SHELBY BARRETT
Buffalo Grove,IL
Summary
Energetic and detail-focused experienced leader with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced, high-volume environments. Comprehensive understanding of mortgage documentation and regulatory compliance, coupled with adeptness in financial analysis and loan processing software. Dedicated to ensuring smooth and efficient loan processing to facilitate successful mortgage approvals. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives. Took time out of the industry to raise my children and am eagerly looking forward to reentering the industry as soon as possible.
Overview
11
11
years of professional experience
Work History
Senior Mortgage Loan Processor
Perl Mortgage, Inc
05.2010 - 11.2010
- Processed mortgage loan applications from initial submission to final approval.
- Analyzed/verified borrower credit reports, income/asset statements.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, payoffs, appraisals, loan files and tax histories.
- Communicated with borrowers to gather necessary information and resolve issues.
- Maintained detailed records of each loan file throughout processing.
- Set up and completed loan submission packages
- Handled any conditions sent from underwriting departments.
- Reduced turnaround time for mortgage approvals through effective communication with underwriters and loan officers.
- Increased productivity by implementing time-saving strategies such as standardized checklists and document templates.
- Enhanced loan processing efficiency by streamlining documentation and verification procedures.
- Managed a large pipeline of loans, prioritizing tasks to ensure deadlines were met consistently.
Senior Loan Processing Manager
Summit Mortgage, Corp.
04.2000 - 07.2009
- All duties listed at Perl Mortgage.
- Led a team of loan processors to achieve high performance levels while maintaining strict adherence to regulatory requirements.
- Optimized inter-departmental collaboration by establishing clear channels of communication between the sales team and underwriting/processing staff.
- Implemented robust document tracking systems that streamlined information retrieval and expedited the overall loan process.
- Improved team productivity, coordinating training sessions on industry regulations and compliance standards for loan processors.
- Streamlined loan processing procedures by implementing efficient workflow strategies, resulting in faster approvals and increased customer satisfaction.
- Managed a diverse portfolio of loans, ensuring prompt processing and approval for clients across various industries.
- Assisted sales teams in structuring viable lending solutions for prospective clients based on their specific needs and financial profiles.
- Spearheaded initiatives to automate repetitive tasks within the loan processing department, freeing up staff resources for more strategic activities.
- Ensured smooth transitions during the loan processing lifecycle by maintaining open communication with all relevant stakeholders, including borrowers, underwriters, and closing agents.
- Developed and maintained relationships with customers, lenders and other third parties.
- Recognized as THE top performer within the department, consistently delivering high-quality work while meeting strict deadlines.
- Reduced loan application processing time with the introduction of digital documentation management systems.
- Consistently met or exceeded performance targets, driving an increase in overall department efficiency.
- Monitored all pipelines to track and log status of loans.
Education
No Degree - Abnormal Psychology
National Louis University
Chicago, ILBachelor of Arts - Psychology/Sociology/Social Work
University of Missouri
Columbia, MOSkills
- Extremely strong communication skills
- Excellent Prioritization Skills
- Time management capabilities
- Problem solving prowess
- Credit evaluation/Document review
- Superior pipeline/file management
- Proficient in Calyx Point, Encompass
- Multitasking Abilities
- Critical thinking/adaptability
- Exceptional 0rganizational skills
- Self motivation
Accomplishments
Took Illinois Loan Originator Exam in third year of processing with no review simply for fun and passed on first attempt
Timeline
Senior Mortgage Loan Processor
Perl Mortgage, Inc
05.2010 - 11.2010
Senior Loan Processing Manager
Summit Mortgage, Corp.
04.2000 - 07.2009
No Degree - Abnormal Psychology
National Louis University
Bachelor of Arts - Psychology/Sociology/Social Work
University of Missouri
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