- Music
- Outdoor Recreation
- I participate in low-impact exercises to strengthen core muscles
- Volunteering
- I like working with my hands and fixing things
- Gardening
- Enjoy participating in [activity] for overall physical and mental well-being
- Electronics and Circuit Building
- Community Cleanup
- Cooking
- I enjoy helping others and giving back to the community
- Participating in fundraising events to support local charities, schools, or community projects
- Road Trips
- Volunteering with youth sports programs as a [role]
- Growing herbs, vegetables, or fruits in home gardens
- Participate in [sport 1] and [sport 2], as recreational activities to maintain physical fitness
- Sharing recipes, cooking tips, and culinary experiences through blogs and social media platforms
- Wine Tasting
- Participating in cooking contests and challenges to showcase culinary skills and creativity
- Personal Development and Self-Improvement
- Documenting and sharing travel experiences
- Adventure Travel
- Virtual Reality
- I enjoy cooking for friends and family gatherings
- Learning new cooking techniques and expanding my culinary skills
- I participate in a variety of outdoor recreational activities
- Fashion
STEVEN LOWE
King George,VA
Summary
A dynamic and results-driven professional with over four decades of diverse experience in real estate sales, lending, and property management. Recognized as a top performer in the lending industry, with comprehensive expertise in new home construction, builder management, and in-house lending operations. Demonstrated strength in customer consultation, market analysis, contract preparation, and lead generation. Eager to leverage extensive experience and unwavering dedication to excellence in a strategic role within real estate builder sales, property management, or in-house lending, driving growth and success.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Realtor Sales Associate
United Real Estate Premier
03.2025 - Current
- Facilitated property transactions by guiding clients through buying and selling processes.
- Conducted market analysis to determine competitive pricing strategies for listings.
- Collaborated with mortgage brokers and inspectors to streamline transaction timelines.
- Developed comprehensive marketing plans utilizing digital platforms to enhance property visibility.
- Provided exceptional customer service, addressing client inquiries and concerns promptly.
- Mentored junior agents, sharing best practices for client engagement and negotiation tactics.
- Assisted buyers with finding ideal homes by assessing needs, requirements, and budgets.
- Consistently received positive feedback and referrals from satisfied clients, contributing to a strong professional reputation in the industry.
- Demonstrated excellent problem-solving skills when addressing potential obstacles during transactions, securing successful outcomes for all parties involved.
- Built strong professional relationships with colleagues and clients, fostering a positive work environment.
- Facilitated smooth communication between buyers and sellers throughout the negotiation process, resulting in mutually beneficial agreements.
- Organized open houses and private showings to effectively showcase properties to potential buyers.
- Collaborated with mortgage brokers, home inspectors, and other industry professionals to provide seamless transaction experiences for clients.
Realtor
Remax Realty Group
10.2019 - 02.2025
- Strategic Planning & Execution: Developed and implemented business and marketing strategies with budget management to achieve real estate goals
- Lead Generation: Utilized various channels such as ads, cold calls, email campaigns, print marketing, and networking to generate consistent new business
- Consultation & Guidance: Provided expert advice on real estate needs, market conditions, mortgage options, and legal and ethical considerations
- Mortgage Assistance: Helped buyers evaluate mortgage options and secure the best possible rates and terms based on their financial goals
- Sales & Market Valuation: Created content for property listings and sales presentations while conducting market analyses to determine accurate property valuations
- Property Marketing: Promoted properties through open houses, digital marketing, and traditional advertising to increase visibility
- Property Staging: Advised sellers on property staging and enhancement strategies to improve appeal to potential buyers
- Transaction Management: Oversaw the entire transaction process, from showings and inspections to appraisals and closings, for a smooth experience
- Negotiation & Deal Structuring: Represented clients in negotiating terms, pricing, and contracts, securing favorable outcomes for all members
- Contract Preparation & Compliance: Drafted, examined, and completed contracts and agreements while adhering to timelines and legal standards
- Vendor Collaboration: Built strong relationships with key professionals like lenders, appraisers, inspectors, and attorneys to seamless transactions
- Property Acquisition & Evaluation: Identified and evaluated potential acquisitions, conducting feasibility studies to support successful property investments
- Closing Process Management: Supervised the signing of documents, the distribution of funds, and compliance with the law while managing the closing process
- Financial Insights & Guidance: Provided clients with detailed financial analysis and property valuation data to support informed decision-making
- Market Research & Trend Analysis: Stayed updated on real estate market trends to offer valuable insights that guide clients through their buying, selling, or investment decisions
- Key Achievements:
- Ranked consistently in the top 20% of realtors and mortgage professionals, demonstrating exceptional sales skills and leadership
- Specialized in new home construction sales, working with builders and developers for 35 of the 48 years in the industry
- Directed large teams and multiple branch offices for top mortgage firms, consistently exceeding sales targets and driving business growth
- Assisted military families with their relocation needs, expertly handling property sales and purchases throughout the transition process
Realtor
Century 21 New Millennium
10.2017 - 10.2019
- Strategic Planning & Execution: Developed and implemented business and marketing strategies with budget management to achieve real estate goals
- Lead Generation: Utilized various channels such as ads, cold calls, email campaigns, print marketing, and networking to generate consistent new business
- Consultation & Guidance: Provided expert advice on real estate needs, market conditions, mortgage options, and legal and ethical considerations
- Mortgage Assistance: Helped buyers evaluate mortgage options and secure the best possible rates and terms based on their financial goals
- Sales & Market Valuation: Created content for property listings and sales presentations while conducting market analyses to determine accurate property valuations
- Property Marketing: Promoted properties through open houses, digital marketing, and traditional advertising to increase visibility
- Property Staging: Advised sellers on property staging and enhancement strategies to improve appeal to potential buyers
- Transaction Management: Oversaw the entire transaction process, from showings and inspections to appraisals and closings, for a smooth experience
- Negotiation & Deal Structuring: Represented clients in negotiating terms, pricing, and contracts, securing favorable outcomes for all members
- Contract Preparation & Compliance: Drafted, examined, and completed contracts and agreements while adhering to timelines and legal standards
- Vendor Collaboration: Built strong relationships with key professionals like lenders, appraisers, inspectors, and attorneys to seamless transactions
- Property Acquisition & Evaluation: Identified and evaluated potential acquisitions, conducting feasibility studies to support successful property investments
- Closing Process Management: Supervised the signing of documents, the distribution of funds, and compliance with the law while managing the closing process
- Financial Insights & Guidance: Provided clients with detailed financial analysis and property valuation data to support informed decision-making
- Market Research & Trend Analysis: Stayed updated on real estate market trends to offer valuable insights that guide clients through their buying, selling, or investment decisions
- Key Achievements:
- Ranked consistently in the top 20% of realtors and mortgage professionals, demonstrating exceptional sales skills and leadership
- Specialized in new home construction sales, working with builders and developers for 35 of the 48 years in the industry
- Directed large teams and multiple branch offices for top mortgage firms, consistently exceeding sales targets and driving business growth
- Assisted military families with their relocation needs, expertly handling property sales and purchases throughout the transition process
Education
AA - Business Administration
College of Southern Maryland
05-1969
Skills
- Team Leadership
- Property Management
- Client Relationship Management
- Customer Service
- Training and Mentoring
- Budget Management
- Vendor Management
- Strong Communication
- Conflict Resolution
- Market Research
- Cross-functional Collaboration
- Time Management
- Problem Solving
- Sales Forecasting
- Computer
- Microsoft Office
- Excel
- Word
- Contract Execution
- Construction Format and Terms
- Strong negotiation skills
- Goal-oriented mindset
- Social media proficiency
- Home staging advice
- Networking and referrals
- Buyer qualification assessment
- Sales presentation mastery
- Strong organizational skills
- Excellent teamwork
- Works well independently
- Client-oriented
- Clean driving record
- Client management
- Property tours and inspections
- Leasing and sales
- Active Maryland real estate license
- Active Maryland, Virginia North Carolina real estate license
- Negotiation expertise
- Sales presentations
- Highly professional
- Property marketing
- Staff management
- Comparative market analysis
- House showings
- MLS expert
- Lead follow up
- Client needs assessment
- Buyer contracts
- Presenting
- Proficient in Microsoft office
- Virginia, Md and North Carolina association of realtors
- Negotiation
- Home inspections
- Lender relations
- Accomplished in commission sales
- Real estate development
- Sales closing
- Appraisal procedures
- Contract negotiation
- Financial planning
- Financing requirements
- Contract preparation
- [Specialization] property sales
- Interior staging
- Traditional marketing
- Mortgage counseling
- Lending
- Honest and ethical
- New home salesmanship
- Excellent communicator
- Maryland, Virginia and Noth Carolina licensed real estate agent
- Real estate broker licensed in North Carolina
- Mortgaging
- MLS updating
- Property sales
- National association of realtors
- Buyers' agent
- Teamwork
Accomplishments
I was a top mortgage banker with many of the notions lending mortgage banking firms for over 50 years. I was constantly in the top 10% of sales originators each year. Served on many manager advisory councils with different firms . I was also a manager of several branches while also orignating loans. I managed between 4-30 personell in 2-6 branch offices, Retired from mortgage banking in 2017
Affiliations
I have always been affiliated with many local and civic orgamizations which is where I get the majority of my referrals. I belonged to the Lions Club (officer for 15 years) Charles County Jaycees (member0 Charles County Chamber of Commerce (member and past director) Mortgage Bankers Association ( past member) College of Southern Maryland Foundation ( Director Emeritus present) Charles County Crime Solvers (Director -present) Commissioner Charles County Licensed Beverage Board( 2014-2017) Md Association of Realtors
(SMAR), Northern Virginia Association of Realtors( NVAR)and Bright MLS.
Certification
- Military Relocation Specialist
- Licensed Realtor
- North Carolina 2023 – Present
- Virginia 2016 – Present
- Maryland 1973 – Present
- NMLS (National Mortgage Licensing System)
Interests
Timeline
Realtor Sales Associate
United Real Estate Premier
03.2025 - Current
Realtor
Remax Realty Group
10.2019 - 02.2025
Realtor
Century 21 New Millennium
10.2017 - 10.2019
AA - Business Administration
College of Southern Maryland