
Institute of Technical Education & Research(ITER)
2016
Skills
Gretl,SPSS, R, Excel,Power BI,Rapid Miner, C,
MATLAB, VBA ,SAP, Tableau, Python, SQL,C
Accomplishments
Case Competitions:
Achieved top 2 positions in East Zone for “PepsiCo Change the Game Challenge” at XIMB (2017), showcasing strategic problem-solving skills.
Secured 1st place in “Satellite Designing” at IIT Kharagpur’s National Students’ Space Challenge (2014), demonstrating technical and analytical expertise.
Assisted intermediate students and supported senior citizens at “Jeevan Jyoti Ashram” (2015), and Uday Foundation(2023 & 2024) contributing to community development and education.
Passed 4 state-level Odissi Dance exams from Parchin Kala Kendra with first division (2002-2006), highlighting dedication and cultural involvement.
Ranked 11th overall among 1080 ECE students at SOA University.
Led Women's Day events for 200+ employees and organized international dinners at Antwerp Management School, promoting inclusivity and cultural awareness.
Served as a Business Proctor at Smeal College of Business, where I facilitated academic and professional development sessions for over 100 students, contributing to a 15% increase in student engagement and satisfaction.
Timeline
Relationship Banking Manager
ICICI Bank
09.2023 - 11.2023
ACTIVE FREELANCER
Freelancer
04.2022 - 08.2023
Finance Consultant
RELIANCE JIO INFOCOMM LIMITED
04.2018 - 03.2022
Master of Science - Masters in Business Analytics(MBAN)
Smeal College of Business,The PennState University
MBA - Finance & Marketing
Xavier Institute of Management (XIMB)
BTech - Electronics & Communication Engineering(ECE)
Mortgage Relationship Manager at ICICI Securities Ltd (Transferred to ICICI Bank Ltd.))Mortgage Relationship Manager at ICICI Securities Ltd (Transferred to ICICI Bank Ltd.))