Steve Toth

• Guide clients through loan processes, achieving high approval rates and enhancing client satisfaction.
• Analyze financial data to provide tailored loan solutions, boosting customer retention.
• Collaborate with underwriters to streamline loan approvals, reducing processing time.
• Resolve client inquiries efficiently, improving overall service experience.
• Implement strategies to optimize loan portfolio performance, ensuring compliance and profitability.

• Responsible to keep portfolio clients in house by negotiating rate and terms of refinance

• Required to engage in influential sales and negotiation tactics with prospective clients

• Thrived in a high pressure sales environment regularly closing 5+ sales with $1,000,000 of revenue in a day

• Consistently top 10% of applications and loans funded

• Resolved client queries, explained loan structures, ensured clear documentation, enhanced client trust
• Cultivated strong relationships with builder clients, facilitating smooth loan processes and providing expert guidance on documentation requirements.
• Analyzed complex loan structures and documentation requirements, delivering clear explanations to clients and maintaining high service standards.
• Managed comprehensive loan documentation process while providing responsive support to clients, ensuring timely submission and accuracy.
• Orchestrated seamless coordination between builders, vendors, and internal teams to expedite loan processing and enhance client satisfaction.

• Met and exceeded monthly mortgage sales volume across all 50 states
• Responsible for a rolling pipeline on average 40-50 clients
• Engaged in competitive negotiations against rival finance companies to earn a client's business
• Developed and delivered training courses for 20-25 of my peers on a quarterly basis
• Specially asked to participate in a pilot program testing new loan software
• Recognized for top sales volume; Q2 2016, Q3 2016, Q2 2017, Q3 2018