Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

TANIA MELGAR

Fresno,CA

Summary

Lending Professional with over 20 years of experience in Real Estate, Loan Document Specialist and Loan Processing. Seeing to be a part of a Team committed to efficiency and outstanding customer service.

Overview

19
19
years of professional experience

Work History

Loan Document Specialist

Country Club Mortgage
10.2020 - Current
  • Daily tasks include in preparing Closing Disclosures
  • To be complete and accurate with Escrow Fees, Purchase Contracts and Loan Requirements found during Underwriting or on Appraisal
  • Sending to Borrower(s)
  • I must also make sure file is accurate and disclose property to ensure all TRID guidelines are met. In an average day I prepare about 5 Closing Disclosures and send about 6 set of Loan Documents to Escrow.
  • Also prepare and send Loan Documents to Escrow, ensuring there are no mistakes so Loan signing is smooth.

Loan Processor

Murphy Bank
06.2019 - 10.2020
  • Input the loan application send out the Initial disclosures, Loan Estimate if applicable reach out to client for any missing or updated information that is required
  • Set up and close a variety of loan products including Mobile Homes in Share Parks and on land or 433A, Construction Loans, Vacant land with TRID regulations, Park Models and Commercial loans
  • Prepare Closing Disclosures, prepare wires fund the loan, board and pre-board, post-closing.

Loan Processor

Premier Mortgage
04.2018 - 01.2019
  • Prequalification’s of potential clients for home purchase transactions
  • Responsible for verifying all qualifying income as well as reaching out to Client for updated/required paperwork to ensure smooth Real Estate transaction
  • Not only to maintain the most up-to-date credit file but to also keep Borrowers informed on their new home construction
  • Processing on average of 20 plus new loans a month
  • Getting to know the Borrowers phase of life is exciting as we get to share in a wonderful experience such as homeownership.

Loan Processor

Resource Lenders, Inc.
06.2005 - 04.2018
  • Initial hired as a receptionist within two months promoted to a Loan Document Specialist held that position or 8 years
  • Eventually progressed to Processing position and worked with more than 5 different high volume end Loan Officers in a fast paced environment
  • Worked directly with Underwriters, Escrow Officers
  • Well versed in Conventional, VA, FHA & USDA loan programs as well as Federal guidelines and TRID in recent years.

Education

Diploma -

Duncan Polytechnical High School
Fresno, CA
06.1997

Skills

  • Bilingual fluent in Spanish able to read and write in Spanish
  • Typing 50 wpm
  • Able to multi task
  • Team Player
  • Detail Orientate
  • Clear Communication
  • Self-Starter
  • Efficient in computer software

References

Available upon request

Timeline

Loan Document Specialist

Country Club Mortgage
10.2020 - Current

Loan Processor

Murphy Bank
06.2019 - 10.2020

Loan Processor

Premier Mortgage
04.2018 - 01.2019

Loan Processor

Resource Lenders, Inc.
06.2005 - 04.2018

Diploma -

Duncan Polytechnical High School

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TANIA MELGAR