Sudhir Bhargava

• Proficient Finance Consultant with knowledge of wide range of financial strategies. Possess strong business expansion, interpersonal communication and research skills. Successful experience encouraging and guiding individuals or teams on risks and solutions.
• Starting as a freelancer with Upwork and expanding into finance consulting and then expanding into the blockchain space with my business, metafin.biz, - partnering with startups, businesses, banks and community lenders, as a Cryptocurrency, Finance, Banking/lending, Payments, and Ecommerce consultant on assignments with Upwork, GLG, Guidepoint' NYC Dept of Business Services (long term) and Latoken
• Currently Listing Partner with Bdex (CMC top 20), Latoken and Enor Digital exchanges
• Projects include UX/Web design for an Ecommerce website, Finance for a start-up online wholesaler, Global banking industry and fintech advisory for a Korean bank, Client Off-boarding Strategy for a Finance startup,, technology in private banking for a Russian bank, small business lending/crowdfunding at NYC Business Solutions and IEO/CEX Listings for startups with a global crypto Latoken
• Excellent communication skills, both verbal and written

Achievements

• Highest funding of loans for startups (in excess of $12 mill, 147 loans) for NYC Business Solutions
• Current customer feedback score of 4.85 out of 5 through Upwork
• Excellent loan approval and project completion rates as per timeframes and goalposts for projects
• Resolved problems, improved operations and provided exceptional service.
• Passionate about learning and committed to continual improvement and education . over the period

• Managed and grew portfolio of business clients successfully for their lending and banking needs - sales, underwriting, KYC and service for Equipment Finance, Receivables Finance, Commercial Mortgages, SBA loans, Lines of Credit, Trade Finance, Commercial Card, Term Loans, FX Lines, International Payments and more
• Partnered effectively with Retail, Private and Commercial banking as well as product specialists
• Maintained proactive interaction with and healthy understanding of client businesses to identify key service and product needs and foster strong partnerships
• Ensured strong client retention and satisfaction rates as well as excellent sales, lending and profit growth for portfolio
• Maintained active networks/partnerships and strong sales pipeline to achieve and exceed sales goals. This included strong partnerships and interaction within team
• Mentored junior Relationship Managers and used team based approach to achieve client success
• Performed responsibilities included Risk Management (including KYC), Financial Analysis, Underwriting,
• Networking and active business development

Achievements

• Closed largest commercial mortgage in team in 2017 yielding 190% portfolio growth
• Was at 147% of lending target as of December 2016
• Was at 135% of target for fee income as of December 2016

• Maintained proactive and effective interaction with Enterprise clients to understand financial needs and operations of their businesses and ensure strong partnership
• Performed regular KYC and AML reviews
• Developed strong client/internal relationships resulting in high client retention and satisfaction as well as strong portfolio sales growth
• Maintained active sales pipeline to achieve and exceed sales goals
• Identified opportunities to improve business process flows and productivity.
  Represented organization at industry conferences and events.

Achievements

• Highest new to bank deposits in Brooklyn team as of July 2015 yielding 140% portfolio growth
• New fee income from cross sales of $272,000 for year 2014 - ranked highest in fee income for year
• Sold and managed biggest Purchase card in Business Banking for 2014

• Worked with Australia's largest Business Bank on portfolio of businesses to partner with them for their banking and lending needs
• Supervised assistant to ensure optimum service and sales results
• Achieved sales/revenue goals through combination of business development and retention

Achievements

• Consistent customer satisfaction scores (of 81% and 85% - highest for business unit
• Portfolio growth of 181% for financial year 2011
• Portfolio Risk Asset Review score of 90.30% for credit quality and 90.80% for loan management.

• Managed credit process for Business Banking lending applications in assigned portfolio of businesses
• Monitored credit quality of assigned book including managing loan renewal process
• Worked well in team setting, providing support and guidance.
• Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
• Proved successful working within tight deadlines and fast-paced environment

Achievements

• Excellent customer satisfaction scores and loan approval rate
• Strong portfolio audit scores