Allen Zeighami
San Diego,USA
Summary
Experienced Finance and Lending Professional with over 20 years of expertise in automotive finance, mortgage lending, credit analysis, and financial services. Proven track record as Director of Finance & Sales, managing dealership finance operations, structuring retail and lease transactions, securing lender approvals, and leading high-performing sales teams. Licensed California Mortgage Loan Originator and Insurance Agent with extensive experience in residential lending, loan origination, credit evaluation, and client relationship management. Strong background in financial analysis, underwriting, compliance, and customer service.
Overview
1
1
Certification
17
17
years of professional experience
Work History
Assistant Bookkeeper
CLN Bookkeeping Services
San Diego, CA
10.2024 - Current
- Using Quickbooks Accounting Software to maintain accurate financial records of business by recording, tracking, and updating financial transactions. Record income, expenses, and other financial activities. Track invoices, payments and overdue accounts. Deal with sales invoices, income, receipts and payments.
Mortgage Loan Officer
Straight Deal Mortgage
San Diego, USA
06.2022 - Current
- Collect financial information (Taxes, Income, Debts)
- Evaluate creditworthiness and eligibility for obtaining a mortgage loan
- Interview clients
- Guide clients through mortgage loan options
- Prepare and submit mortgage loan applications
- Monitor and report on application processes
- Help resolve problems with applications
- Research new mortgage loan policies
- Explained different types of loans pertaining to client situations.
- Assisted clients in selecting the correct loan product and terms to meet their needs and financial goals.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Director of Finance & Sales
Xclusive Motors Inc.
San Diego, USA
10.2009 - 11.2021
- Hired, trained and built high-performing team of sales representatives.
- Compiled and analyzed data to determine approaches to improve sales and performance.
- Increased profit margins by effectively controlling budget and overhead and optimizing product turns.
- Managed accounts payable and receivables and payroll.
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Processed credit card payments and reconciled credit card statements for accuracy in accounting process.
- Developed monthly, quarterly and annual profit and loss statements and balance sheets.
- Created and managed project plans, timelines, and budgets.
- Evaluated customer needs and feedback to drive product and service improvements.
- Reconciled and corrected issues with financial records.
- Tracked financial progress by creating quarterly and yearly balance sheets.
- Handled day-to-day accounting processes to drive financial accuracy.
Education
Quickbook Certificate Level One - Bookkeeping
Intuit Academy
San Diego, CAMaster Degree - Civil and Structural Engineering
UNIVERSITY OF PORTLAND
Portland, OregonSkills
Mortgage Loan Origination
Automotive Finance & Lending
Credit Analysis & Risk Assessment
Loan Processing & Underwriting
Financial Statement Analysis
QuickBooks Accounting
Deal Structuring & Funding
Financial Planning & Budgeting
Team Leadership & Training
Sales Management
Customer Relationship Management
Regulatory Compliance
Negotiation & Problem Resolution
Certification
- Mortgage Loan Originator, 2148590, California
- Life Agent Insurance License, 4215076, California
Timeline
Assistant Bookkeeper
CLN Bookkeeping Services
10.2024 - Current
Mortgage Loan Officer
Straight Deal Mortgage
06.2022 - Current
Director of Finance & Sales
Xclusive Motors Inc.
10.2009 - 11.2021
Quickbook Certificate Level One - Bookkeeping
Intuit Academy
Master Degree - Civil and Structural Engineering
UNIVERSITY OF PORTLAND